Inventor
OVICK JOSEPH BJORN
US19 patents
⚠️ This page may combine multiple inventors who share the name “OVICK JOSEPH BJORN”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
VISA INT SERVICE ASS
18 patentsUS8880431B2Nov 4, 2014
Systems and methods to generate a receipt for a transaction
VISA INT SERVICE ASS33 citations93
US9626678B2Apr 18, 2017
Systems and methods to enhance security in transactions
VISA INT SERVICE ASS20 citations92
US9460436B2Oct 4, 2016
Systems and methods to apply the benefit of offers via a transaction handler
VISA INT SERVICE ASS23 citations92
US10733623B2Aug 4, 2020
Systems and methods to apply benefit of offers
VISA INT SERVICE ASS11 citations85
US10346839B2Jul 9, 2019
Systems and methods to process transactions and offers via a gateway
VISA INT SERVICE ASS6 citations84
US9922338B2Mar 20, 2018
Systems and methods to apply benefit of offers
VISA INT SERVICE ASS12 citations84
US9495690B2Nov 15, 2016
Systems and methods to process transactions and offers via a gateway
VISA INT SERVICE ASS14 citations84
US10269018B2Apr 23, 2019
Payment account identifier system
VISA INT SERVICE ASS5 citations83
US10504118B2Dec 10, 2019
Systems and methods to enhance security in transactions
VISA INT SERVICE ASS2 citations73
US10339553B2Jul 2, 2019
Systems and methods to apply the benefit of offers via a transaction handler
VISA INT SERVICE ASS3 citations73
US10062079B2Aug 28, 2018
Payment account identifier system
VISA INT SERVICE ASS3 citations72
US9672516B2Jun 6, 2017
Communication protocols for processing an authorization request in a distributed computing system
VISA INT SERVICE ASS2 citations72
US10535077B2Jan 14, 2020
Value-added services data and protocol and transactions involving vehicle specific data
VISA INT SERVICE ASS4 citations71
US10943231B2Mar 9, 2021
Systems and methods to generate a receipt for a transaction
VISA INT SERVICE ASS0 citations62
US11107123B2Aug 31, 2021
Value-added services data and protocol and transactions involving vehicle specific data
VISA INT SERVICE ASS0 citations61
US10540656B2Jan 21, 2020
Communication protocols for processing an authorization request in a distributed computing system
VISA INT SERVICE ASS0 citations51
US10275770B2Apr 30, 2019
Communication protocols for processing an authorization request in a distributed computing system
VISA INT SERVICE ASS0 citations51
US10078837B2Sep 18, 2018
Systems and methods to generate a receipt for a transaction
VISA INT SERVICE ASS1 citations51