Inventor

SCHUMACHER HANS DIRK

US3 patents

Patents

3 patents

US8275685B2Sep 25, 2012

Determining a payment strategy

ROSS ERIK STEPHEN9 citations81

US8392331B2Mar 5, 2013

Hybrid secured credit card

ROSS ERIK STEPHEN4 citations57

US8577796B2Nov 5, 2013

Financial charge rebate

ROSS ERIK STEPHEN0 citations44