Inventor
VIJAYVERGIA GUNJAN
US31 patents
⚠️ This page may combine multiple inventors who share the name “VIJAYVERGIA GUNJAN”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
USAA
27 patentsUS10833843B1Nov 10, 2020
Managing blockchain access
USAA126 citations98
US10387876B1Aug 20, 2019
Transacting in advance
USAA46 citations98
US10373148B1Aug 6, 2019
Proactive bank transaction staging methods and systems
USAA62 citations97
US11195177B1Dec 7, 2021
Distributed ledger systems for tracking recurring transaction authorizations
USAA22 citations94
US10630723B1Apr 21, 2020
Determining policy characteristics based on route similarity
USAA29 citations94
US11455642B1Sep 27, 2022
Distributed ledger based interchange
USAA45 citations93
US11188907B1Nov 30, 2021
ACH authorization validation using public blockchains
USAA47 citations92
US11810108B1Nov 7, 2023
Transacting in advance
USAA6 citations86
US11715084B1Aug 1, 2023
Proactive bank transaction staging methods and systems
USAA14 citations84
US11361286B1Jun 14, 2022
Identifying negotiable instrument fraud using distributed ledger systems
USAA8 citations84
US11074579B1Jul 27, 2021
Transacting in advance
USAA4 citations84
US10623250B1Apr 14, 2020
Multi-device coordinated user experience
USAA6 citations84
US10163091B1Dec 25, 2018
Cash deposit at point of sale using deposit product inventory item systems and methods
USAA8 citations84
US11748731B1Sep 5, 2023
Cash deposit at point of sale using deposit product inventory item systems and methods
USAA1 citations73
US11010745B1May 18, 2021
Cash deposit at point of sale using deposit product inventory item systems and methods
USAA2 citations73
US12147963B1Nov 19, 2024
Proactive bank transaction staging methods and systems
USAA2 citations72
US11539507B1Dec 27, 2022
Managing blockchain access
USAA4 citations72
US11042864B1Jun 22, 2021
Proactive bank transaction staging methods and systems
USAA4 citations72
US11539703B1Dec 27, 2022
Digital identification system
USAA1 citations71
US12587362B1Mar 24, 2026
Managing blockchain access
USAA0 citations62
US12243027B1Mar 4, 2025
Interactive kiosk for branchless banking
USAA0 citations62
US12182788B1Dec 31, 2024
Cash deposit at point of sale using deposit product inventory item systems and methods
USAA0 citations62
US12175461B1Dec 24, 2024
Transacting in advance
USAA0 citations62
US12118563B1Oct 15, 2024
Distributed ledger based interchange
USAA1 citations62
US11368491B1Jun 21, 2022
Determining policy characteristics based on route similarity
USAA0 citations62
US11012300B1May 18, 2021
Multi-device coordinated user experience
USAA0 citations62
US10880311B1Dec 29, 2020
Digital identification system
USAA0 citations50