Inventor
HARKEY SCOTT LEE
US21 patents
Patents
21 patentsUS9514456B2Dec 6, 2016
Single payment card for flexible payment vehicle options for a transaction
BANK OF AMERICA98 citations98
US9311685B2Apr 12, 2016
Geolocation check-in system
BANK OF AMERICA36 citations94
US9424572B2Aug 23, 2016
Online banking digital wallet management
BANK OF AMERICA38 citations93
US9721248B2Aug 1, 2017
ATM token cash withdrawal
BANK OF AMERICA18 citations92
US9424574B2Aug 23, 2016
Tokenization of user accounts for direct payment authorization channel
BANK OF AMERICA17 citations92
US9406065B2Aug 2, 2016
Customer token preferences interface
BANK OF AMERICA16 citations92
US8744968B1Jun 3, 2014
Providing automated initial and final payment for an activity based on determining the location of an activity participant's mobile communication device
BANK OF AMERICA56 citations92
US10762483B2Sep 1, 2020
ATM token cash withdrawal
BANK OF AMERICA10 citations83
US10002352B2Jun 19, 2018
Digital wallet exposure reduction
BANK OF AMERICA11 citations83
US9721268B2Aug 1, 2017
Providing offers associated with payment credentials authenticated in a specific digital wallet
BANK OF AMERICA20 citations83
US9639836B2May 2, 2017
Online banking digital wallet management
BANK OF AMERICA6 citations83
US9600817B2Mar 21, 2017
Foreign exchange token
BANK OF AMERICA17 citations83
US9563895B2Feb 7, 2017
Tokenization of user accounts for direct payment authorization channel
BANK OF AMERICA2 citations73
US10134030B2Nov 20, 2018
Customer token preferences interface
BANK OF AMERICA2 citations72
US9830597B2Nov 28, 2017
Formation and funding of a shared token
BANK OF AMERICA3 citations72
US9652764B2May 16, 2017
Online banking digital wallet management
BANK OF AMERICA2 citations72
US9600844B2Mar 21, 2017
Foreign cross-issued token
BANK OF AMERICA3 citations72
US9990594B2Jun 5, 2018
Geolocation check-in system
BANK OF AMERICA0 citations52
US9965729B2May 8, 2018
Geolocation check-in system
BANK OF AMERICA0 citations52
US9569780B2Feb 14, 2017
Tokenization of user accounts for direct payment authorization channel
BANK OF AMERICA0 citations52
US10140610B2Nov 27, 2018
Customer token preferences interface
BANK OF AMERICA0 citations51