Inventor
ZEARFOSS PATRICK
US21 patents
Patents
21 patentsUS11444770B2Sep 13, 2022
Systems and methods for data access control of secure memory using a short-range transceiver
CAPITAL ONE SERVICES LLC49 citations97
US11615395B2Mar 28, 2023
Authentication for third party digital wallet provisioning
CAPITAL ONE SERVICES LLC60 citations95
US12112310B2Oct 8, 2024
Authentication for third party digital wallet provisioning
CAPITAL ONE SERVICES LLC6 citations83
US10742414B1Aug 11, 2020
Systems and methods for data access control of secure memory using a short-range transceiver
CAPITAL ONE SERVICES LLC8 citations83
US12328311B2Jun 10, 2025
Computer-based systems involving enhanced one-time passcode (OTP) messaging and methods of use thereof
CAPITAL ONE SERVICES LLC1 citations73
US10521788B2Dec 31, 2019
Method and system of capturing an image of a card
CAPITAL ONE SERVICES LLC1 citations73
US10026074B1Jul 17, 2018
Method and system of capturing an image of a card
CAPITAL ONE SERVICES LLC2 citations73
US10007907B1Jun 26, 2018
Method and system of capturing an image of a card
CAPITAL ONE SERVICES LLC3 citations73
US12457106B2Oct 28, 2025
Systems and methods for data access control of secure memory using a short-range transceiver
CAPITAL ONE SERVICES LLC0 citations62
US11764962B2Sep 19, 2023
Systems and methods for data access control of secure memory using a short-range transceiver
CAPITAL ONE SERVICES LLC0 citations62
US10943226B2Mar 9, 2021
Method and system of capturing an image of a card
CAPITAL ONE SERVICES LLC0 citations62
US12328310B2Jun 10, 2025
Computer-based systems involving enhanced one-time passcode (OTP) messaging and methods of use thereof
CAPITAL ONE SERVICES LLC0 citations61
US12218938B2Feb 4, 2025
Using tokens from push notification providers to enhance device fingerprinting
CAPITAL ONE SERVICES LLC0 citations61
US11831641B2Nov 28, 2023
Using tokens from push notification providers to enhance device fingerprinting
CAPITAL ONE SERVICES LLC0 citations61
US11811753B2Nov 7, 2023
Computer-based systems involving enhanced one-time passcode (OTP) messaging and methods of use thereof
CAPITAL ONE SERVICES LLC0 citations61
US11463434B2Oct 4, 2022
Computer-based systems involving enhanced one-time passcode (OTP) messaging and methods of use thereof
CAPITAL ONE SERVICES LLC0 citations61
US12573239B2Mar 10, 2026
System and method for liveness verification
CAPITAL ONE SERVICES LLC0 citations51
US12591875B2Mar 31, 2026
Systems and methods of contactless card as one authentication factor for multiple factor authentication
CAPITAL ONE SERVICES LLC0 citations50
US12132799B2Oct 29, 2024
Using tokens from silent push notifications during application sessions to develop device confidence
CAPITAL ONE SERVICES LLC0 citations50
US11710147B2Jul 25, 2023
System and method for scanning a mobile computing device for installed applications
CAPITAL ONE SERVICES LLC0 citations43
US10491699B2Nov 26, 2019
Parsing transaction information for extraction and/or organization of transaction-related information
CAPITAL ONE SERVICES LLC0 citations39