Inventor
ORTIZ EDISON U
US55 patents
Patents
50 patentsUS9082119B2Jul 14, 2015
Virtualization and secure processing of data
ROYAL BANK OF CANADA116 citations98
US11354651B2Jun 7, 2022
System and method for location-based token transaction processing
ROYAL BANK OF CANADA17 citations90
US11210648B2Dec 28, 2021
Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
ROYAL BANK OF CANADA12 citations84
US10909529B2Feb 2, 2021
Methods and systems for digital reward processing
ROYAL BANK OF CANADA6 citations84
US11699152B2Jul 11, 2023
Secure processing of electronic payments
ROYAL BANK OF CANADA6 citations83
US11429712B2Aug 30, 2022
Systems and methods for dynamic passphrases
ROYAL BANK OF CANADA11 citations83
US11080700B2Aug 3, 2021
Secure processing of electronic payments
ROYAL BANK OF CANADA12 citations83
US10956585B2Mar 23, 2021
System and method for secure electronic transaction platform
ROYAL BANK OF CANADA8 citations82
US10755274B2Aug 25, 2020
Virtualization and secure processing of data
ROYAL BANK OF CANADA6 citations82
US11080701B2Aug 3, 2021
Secure processing of electronic payments
ROYAL BANK OF CANADA17 citations81
US11790350B2Oct 17, 2023
Methods and systems for digital reward processing
ROYAL BANK OF CANADA1 citations73
US11599879B2Mar 7, 2023
Processing of electronic transactions
ROYAL BANK OF CANADA3 citations73
US11212102B2Dec 28, 2021
System and method for an electronic identity brokerage
ROYAL BANK OF CANADA3 citations72
US11893099B2Feb 6, 2024
Systems and methods for dynamic passphrases
ROYAL BANK OF CANADA2 citations71
US11868486B2Jan 9, 2024
System and method for secure electronic transaction platform
ROYAL BANK OF CANADA2 citations71
US11615414B2Mar 28, 2023
Virtualization and secure processing of data
ROYAL BANK OF CANADA2 citations71
US11539525B2Dec 27, 2022
Systems and methods for secure tokenized credentials
ROYAL BANK OF CANADA4 citations71
US10846692B2Nov 24, 2020
Virtualization and secure processing of data
ROYAL BANK OF CANADA1 citations71
US11956248B2Apr 9, 2024
System and method for message recipient verification
ROYAL BANK OF CANADA2 citations68
US10999294B2May 4, 2021
System and method for message recipient verification
ROYAL BANK OF CANADA2 citations68
US10861039B2Dec 8, 2020
Bid platform
ROYAL BANK OF CANADA4 citations68
US11893597B2Feb 6, 2024
System and method for loading secure data in multiparty secure computing environment
ROYAL BANK OF CANADA2 citations67
US11681552B2Jun 20, 2023
System and method for dynamic time-based user interface
ROYAL BANK OF CANADA2 citations67
US12586060B2Mar 24, 2026
Methods and systems for digital reward processing
ROYAL BANK OF CANADA0 citations62
US12192366B2Jan 7, 2025
System and method for anonymous location verification
ROYAL BANK OF CANADA0 citations62
US12165135B2Dec 10, 2024
Methods and systems for digital reward processing
ROYAL BANK OF CANADA0 citations62
US12015714B2Jun 18, 2024
System and method for an electronic identity brokerage
ROYAL BANK OF CANADA0 citations62
US11356262B2Jun 7, 2022
System and method for anonymous location verification
ROYAL BANK OF CANADA1 citations62
US12488341B2Dec 2, 2025
Virtualization and secure processing of data
ROYAL BANK OF CANADA0 citations61
US12388649B2Aug 12, 2025
Systems and methods for secure tokenized credentials
ROYAL BANK OF CANADA0 citations61
US12333026B2Jun 17, 2025
System and method for secure electronic transaction platform
ROYAL BANK OF CANADA0 citations61
US12327231B2Jun 10, 2025
Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
ROYAL BANK OF CANADA0 citations61
US12260406B2Mar 25, 2025
Secure processing of electronic payments
ROYAL BANK OF CANADA1 citations61
US12192204B2Jan 7, 2025
System and method for storing and distributing consumer information
ROYAL BANK OF CANADA0 citations61
US12008566B2Jun 11, 2024
Virtualization and secure processing of data
ROYAL BANK OF CANADA0 citations61
US11973877B2Apr 30, 2024
Systems and methods for secure tokenized credentials
ROYAL BANK OF CANADA0 citations61
US11775953B2Oct 3, 2023
Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
ROYAL BANK OF CANADA0 citations61
US11700257B2Jul 11, 2023
System and method for storing and distributing consumer information
ROYAL BANK OF CANADA0 citations61
US11277412B2Mar 15, 2022
System and method for storing and distributing consumer information
ROYAL BANK OF CANADA0 citations61
US12306919B2May 20, 2025
Systems and methods for dynamic passphrases
ROYAL BANK OF CANADA0 citations60
US12210636B2Jan 28, 2025
System and method for multiparty secure computing platform
ROYAL BANK OF CANADA0 citations59
US12125031B2Oct 22, 2024
Secure processing of electronic payments
ROYAL BANK OF CANADA0 citations59
US11934540B2Mar 19, 2024
System and method for multiparty secure computing platform
ROYAL BANK OF CANADA0 citations59
US11687928B2Jun 27, 2023
Secure processing of electronic payments
ROYAL BANK OF CANADA0 citations59
US12236417B2Feb 25, 2025
System and method for location-based token transaction processing
ROYAL BANK OF CANADA0 citations58
US12530683B2Jan 20, 2026
System and method for electronic credential tokenization
ROYAL BANK OF CANADA1 citations56
US12511162B2Dec 30, 2025
System and method for dynamic time-based user interface
ROYAL BANK OF CANADA0 citations56
US12120166B2Oct 15, 2024
System and method for multi-user session for coordinated electronic transactions
ROYAL BANK OF CANADA1 citations56
US12499435B2Dec 16, 2025
Payment card with secure element and replenishable tokens
ROYAL BANK OF CANADA0 citations54
US11847635B2Dec 19, 2023
Payment card with secure element and replenishable tokens
ROYAL BANK OF CANADA0 citations54
Showing the top 50 of 55 patents by PatentIndex Score.