P

Inventor

SMETS PATRIK

BE54 patents
⚠️ This page may combine multiple inventors who share the name “SMETS PATRIK”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.

MASTERCARD INTERNATIONAL INC

41 patents
US7374082B2May 20, 2008

Apparatus and method for integrated payment and electronic merchandise transfer

MASTERCARD INTERNATIONAL INC77 citations97
US9485092B2Nov 1, 2016

Electronic authentication systems

MASTERCARD INTERNATIONAL INC31 citations94
US7681788B2Mar 23, 2010

Apparatus and method for integrated payment and electronic merchandise transfer

MASTERCARD INTERNATIONAL INC26 citations92
US7299974B2Nov 27, 2007

System and method for generating collision-free identifiers for financial transaction cards

MASTERCARD INTERNATIONAL INC20 citations91
US11528139B2Dec 13, 2022

Systems and methods relating to identity authentication and validation

MASTERCARD INTERNATIONAL INC15 citations86
US7657486B2Feb 2, 2010

Techniques for co-existence of multiple stored value applications on a single payment device managing a shared balance

MASTERCARD INTERNATIONAL INC27 citations86
US11922428B2Mar 5, 2024

Security for contactless transactions

MASTERCARD INTERNATIONAL INC4 citations84
US9779402B2Oct 3, 2017

Electronic authentication systems

MASTERCARD INTERNATIONAL INC4 citations84
US10068230B2Sep 4, 2018

Electronic authentication systems

MASTERCARD INTERNATIONAL INC4 citations83
US8960540B2Feb 24, 2015

Methods and systems for merchant selection of network routing

MASTERCARD INTERNATIONAL INC4 citations82
US10135614B2Nov 20, 2018

Integrated contactless MPOS implementation

MASTERCARD INTERNATIONAL INC9 citations81
US10504116B2Dec 10, 2019

Verification for payment transactions

MASTERCARD INTERNATIONAL INC4 citations73
US10432620B2Oct 1, 2019

Biometric authentication

MASTERCARD INTERNATIONAL INC2 citations73
US10275767B2Apr 30, 2019

Method and system for generating cryptograms for validation in a webservice environment

MASTERCARD INTERNATIONAL INC3 citations73
US11470659B2Oct 11, 2022

Contactless communication session initiation between devices

MASTERCARD INTERNATIONAL INC3 citations72
US9947006B2Apr 17, 2018

Methods for risk management in payment-enabled mobile device

MASTERCARD INTERNATIONAL INC4 citations72
US11829999B2Nov 28, 2023

Systems and methods for processing mobile payments by provisoning credentials to mobile devices without secure elements

MASTERCARD INTERNATIONAL INC3 citations71
US10909531B2Feb 2, 2021

Security for mobile applications

MASTERCARD INTERNATIONAL INC6 citations71
US10699277B2Jun 30, 2020

Security for mobile payment applications

MASTERCARD INTERNATIONAL INC5 citations71
US10515359B2Dec 24, 2019

Systems and methods for processing mobile payments by provisioning credentials to mobile devices without secure elements

MASTERCARD INTERNATIONAL INC5 citations71
US10840975B2Nov 17, 2020

Enhanced device interaction

MASTERCARD INTERNATIONAL INC4 citations65
US10552840B2Feb 4, 2020

Speeding up chip transaction at the point of sale

MASTERCARD INTERNATIONAL INC5 citations63
US11924347B2Mar 5, 2024

Identity authentication and validation

MASTERCARD INTERNATIONAL INC0 citations62
US11842340B2Dec 12, 2023

Method and system for generating cryptograms for validation in a webservice environment

MASTERCARD INTERNATIONAL INC0 citations62
US11354663B2Jun 7, 2022

Electronic authentication systems

MASTERCARD INTERNATIONAL INC0 citations62
US11263626B2Mar 1, 2022

Method and system for generating cryptograms for validation in a webservice environment

MASTERCARD INTERNATIONAL INC0 citations62
US11176547B2Nov 16, 2021

Transaction cryptogram

MASTERCARD INTERNATIONAL INC1 citations62
US12499445B2Dec 16, 2025

Method and system for secure authentication of user and mobile device without secure elements

MASTERCARD INTERNATIONAL INC0 citations61
US12093954B2Sep 17, 2024

Method and system for secure authentication of user and mobile device without secure elements

MASTERCARD INTERNATIONAL INC0 citations61
US11392957B2Jul 19, 2022

User verification for credential device

MASTERCARD INTERNATIONAL INC0 citations61
US11379849B2Jul 5, 2022

Security for contactless transactions

MASTERCARD INTERNATIONAL INC0 citations61
US11334890B2May 17, 2022

Method and system for secure authentication of user and mobile device without secure elements

MASTERCARD INTERNATIONAL INC0 citations61
US11468440B2Oct 11, 2022

Method and system for conveyance of machine readable code data via payment network

MASTERCARD INTERNATIONAL INC0 citations59
US11164184B2Nov 2, 2021

Method and system barcode-enabled payments

MASTERCARD INTERNATIONAL INC0 citations59
US11386413B2Jul 12, 2022

Device-based transaction authorization

MASTERCARD INTERNATIONAL INC0 citations52
US9286607B2Mar 15, 2016

Method and apparatus for payment transactions

MASTERCARD INTERNATIONAL INC1 citations52
US10504114B2Dec 10, 2019

Electronic authentication systems

MASTERCARD INTERNATIONAL INC0 citations51
US12567072B2Mar 3, 2026

Systems and methods for use in biometric-enabled network interactions

MASTERCARD INTERNATIONAL INC0 citations50
US10692077B2Jun 23, 2020

Method and system for conveyance of machine readable code data via payment network

MASTERCARD INTERNATIONAL INC0 citations48
US10692079B2Jun 23, 2020

Method and system barcode-enabled payments

MASTERCARD INTERNATIONAL INC0 citations48
US12579239B2Mar 17, 2026

Authentication for biometric checkout using RBA modeling

MASTERCARD INTERNATIONAL INC0 citations45

SMETS PATRIK

4 patents

MASTERCARD TECH CANADA ULC

2 patents

MESTRÉ PATRICK

1 patent

VAN DE VELDE EDDY L H

1 patent

EMV CO LLC

1 patent

Showing the top 50 of 54 patents by PatentIndex Score.