Inventor
ZHAO ALAN Z
US9 patents
Patents
9 patentsUS10956974B2Mar 23, 2021
Dynamic origination of capital pricing determination based on forecasted point-of-sale revenue
TOAST INC4 citations65
US11775969B2Oct 3, 2023
Low latency bank card type prediction system for estimation of interchange codes during transaction processing
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US11587092B2Feb 21, 2023
System for dynamic prediction of interchange rates for credit card transaction processing
TOAST INC2 citations62
US11532042B2Dec 20, 2022
System for automated origination of capital based on point-of-sale data
TOAST INC0 citations45
US11562425B2Jan 24, 2023
System for automated origination of capital based on point-of-sale data informed by location
TOAST INC0 citations44
US11100575B2Aug 24, 2021
System for automated origination of capital based on point-of-sale data informed by time of year
TOAST INC0 citations44
US11983731B2May 14, 2024
Optimized interchange code prediction system for processing credit card transactions
TOAST INC0 citations41
US11861666B2Jan 2, 2024
Stochastic apparatus and method for estimating credit card type when predicting interchange code to process credit card transactions
TOAST INC0 citations41
US12002022B2Jun 4, 2024
Interchange code prediction system for processing credit card transactions
TOAST INC0 citations39