Inventor
ENGLAND TONY
US52 patents
⚠️ This page may combine multiple inventors who share the name “ENGLAND TONY”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
BANK OF AMERICA
43 patentsUS9514456B2Dec 6, 2016
Single payment card for flexible payment vehicle options for a transaction
BANK OF AMERICA98 citations98
US9218596B2Dec 22, 2015
Method and apparatus for providing real time mutable credit card information
BANK OF AMERICA140 citations96
USD946594SMar 22, 2022
Device display screen with graphical user interface for payments
BANK OF AMERICA55 citations95
USD988343SJun 6, 2023
Device display screen with graphical user interface for payments
BANK OF AMERICA15 citations92
US10685569B2Jun 16, 2020
System for communicable integration of an automobile system and a drive-through system
BANK OF AMERICA4 citations83
US10346003B2Jul 9, 2019
Integrated geolocation resource transfer platform
BANK OF AMERICA6 citations82
US9961529B2May 1, 2018
Optimizing use of near field communication (NFC) at NFC-enabled interaction terminals
BANK OF AMERICA4 citations73
US11436067B1Sep 6, 2022
Systems for requesting and/or transmitting user data within resource transfer event messaging
BANK OF AMERICA4 citations71
US11080743B2Aug 3, 2021
Alternative processing network for custom rewards transactions
BANK OF AMERICA1 citations71
US10937050B2Mar 2, 2021
Point-of-sale (“POS”) system integrating merchant-based rewards
BANK OF AMERICA1 citations71
US11087312B2Aug 10, 2021
Account tokenization for virtual currency resources
BANK OF AMERICA2 citations70
US11706225B1Jul 18, 2023
System for source independent but source value dependent transfer monitoring
BANK OF AMERICA2 citations69
US10990971B2Apr 27, 2021
Non-intrusive geo-location determination associated with transaction authorization
BANK OF AMERICA4 citations69
US10453059B2Oct 22, 2019
Non-intrusive geo-location determination associated with transaction authorization
BANK OF AMERICA5 citations69
US11928661B2Mar 12, 2024
Authentication framework for real-time document processing
BANK OF AMERICA0 citations62
US11232454B2Jan 25, 2022
Authentication framework for real-time document processing
BANK OF AMERICA0 citations62
US11107353B2Aug 31, 2021
System for communicable integration of an automobile system and a fuel station system
BANK OF AMERICA0 citations61
US11238483B2Feb 1, 2022
Linking an advantage communication system to a pre-existing product
BANK OF AMERICA0 citations60
US11049130B2Jun 29, 2021
Integrating custom benefits into an in-use communication transmission exchange
BANK OF AMERICA0 citations60
US11004103B2May 11, 2021
Custom rewards protocol and system architecture
BANK OF AMERICA0 citations60
US10990998B2Apr 27, 2021
POS terminal(s) with free form rewards architecture
BANK OF AMERICA0 citations60
US10984437B2Apr 20, 2021
Linking an advantage communication system to a pre-existing product
BANK OF AMERICA0 citations60
US11973764B2Apr 30, 2024
System for source independent but source value dependent transfer monitoring
BANK OF AMERICA0 citations59
US11889480B2Jan 30, 2024
Resource distribution hub generation on a mobile device
BANK OF AMERICA0 citations59
US11234235B2Jan 25, 2022
Resource distribution hub generation on a mobile device
BANK OF AMERICA0 citations59
US11722904B2Aug 8, 2023
Electronic system for construction and detection of spatial movements in a VR space for performance of electronic activities
BANK OF AMERICA0 citations58
US11606697B2Mar 14, 2023
Electronic system for construction and detection of spatial movements in a VR space for performance of electronic activities
BANK OF AMERICA0 citations58
US11336587B1May 17, 2022
Electronic system for generation and management of controlled-use resources
BANK OF AMERICA1 citations55
US12437086B2Oct 7, 2025
System for improving the resource event device removal process
BANK OF AMERICA0 citations51
US11797621B2Oct 24, 2023
Systems for leveraging additional user data in resource transfer event messaging for generating customized and refined browsing experiences
BANK OF AMERICA0 citations50
US11631099B2Apr 18, 2023
System for recurring auxiliary resource distribution
BANK OF AMERICA0 citations50
US11620644B2Apr 4, 2023
Electronic system for initiating resource distributions from a first source retainer with a token associated with a second source retainer
BANK OF AMERICA0 citations50
US11196737B2Dec 7, 2021
System for secondary authentication via contactless distribution of dynamic resources
BANK OF AMERICA0 citations49
US10998937B2May 4, 2021
Embedded tag for resource distribution
BANK OF AMERICA0 citations49
US10979306B2Apr 13, 2021
System for backend resource management simulation and live deployment
BANK OF AMERICA0 citations49
US10607215B2Mar 31, 2020
Account tokenization for virtual currency resources
BANK OF AMERICA0 citations49
US9547849B2Jan 17, 2017
Method and apparatus for providing real time mutable credit card information and for providing sleep mode functionality
BANK OF AMERICA0 citations49
US9508065B2Nov 29, 2016
Method and apparatus for providing real time mutable credit card information with future timestamp functionality
BANK OF AMERICA0 citations49
US9390407B2Jul 12, 2016
Method and apparatus for providing real time mutable credit card information and for providing timestamp functionality
BANK OF AMERICA0 citations49
US12405833B2Sep 2, 2025
System for implementing dynamic authentication restrictions for resource instrument use
BANK OF AMERICA0 citations48
US12346742B2Jul 1, 2025
System for intelligent type-based implementation of restrictions on resource transfers
BANK OF AMERICA0 citations48
US11716290B1Aug 1, 2023
Electronic system for dynamic linking of resource data structures across distributed networks
BANK OF AMERICA0 citations48
US11354634B2Jun 7, 2022
System for layered digital resource distribution in an electronic network environment
BANK OF AMERICA0 citations44
GRIGG DAVID M
2 patentsFREW DAVID T
2 patentsCANTLEY KERRY
1 patentZANZOT MARK D
1 patentABERNETHY GEORGE MILLER
1 patentShowing the top 50 of 52 patents by PatentIndex Score.