Inventor
SEPTIMUS DAVID
US36 patents
Patents
36 patentsUS11995175B2May 28, 2024
Favorite merchants selection in transaction based authentication
CAPITAL ONE SERVICES LLC3 citations75
US12072959B2Aug 27, 2024
Detecting separate login during action based knowledge-based authentication and disqualifying validity
CAPITAL ONE SERVICES LLC3 citations74
US12020250B2Jun 25, 2024
Transaction based authentication with item-level data
CAPITAL ONE SERVICES LLC2 citations73
US12548027B2Feb 10, 2026
User authentication based on account transaction information in text field
CAPITAL ONE SERVICES LLC0 citations62
US12524766B2Jan 13, 2026
Transaction based authentication with item-level data
CAPITAL ONE SERVICES LLC0 citations62
US12511656B1Dec 30, 2025
Excluding fraudulent transactions in transaction based authentication
CAPITAL ONE SERVICES LLC0 citations62
US12417275B2Sep 16, 2025
Preventing unauthorized access to personal data during authentication processes
CAPITAL ONE SERVICES LLC0 citations62
US12363090B2Jul 15, 2025
Account authentication excluding merchants based on merchant logos
CAPITAL ONE SERVICES LLC0 citations62
US12332993B2Jun 17, 2025
Third party data processing for improvement of authentication questions
CAPITAL ONE SERVICES LLC0 citations62
US12321442B2Jun 3, 2025
Favorite merchants selection in transaction based authentication
CAPITAL ONE SERVICES LLC0 citations62
US12282922B2Apr 22, 2025
Authenticating based on behavioral transactional patterns
CAPITAL ONE SERVICES LLC0 citations62
US12261850B2Mar 25, 2025
Physical environment based account authentication
CAPITAL ONE SERVICES LLC0 citations62
US12242576B2Mar 4, 2025
Detecting separate login during action based knowledge-based authentication and disqualifying validity
CAPITAL ONE SERVICES LLC0 citations62
US12242592B2Mar 4, 2025
User presence detection for authentication question generation
CAPITAL ONE SERVICES LLC0 citations62
US12229231B2Feb 18, 2025
Generation of authentication questions based on user-created transaction limitations
CAPITAL ONE SERVICES LLC0 citations62
US12197555B2Jan 14, 2025
Authentication question improvement based on vocal confidence processing
CAPITAL ONE SERVICES LLC0 citations62
US12120114B2Oct 15, 2024
Email processing for improved authentication question accuracy
CAPITAL ONE SERVICES LLC0 citations62
US12086807B2Sep 10, 2024
User authentication based on account transaction information in text field
CAPITAL ONE SERVICES LLC0 citations62
US12067564B2Aug 20, 2024
Using an always on listening device skill to relay answers to transaction-based knowledge-based authentications
CAPITAL ONE SERVICES LLC0 citations62
US12056221B2Aug 6, 2024
Excluding fraudulent transactions in transaction based authentication
CAPITAL ONE SERVICES LLC1 citations62
US12045816B2Jul 23, 2024
Authentication question topic exclusion based on response hesitation
CAPITAL ONE SERVICES LLC0 citations62
US12028325B2Jul 2, 2024
Account authentication excluding merchants based on merchant logos
CAPITAL ONE SERVICES LLC0 citations62
US12019732B2Jun 25, 2024
User presence detection for authentication question generation
CAPITAL ONE SERVICES LLC0 citations62
US11960592B2Apr 16, 2024
Preventing unauthorized access to personal data during authentication processes
CAPITAL ONE SERVICES LLC1 citations62
US11962602B2Apr 16, 2024
Physical environment based account authentication
CAPITAL ONE SERVICES LLC0 citations62
US11954192B2Apr 9, 2024
Authentication question improvement based on vocal confidence processing
CAPITAL ONE SERVICES LLC0 citations62
US11907343B2Feb 20, 2024
Generation of authentication questions based on user-created transaction limitations
CAPITAL ONE SERVICES LLC0 citations62
US11900377B2Feb 13, 2024
Authenticating based on behavioral transactional patterns
CAPITAL ONE SERVICES LLC0 citations62
US11886570B2Jan 30, 2024
Third party data processing for improvement of authentication questions
CAPITAL ONE SERVICES LLC0 citations62
US11785007B2Oct 10, 2023
Email processing for improved authentication question accuracy
CAPITAL ONE SERVICES LLC1 citations62
US11783334B2Oct 10, 2023
Using an always on listening device skill to relay answers to transaction-based knowledge-based authentications
CAPITAL ONE SERVICES LLC0 citations62
US11775973B2Oct 3, 2023
User authentication based on account transaction information in text field
CAPITAL ONE SERVICES LLC0 citations62
US11663598B2May 30, 2023
Authentication question topic exclusion based on response hesitation
CAPITAL ONE SERVICES LLC0 citations62
US12010110B2Jun 11, 2024
Account authentication using synthetic merchants
CAPITAL ONE SERVICES LLC0 citations52
US11823197B2Nov 21, 2023
Authenticating based on user behavioral transaction patterns
CAPITAL ONE SERVICES LLC0 citations52
US12212716B2Jan 28, 2025
Systems and methods for authenticating calls for a call center
CAPITAL ONE SERVICES LLC0 citations51