Inventor
ZHANG XIANHONG
US43 patents
⚠️ This page may combine multiple inventors who share the name “ZHANG XIANHONG”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
BANK OF AMERICA
40 patentsUS9923930B2Mar 20, 2018
Selectively enabling and disabling biometric authentication based on mobile device state information
BANK OF AMERICA25 citations92
US11689524B2Jun 27, 2023
Preventing unauthorized access to secured information systems using authentication tokens and multi-device authentication prompts
BANK OF AMERICA8 citations83
US9306930B2Apr 5, 2016
Service channel authentication processing hub
BANK OF AMERICA14 citations83
US10269016B2Apr 23, 2019
Dual biometric automatic teller machine (“ATM”) session initialization having single in-line session maintenance
BANK OF AMERICA12 citations82
US9836594B2Dec 5, 2017
Service channel authentication token
BANK OF AMERICA13 citations82
US10146919B1Dec 4, 2018
Multicomputer system for user data authentication and processing
BANK OF AMERICA9 citations80
US9519783B2Dec 13, 2016
Evaluating customer security preferences
BANK OF AMERICA10 citations79
US9378345B2Jun 28, 2016
Authentication using device ID
BANK OF AMERICA11 citations79
US11176230B2Nov 16, 2021
Processing authentication requests to secured information systems based on user behavior profiles
BANK OF AMERICA4 citations73
US10666654B2May 26, 2020
Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication
BANK OF AMERICA3 citations72
US10643212B2May 5, 2020
Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication
BANK OF AMERICA5 citations72
US11113370B2Sep 7, 2021
Processing authentication requests to secured information systems using machine-learned user-account behavior profiles
BANK OF AMERICA2 citations71
US10645079B2May 5, 2020
Preventing unauthorized access to secured information systems using authentication tokens and multi-device authentication prompts
BANK OF AMERICA1 citations71
US10182078B2Jan 15, 2019
Selectively enabling and disabling biometric authentication based on mobile device state information
BANK OF AMERICA5 citations71
US10965675B2Mar 30, 2021
Preventing unauthorized access to secure information systems using advanced pre-authentication techniques
BANK OF AMERICA4 citations69
US10430569B2Oct 1, 2019
Multicomputer system for user data authentication and processing
BANK OF AMERICA1 citations69
US10296425B2May 21, 2019
Optimizing data processing across server clusters and data centers using checkpoint-based data replication
BANK OF AMERICA2 citations66
US11790062B2Oct 17, 2023
Processing authentication requests to secured information systems based on machine-learned user behavior profiles
BANK OF AMERICA0 citations62
US11120109B2Sep 14, 2021
Processing authentication requests to secured information systems based on machine-learned event profiles
BANK OF AMERICA1 citations62
US10412093B2Sep 10, 2019
Preventing unauthorized access to secured information systems by injecting device data collectors
BANK OF AMERICA1 citations62
US10263971B2Apr 16, 2019
Preventing unauthorized access to secured information systems by injecting device data collectors
BANK OF AMERICA1 citations62
US11290454B2Mar 29, 2022
Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication
BANK OF AMERICA0 citations61
US11257084B2Feb 22, 2022
Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication
BANK OF AMERICA0 citations61
US11775623B2Oct 3, 2023
Processing authentication requests to secured information systems using machine-learned user-account behavior profiles
BANK OF AMERICA1 citations60
US11184355B2Nov 23, 2021
Preventing unauthorized access to secured information systems using authentication tokens and multi-device authentication prompts
BANK OF AMERICA0 citations60
US11036838B2Jun 15, 2021
Processing authentication requests to secured information systems using machine-learned user-account behavior profiles
BANK OF AMERICA0 citations60
US11005840B2May 11, 2021
Preventing unauthorized access to secured information systems using authentication tokens and multi-device authentication prompts
BANK OF AMERICA0 citations60
US10404635B2Sep 3, 2019
Optimizing data replication across multiple data centers
BANK OF AMERICA1 citations60
US11531734B2Dec 20, 2022
Determining optimal machine learning models
BANK OF AMERICA1 citations56
US10749874B2Aug 18, 2020
Preventing unauthorized access to secured information systems by injecting device data collectors
BANK OF AMERICA0 citations52
US11050769B2Jun 29, 2021
Controlling dynamic user interface functionality using a machine learning control engine
BANK OF AMERICA0 citations51
US9548997B2Jan 17, 2017
Service channel authentication processing hub
BANK OF AMERICA0 citations51
US10430578B2Oct 1, 2019
Service channel authentication token
BANK OF AMERICA0 citations50
US10803154B2Oct 13, 2020
Multicomputer system for user data authentication and processing
BANK OF AMERICA0 citations48
US9519790B2Dec 13, 2016
Evaluating customer security preferences
BANK OF AMERICA0 citations48
US9286467B2Mar 15, 2016
Evaluating customer security preferences
BANK OF AMERICA0 citations48
US9251335B2Feb 2, 2016
Evaluating customer security preferences
BANK OF AMERICA0 citations48
US12229299B1Feb 18, 2025
One way data migration system
BANK OF AMERICA0 citations46
US12452372B2Oct 21, 2025
Enhanced interactive voice response system providing bi-communication pathways for call support and routing
BANK OF AMERICA0 citations41
US10149160B2Dec 4, 2018
Recognizing and authenticating mobile devices based on unique cross-channel bindings
BANK OF AMERICA0 citations41