Inventor
MONTENEGRO DENNIS E
US93 patents
Patents
50 patentsUS12321924B1Jun 3, 2025
Dynamic token instrument using a protection architecture
WELLS FARGO BANK NA8 citations86
US12175454B1Dec 24, 2024
Protecting tokenized structures using a protection architecture
WELLS FARGO BANK NA14 citations86
US11429957B1Aug 30, 2022
Smart table assisted financial health
WELLS FARGO BANK NA7 citations86
US11410215B1Aug 9, 2022
Electronic layaway
WELLS FARGO BANK NA6 citations86
US11410194B1Aug 9, 2022
Systems and methods for linking ATM to retailer transaction to preserve anonymity
WELLS FARGO BANK NA7 citations86
US11348076B1May 31, 2022
Systems and methods for completing transactions via lockable boxes
WELLS FARGO BANK NA7 citations86
US11620866B1Apr 4, 2023
Systems and methods for executing a transaction via a locker
WELLS FARGO BANK NA11 citations85
US11195355B1Dec 7, 2021
Secure container mutual authentication
WELLS FARGO BANK NA16 citations85
US11568377B1Jan 31, 2023
Systems and methods for completing transactions via lockable boxes
WELLS FARGO BANK NA3 citations84
US11526861B1Dec 13, 2022
Cash container for unmanned vehicle enabling delivery for multiple customers per trip
WELLS FARGO BANK NA12 citations84
US11308466B1Apr 19, 2022
Systems and methods for completing transactions via lockable boxes
WELLS FARGO BANK NA4 citations84
US11120121B1Sep 14, 2021
Progressive defenses at an automated teller machine
WELLS FARGO BANK NA8 citations84
US10871023B1Dec 22, 2020
Portable locker and docking station system
WELLS FARGO BANK NA6 citations84
US10808449B1Oct 20, 2020
Adjustable locker system
WELLS FARGO BANK NA6 citations84
US12154047B1Nov 26, 2024
System for electronic service interoperability
WELLS FARGO BANK NA7 citations80
US11363069B1Jun 14, 2022
Systems and methods for multiple custody using mobile devices or wearables
WELLS FARGO BANK NA8 citations80
US12309269B1May 20, 2025
Protecting tokenized structures using a protection architecture
WELLS FARGO BANK NA2 citations75
US11900753B1Feb 13, 2024
Universal removeable cassette array with cash rebalancing
WELLS FARGO BANK NA4 citations74
US11830327B1Nov 28, 2023
Systems and methods for retrofit housing for transaction devices
WELLS FARGO BANK NA4 citations74
US11699331B1Jul 11, 2023
Systems and methods for retrofit housing for transaction devices
WELLS FARGO BANK NA5 citations74
US11954985B1Apr 9, 2024
Systems and methods for automated teller machine-based communication
WELLS FARGO BANK NA2 citations73
US11935090B1Mar 19, 2024
Systems and methods for linking ATM to retailer transaction to preserve anonymity
WELLS FARGO BANK NA2 citations73
US11536081B1Dec 27, 2022
Adjustable locker system
WELLS FARGO BANK NA4 citations73
US11526921B1Dec 13, 2022
Systems and methods for monitoring a budget scope in real time
WELLS FARGO BANK NA2 citations73
US11508221B1Nov 22, 2022
Systems and methods for a night drop system
WELLS FARGO BANK NA1 citations73
US11492839B1Nov 8, 2022
Portable locker and docking station system
WELLS FARGO BANK NA2 citations73
US11457730B1Oct 4, 2022
Tactile input device for a touch screen
WELLS FARGO BANK NA4 citations73
US11410149B1Aug 9, 2022
Systems and methods for cash leveling at self-checkout machine
WELLS FARGO BANK NA5 citations73
US11017640B1May 25, 2021
Systems and methods for a night drop system
WELLS FARGO BANK NA2 citations73
US11823164B1Nov 21, 2023
Using a third party as a source of cash
WELLS FARGO BANK NA2 citations72
US11587014B1Feb 21, 2023
Ride sharing with cash delivery
WELLS FARGO BANK NA2 citations72
US11341499B1May 24, 2022
Authentication at ATM and handshake between customer and driver
WELLS FARGO BANK NA4 citations72
US11328275B1May 10, 2022
Cash delivery application
WELLS FARGO BANK NA4 citations72
US10664528B1May 26, 2020
Optimizing display of disclosure based on prior interactions
WELLS FARGO BANK NA2 citations72
US11910196B1Feb 20, 2024
Dynamic keyboard for electronic computing device
WELLS FARGO BANK NA2 citations70
US12039878B1Jul 16, 2024
Systems and methods for improved user interfaces for smart tutorials
WELLS FARGO BANK NA2 citations69
US11734029B1Aug 22, 2023
Path-driven user interface
WELLS FARGO BANK NA4 citations69
US11682251B1Jun 20, 2023
Systems and methods for remotely accessing secured spaces
WELLS FARGO BANK NA2 citations68
US11182995B1Nov 23, 2021
Systems and methods for remotely accessing secured spaces
WELLS FARGO BANK NA2 citations68
US10901597B1Jan 26, 2021
ATM screen personalization
WELLS FARGO BANK NA4 citations67
US12475457B1Nov 18, 2025
Allocation of non-fungible token (NFT) by containerized data structures
WELLS FARGO BANK NA1 citations64
US12282903B1Apr 22, 2025
Format transformation of non-fungible token (NFT) via transfer by containerized data structures
WELLS FARGO BANK NA1 citations64
US12093655B1Sep 17, 2024
Systems and methods for communication prosthetic
WELLS FARGO BANK NA2 citations64
US11704687B1Jul 18, 2023
Modification of transaction fees
WELLS FARGO BANK NA2 citations64
US12572925B2Mar 10, 2026
Protecting tokenized structures using a protection architecture
WELLS FARGO BANK NA0 citations63
US12380482B1Aug 5, 2025
Systems and methods for monitoring a budget scope in real time
WELLS FARGO BANK NA0 citations63
US12346929B2Jul 1, 2025
Systems and methods for linking ATM to retailer transaction to preserve anonymity
WELLS FARGO BANK NA0 citations63
US12322258B2Jun 3, 2025
Systems and methods for automated teller machine-based communication
WELLS FARGO BANK NA0 citations63
US12271936B2Apr 8, 2025
Electronic layaway
WELLS FARGO BANK NA0 citations63
US12229825B2Feb 18, 2025
Smart table assisted financial health
WELLS FARGO BANK NA0 citations63
Showing the top 50 of 93 patents by PatentIndex Score.