Inventor
SMETS PATRIK
BE54 patents
⚠️ This page may combine multiple inventors who share the name “SMETS PATRIK”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
MASTERCARD INTERNATIONAL INC
41 patentsUS7374082B2May 20, 2008
Apparatus and method for integrated payment and electronic merchandise transfer
MASTERCARD INTERNATIONAL INC77 citations97
US9485092B2Nov 1, 2016
Electronic authentication systems
MASTERCARD INTERNATIONAL INC31 citations94
US7681788B2Mar 23, 2010
Apparatus and method for integrated payment and electronic merchandise transfer
MASTERCARD INTERNATIONAL INC26 citations92
US7299974B2Nov 27, 2007
System and method for generating collision-free identifiers for financial transaction cards
MASTERCARD INTERNATIONAL INC20 citations91
US11528139B2Dec 13, 2022
Systems and methods relating to identity authentication and validation
MASTERCARD INTERNATIONAL INC15 citations86
US7657486B2Feb 2, 2010
Techniques for co-existence of multiple stored value applications on a single payment device managing a shared balance
MASTERCARD INTERNATIONAL INC27 citations86
US11922428B2Mar 5, 2024
Security for contactless transactions
MASTERCARD INTERNATIONAL INC4 citations84
US9779402B2Oct 3, 2017
Electronic authentication systems
MASTERCARD INTERNATIONAL INC4 citations84
US10068230B2Sep 4, 2018
Electronic authentication systems
MASTERCARD INTERNATIONAL INC4 citations83
US8960540B2Feb 24, 2015
Methods and systems for merchant selection of network routing
MASTERCARD INTERNATIONAL INC4 citations82
US10135614B2Nov 20, 2018
Integrated contactless MPOS implementation
MASTERCARD INTERNATIONAL INC9 citations81
US10504116B2Dec 10, 2019
Verification for payment transactions
MASTERCARD INTERNATIONAL INC4 citations73
US10432620B2Oct 1, 2019
Biometric authentication
MASTERCARD INTERNATIONAL INC2 citations73
US10275767B2Apr 30, 2019
Method and system for generating cryptograms for validation in a webservice environment
MASTERCARD INTERNATIONAL INC3 citations73
US11470659B2Oct 11, 2022
Contactless communication session initiation between devices
MASTERCARD INTERNATIONAL INC3 citations72
US9947006B2Apr 17, 2018
Methods for risk management in payment-enabled mobile device
MASTERCARD INTERNATIONAL INC4 citations72
US11829999B2Nov 28, 2023
Systems and methods for processing mobile payments by provisoning credentials to mobile devices without secure elements
MASTERCARD INTERNATIONAL INC3 citations71
US10909531B2Feb 2, 2021
Security for mobile applications
MASTERCARD INTERNATIONAL INC6 citations71
US10699277B2Jun 30, 2020
Security for mobile payment applications
MASTERCARD INTERNATIONAL INC5 citations71
US10515359B2Dec 24, 2019
Systems and methods for processing mobile payments by provisioning credentials to mobile devices without secure elements
MASTERCARD INTERNATIONAL INC5 citations71
US10840975B2Nov 17, 2020
Enhanced device interaction
MASTERCARD INTERNATIONAL INC4 citations65
US10552840B2Feb 4, 2020
Speeding up chip transaction at the point of sale
MASTERCARD INTERNATIONAL INC5 citations63
US11924347B2Mar 5, 2024
Identity authentication and validation
MASTERCARD INTERNATIONAL INC0 citations62
US11842340B2Dec 12, 2023
Method and system for generating cryptograms for validation in a webservice environment
MASTERCARD INTERNATIONAL INC0 citations62
US11354663B2Jun 7, 2022
Electronic authentication systems
MASTERCARD INTERNATIONAL INC0 citations62
US11263626B2Mar 1, 2022
Method and system for generating cryptograms for validation in a webservice environment
MASTERCARD INTERNATIONAL INC0 citations62
US11176547B2Nov 16, 2021
Transaction cryptogram
MASTERCARD INTERNATIONAL INC1 citations62
US12499445B2Dec 16, 2025
Method and system for secure authentication of user and mobile device without secure elements
MASTERCARD INTERNATIONAL INC0 citations61
US12093954B2Sep 17, 2024
Method and system for secure authentication of user and mobile device without secure elements
MASTERCARD INTERNATIONAL INC0 citations61
US11392957B2Jul 19, 2022
User verification for credential device
MASTERCARD INTERNATIONAL INC0 citations61
US11379849B2Jul 5, 2022
Security for contactless transactions
MASTERCARD INTERNATIONAL INC0 citations61
US11334890B2May 17, 2022
Method and system for secure authentication of user and mobile device without secure elements
MASTERCARD INTERNATIONAL INC0 citations61
US11468440B2Oct 11, 2022
Method and system for conveyance of machine readable code data via payment network
MASTERCARD INTERNATIONAL INC0 citations59
US11164184B2Nov 2, 2021
Method and system barcode-enabled payments
MASTERCARD INTERNATIONAL INC0 citations59
US11386413B2Jul 12, 2022
Device-based transaction authorization
MASTERCARD INTERNATIONAL INC0 citations52
US9286607B2Mar 15, 2016
Method and apparatus for payment transactions
MASTERCARD INTERNATIONAL INC1 citations52
US10504114B2Dec 10, 2019
Electronic authentication systems
MASTERCARD INTERNATIONAL INC0 citations51
US12567072B2Mar 3, 2026
Systems and methods for use in biometric-enabled network interactions
MASTERCARD INTERNATIONAL INC0 citations50
US10692077B2Jun 23, 2020
Method and system for conveyance of machine readable code data via payment network
MASTERCARD INTERNATIONAL INC0 citations48
US10692079B2Jun 23, 2020
Method and system barcode-enabled payments
MASTERCARD INTERNATIONAL INC0 citations48
US12579239B2Mar 17, 2026
Authentication for biometric checkout using RBA modeling
MASTERCARD INTERNATIONAL INC0 citations45
SMETS PATRIK
4 patentsUS8439271B2May 14, 2013
Method and system using a bitmap for passing contactless payment card transaction variables in standardized data formats
SMETS PATRIK223 citations98
US9721319B2Aug 1, 2017
Tap and wireless payment methods and devices
SMETS PATRIK6 citations80
US8442796B2May 14, 2013
Method and system for simulating a proximity-based transaction device
SMETS PATRIK2 citations61
US9038914B2May 26, 2015
Method and system for simulating a proximity-based transaction device
SMETS PATRIK1 citations51
MASTERCARD TECH CANADA ULC
2 patentsUS11301834B2Apr 12, 2022
Systems and methods for use in enabling device-to-device communication, based on user interactions with the devices
MASTERCARD TECH CANADA ULC2 citations69
US11810097B2Nov 7, 2023
Systems and methods for use in enabling device-to-device communication, based on user interactions with the devices
MASTERCARD TECH CANADA ULC0 citations58
MESTRÉ PATRICK
1 patentVAN DE VELDE EDDY L H
1 patentEMV CO LLC
1 patentShowing the top 50 of 54 patents by PatentIndex Score.