Inventor

SPECTOR HOWARD

US70 patents

⚠️ This page may combine multiple inventors who share the name “SPECTOR HOWARD”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.

SPECTOR HOWARD

JPMORGAN CHASE BANK NA

Systems and methods for managing token-based transactions

Systems and methods for processing transactions using a wallet

Systems and methods for processing transactions using a wallet

Systems and methods for facilitating payment application provisioning and transacting

Systems and methods for enhanced payment codes

Systems and methods for securely calling APIs on an API gateway from applications needing first party authentication

Systems and methods for real-time application configuration for NFC transactions

Systems and methods for binding authorization to a proxy using a get/authorize URL through a native application

Systems, methods, and devices for obfuscation of browser fingerprint data on the world wide web

Systems and methods for token and transaction management

Systems and methods for protecting sensitive data in user online activities

Systems and methods for managing third party tokens and transactions across issuer ecosystems

Systems and methods for dynamic inclusion of enhanced data in transactions

Systems and methods for providing expedited promotions

Systems and methods for enhanced payment codes

Systems and methods for homomorphic encryption-based triggering

Person to business payment system and method

Systems and methods for providing embedded banking services

Systems and methods for providing pre-emptive intercept warnings for online privacy or security

Method and system for predictively caching data

Systems and methods for conducting transactions using a surrogate pin

Systems and methods for providing embedded banking services

Systems and methods for providing pre-emptive intercept warnings for online privacy or security

Person to business payment system and method

Systems and methods for activating and using dynamic cards

Systems and methods for facilitating intent-based advertising and offers

Systems and methods for activating and using dynamic cards

Systems and methods for verified communication between mobile applications

Systems and methods for verified communication between mobile applications

Systems and methods for deterministically linking mobile applications

Systems and methods for verified communication between mobile applications

Systems and methods for protection of data across multiple users and devices

Systems and methods for protection of data across multiple users and devices

Systems, methods, and devices for obfuscation of browser fingerprint data on the world wide web

System and method for billpay using credit-based products

Systems and methods for facilitating payment application provisioning and transacting

System and method for billpay using credit-based products

Systems and methods for digital identity verification

Systems and methods for local data storage

Systems and methods for third-party service integration in an application

Systems and methods for dynamic inclusion of enhanced data in transactions

Systems and methods for managing third party tokens and transactions across issuer ecosystems

Systems and methods for mobile wallet payments

Systems and methods for dynamic inclusion of enhanced data in transactions

Systems and methods for third-party service integration in an application

Systems and methods for issuer-specified domain controls on a payment instrument

Systems and methods for supporting legacy and tokenized e-commerce

Systems and methods for digital identity verification

SPECTOR HOWARD

Systems and methods for processing transactions using a wallet

Systems and methods for processing transactions using a wallet