Assignee
CHIME FINANCIAL INC
US·43 granted patents·54 pending applications·49 citations·filing 2020–2025
Top patents by PatentIndex Score
97 records- 0193US11900451B1Generating credit building recommendations through machine learning analysis of user activity-based feedbackCHIME FINANCIAL INC·Filed 2020·Granted Feb 13, 2024·14 cites·18 claims
- 0292US11699157B1Dynamic generation of digital messages with unique links for direct-to-merchant paymentsCHIME FINANCIAL INC·Filed 2020·Granted Jul 11, 2023·5 cites·20 claims
- 0389US11386490B1Generating graphical user interfaces comprising dynamic credit value user interface elements determined from a credit value modelCHIME FINANCIAL INC·Filed 2022·Granted Jul 12, 2022·13 cites·20 claims
- 0488US12020257B2Generating a fraud prediction utilizing a fraud-prediction machine-learning modelCHIME FINANCIAL INC·Filed 2021·Granted Jun 25, 2024·2 cites·20 claims
- 0588US11829985B1Machine learning system for routing payment requests to different customer accountsCHIME FINANCIAL INC·Filed 2020·Granted Nov 28, 2023·6 cites·20 claims
- 0687US11936814B1Utilizing machine learning models to generate interactive digital text threads with personalized agent escalation digital text reply optionsCHIME FINANCIAL INC·Filed 2022·Granted Mar 19, 2024·2 cites·20 claims
- 0784US2025390883A1Dynamic generation of digital messages with unique links for direct to merchant paymentsCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 0883US12040933B2Network event data streaming platform for batch distribution and streaming of network event dataCHIME FINANCIAL INC·Filed 2022·Granted Jul 16, 2024·3 cites·20 claims
- 0982US12010075B2Utilizing machine learning models to generate interactive digital text threads with personalized digital text reply optionsCHIME FINANCIAL INC·Filed 2022·Granted Jun 11, 2024·1 cites·20 claims
- 1081US11922491B1Generating dynamic base limit value user interface elements determined from a base limit value modelCHIME FINANCIAL INC·Filed 2022·Granted Mar 5, 2024·1 cites·20 claims
- 1179US11748718B1Graphical user interfaces for consolidated account creation and account funding in digital systemsCHIME FINANCIAL INC·Filed 2022·Granted Sep 5, 2023·2 cites·20 claims
- 1275US12267460B2Utilizing machine learning models to generate interactive digital text threads with personalized agent escalation digital text reply optionsCHIME FINANCIAL INC·Filed 2024·Granted Apr 1, 2025·0 cites·20 claims
- 1375US2025190448A1Utilizing asynchronous double-writes to migrate data between databasesCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 1474US12267283B2Utilizing machine learning models to generate interactive digital text threads with personalized digital text reply optionsCHIME FINANCIAL INC·Filed 2024·Granted Apr 1, 2025·0 cites·20 claims
- 1573US12400231B2Dynamic generation of digital messages with unique links for direct to merchant paymentsCHIME FINANCIAL INC·Filed 2023·Granted Aug 26, 2025·0 cites·20 claims
- 1672US2026017277A1Generating and updating payload schemas for maintaining compatibility in evolving digital systemsCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 1770US2026017630A1Facilitating intelligent asset management utilizing graphical user interfaces comprising dynamic asset management user interface elementsCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 1870US2025202845A1Utilizing machine learning models to generate interactive digital text threads with personalized digital text reply optionsCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 1970US2025220117A1Utilizing machine learning models to generate interactive digital text threads with personalized agent escalation digital text reply optionsCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 2069US12260453B2Generating dynamic base limit value user interface elements determined from a base limit value modelCHIME FINANCIAL INC·Filed 2024·Granted Mar 25, 2025·0 cites·20 claims
- 2169US2025124124A1Utilizing machine-learning models to determine take-over scores and intelligently secure digital account featuresCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 2268US2024346579A1Generating credit building recommendations through machine learning analysis of user activity-based feedbackCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 2368US2025061461A1Generating a fraud prediction utilizing a fraud-prediction machine-learning modelCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 2468US2025371176A1Assigning a limited access state to an account that retains full navigable access to a client applicationCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 2566US2025200193A1Detecting synthetic user accounts using synthetic patterns learned via machine learningCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 2665US12561116B2Developer tools for generating and providing visualizations for data density for developing computer applicationsCHIME FINANCIAL INC·Filed 2024·Granted Feb 24, 2026·0 cites·20 claims
- 2765US12169506B1Utilizing asynchronous double-writes to migrate data between databasesCHIME FINANCIAL INC·Filed 2023·Granted Dec 17, 2024·0 cites·20 claims
- 2864US12248580B2Detecting synthetic user accounts using synthetic patterns learned via machine learningCHIME FINANCIAL INC·Filed 2022·Granted Mar 11, 2025·0 cites·20 claims
- 2964US2025173691A1Generating transaction vectors for facilitating network transactionsCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 3064US2024257091A1Machine learning system for routing payment requests to different customer accountsCHIME FINANCIAL INC·Filed 2023·Application pending·0 cites
- 3163US2025139625A1Secure data transformation and merging systemCHIME FINANCIAL INC·Filed 2023·Application pending·0 cites
- 3262US11966972B2Generating graphical user interfaces comprising dynamic credit value user interface elements determined from a credit value modelCHIME FINANCIAL INC·Filed 2022·Granted Apr 23, 2024·0 cites·20 claims
- 3361US12572903B2Bridging network transaction platforms to unify cross-platform transfersCHIME FINANCIAL INC·Filed 2024·Granted Mar 10, 2026·0 cites·20 claims
- 3461US12572682B2Generating a data pipeline in an interactive pipeline session utilizing a dedicated computing cluster to access secure dataCHIME FINANCIAL INC·Filed 2024·Granted Mar 10, 2026·0 cites·20 claims
- 3561US12423662B2Facilitating intelligent asset management utilizing graphical user interfaces comprising dynamic asset management user interface elementsCHIME FINANCIAL INC·Filed 2023·Granted Sep 23, 2025·0 cites·20 claims
- 3661US12400009B2Assigning a limited access state to an account that retains full navigable access to a client applicationCHIME FINANCIAL INC·Filed 2023·Granted Aug 26, 2025·0 cites·20 claims
- 3761US12244717B1Processing access requests on a service-to-service basis using a third-party identification tokenCHIME FINANCIAL INC·Filed 2024·Granted Mar 4, 2025·0 cites·20 claims
- 3861US2025139631A1Utilizing a digital direct deposit predictor machine-learning model to determine risk for a network transaction comprising a digital direct deposit advanceCHIME FINANCIAL INC·Filed 2023·Application pending·0 cites
- 3960US2025225576A1Generating dynamic base limit value user interface elements determined from a base limit value modelCHIME FINANCIAL INC·Filed 2025·Application pending·0 cites
- 4060US2025088407A1Network event data streaming platform for batch distribution and streaming of network event dataCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 4160US2026073396A1Multi-stage mobile deposit check verification and fraud prevention systemCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 4260US2025037011A1Using a theme-classifying machine-learning model to generate theme classifications from unstructured textCHIME FINANCIAL INC·Filed 2023·Application pending·0 cites
- 4360US2025173722A1Digital policy criteria integration for making determinations within an inter-network facilitation systemCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 4459US12174943B2Utilizing machine-learning models to determine take-over scores and intelligently secure digital account featuresCHIME FINANCIAL INC·Filed 2022·Granted Dec 24, 2024·0 cites·20 claims
- 4559US2024152926A1Preventing digital fraud utilizing a fraud risk tiering system for initial and ongoing assessment of riskCHIME FINANCIAL INC·Filed 2022·Application pending·0 cites
- 4659US2023419183A1Utilizing machine learning models to intelligently transmit pre-emptive digital notifications to client devices across computer networksCHIME FINANCIAL INC·Filed 2023·Application pending·0 cites
- 4759US2025173728A1Generating a multi-transaction dispute packageCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 4859US2025029105A1Utilizing machine learning models to generate fraud predictions for card-not-present network transactionsCHIME FINANCIAL INC·Filed 2023·Application pending·0 cites
- 4959US2024419680A1Transforming data metrics to maintain compatibility in an enterprise data warehouseCHIME FINANCIAL INC·Filed 2024·Application pending·0 cites
- 5058US11977857B2Developer tools for generating and providing visualizations for data density for developing computer applicationsCHIME FINANCIAL INC·Filed 2022·Granted May 7, 2024·0 cites·20 claims
Showing the top 50 of 97 patent records by PatentIndex Score.
Counts cover granted patents and pending applications in the PatentIndex corpus. How scoring works →