Inventor
PONTIOUS TIMOTHY D
US6 patents
⚠️ This page may combine multiple inventors who share the name “PONTIOUS TIMOTHY D”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
BREAD FINANCIAL PAYMENTS INC
3 patentsUS11526884B2Dec 13, 2022
Mobile device verification for an electronic application before providing a digital pass to an approved customer
BREAD FINANCIAL PAYMENTS INC11 citations82
US11727409B2Aug 15, 2023
Limited use temporary credit account
BREAD FINANCIAL PAYMENTS INC1 citations57
US12292955B2May 6, 2025
Digital pass with user verification
BREAD FINANCIAL PAYMENTS INC0 citations47
COMENITY LLC
3 patentsUS11436626B2Sep 6, 2022
Authenticated account interaction via cellular text message
COMENITY LLC16 citations82
US11361317B2Jun 14, 2022
Validating a customer in an electronic transaction
COMENITY LLC14 citations82
US12236479B2Feb 25, 2025
Determining attribution for an electronic credit application
COMENITY LLC0 citations49