Inventor
SHERWIN FRANCIS M
US30 patents
⚠️ This page may combine multiple inventors who share the name “SHERWIN FRANCIS M”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
CARDINALCOMMERCE CORP
20 patentsUS7140036B2Nov 21, 2006
Centralized identity authentication for electronic communication networks
CARDINALCOMMERCE CORP144 citations98
US7742967B1Jun 22, 2010
Secure and efficient payment processing system
CARDINALCOMMERCE CORP69 citations96
US7051002B2May 23, 2006
Universal merchant platform for payment authentication
CARDINALCOMMERCE CORP240 citations96
US7693783B2Apr 6, 2010
Universal merchant platform for payment authentication
CARDINALCOMMERCE CORP40 citations94
US7992007B2Aug 2, 2011
Dynamic pin pad for credit/debit/ other electronic transactions
CARDINALCOMMERCE CORP43 citations92
US7797731B2Sep 14, 2010
Centralized identity authentication for electronic communication networks
CARDINALCOMMERCE CORP12 citations92
US10872343B2Dec 22, 2020
Secure and efficient payment processing system
CARDINALCOMMERCE CORP9 citations84
US11195173B2Dec 7, 2021
Authentication to authorization bridge using enriched messages
CARDINALCOMMERCE CORP9 citations83
US10223695B2Mar 5, 2019
Centralized identity authentication for electronic communication networks
CARDINALCOMMERCE CORP3 citations83
US10032166B2Jul 24, 2018
Centralized identity authentication for electronic communication networks
CARDINALCOMMERCE CORP2 citations72
US10019712B2Jul 10, 2018
Centralized identity authentication for electronic communication networks
CARDINALCOMMERCE CORP1 citations62
US7624039B2Nov 24, 2009
Affinity shopping portal
CARDINALCOMMERCE CORP2 citations62
US11429965B2Aug 30, 2022
System and method for tokenization
CARDINALCOMMERCE CORP0 citations61
US11741462B2Aug 29, 2023
Authentication to authorization bridge using enriched messages
CARDINALCOMMERCE CORP0 citations60
US10937026B2Mar 2, 2021
System and method for tokenization
CARDINALCOMMERCE CORP0 citations58
US11270361B2Mar 8, 2022
Application server and/or method for supporting mobile electronic commerce
CARDINALCOMMERCE CORP0 citations57
US12462232B2Nov 4, 2025
Open wallet for electronic transactions
CARDINALCOMMERCE CORP0 citations52
US10032165B2Jul 24, 2018
Centralized identity authentication for electronic communication networks
CARDINALCOMMERCE CORP0 citations51
US9990627B2Jun 5, 2018
Centralized identity authentication for electronic communication networks
CARDINALCOMMERCE CORP0 citations51
US10235671B2Mar 19, 2019
System and method for tokenization
CARDINALCOMMERCE CORP0 citations48
KERESMAN III MICHAEL A
4 patentsUS8170954B2May 1, 2012
Secure and efficient payment processing system with account holder defined transaction limitations
KERESMAN III MICHAEL A17 citations91
US8099301B2Jan 17, 2012
Secure on-line authentication system for processing prescription drug fulfillment
KERESMAN III MICHAEL A32 citations91
US8676694B2Mar 18, 2014
Secure and efficient payment processing system
KERESMAN III MICHAEL A10 citations82
US9430769B2Aug 30, 2016
Secure and efficient payment processing system
KERESMAN III MICHAEL A1 citations51
BALASUBRAMANIAN CHANDRA S
3 patentsUS8650118B2Feb 11, 2014
Universal merchant platform for payment authentication
BALASUBRAMANIAN CHANDRA S13 citations90
US8140429B2Mar 20, 2012
Universal merchant platform for payment authentication
BALASUBRAMANIAN CHANDRA S11 citations82
US10074117B2Sep 11, 2018
Application server and/or method for supporting mobile electronic commerce
BALASUBRAMANIAN CHANDRA S1 citations46