P

Inventor

HEARTY JOHN

US24 patents
⚠️ This page may combine multiple inventors who share the name “HEARTY JOHN”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.

MASTERCARD TECH CANADA ULC

13 patents
US11727406B2Aug 15, 2023

Determining a fraud risk score associated with a transaction

MASTERCARD TECH CANADA ULC5 citations72
US11410187B2Aug 9, 2022

Feature drift hardened online application origination (OAO) service for fraud prevention systems

MASTERCARD TECH CANADA ULC4 citations68
US11935062B2Mar 19, 2024

Generating a fraud risk score for a third party provider transaction

MASTERCARD TECH CANADA ULC1 citations61
US12354118B2Jul 8, 2025

Online application origination (OAO) service for fraud prevention systems

MASTERCARD TECH CANADA ULC0 citations59
US12223516B2Feb 11, 2025

Multi-page online application origination (OAO) service for fraud prevention systems

MASTERCARD TECH CANADA ULC0 citations59
US11388160B2Jul 12, 2022

Account recommendation based on server-side, persistent device identification

MASTERCARD TECH CANADA ULC0 citations59
US11329985B2May 10, 2022

Server-side persistent device identification for fraud prevention systems

MASTERCARD TECH CANADA ULC0 citations59
US12301604B2May 13, 2025

Automated web traffic anomaly detection

MASTERCARD TECH CANADA ULC0 citations54
US11736505B2Aug 22, 2023

Automated web traffic anomaly detection

MASTERCARD TECH CANADA ULC0 citations54
US11869077B2Jan 9, 2024

Deep-learning based system for online application origination (OAO) fraud detection

MASTERCARD TECH CANADA ULC0 citations49
US11599439B2Mar 7, 2023

Universal device identifier service with adjusted attribute distances

MASTERCARD TECH CANADA ULC0 citations49
US12355800B2Jul 8, 2025

Trust scoring service for fraud prevention systems

MASTERCARD TECH CANADA ULC0 citations47
US12034562B2Jul 9, 2024

Systems, methods, computer-readable media, and devices for authenticating users

MASTERCARD TECH CANADA ULC0 citations43

LEVEL 3 COMMUNICATIONS LLC

5 patents

TERPSTRA RICHARD D

2 patents

MCI WORLDCOM INC

1 patent

MCI INC

1 patent

MCI LLC

1 patent

HEARTY JOHN

1 patent