Inventor
YUAN CHAO M
US48 patents
⚠️ This page may combine multiple inventors who share the name “YUAN CHAO M”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
AMERICAN EXPRESS TRAVEL RELATE
23 patentsUS7890420B2Feb 15, 2011
Method and apparatus for development and use of a credit score based on spend capacity
AMERICAN EXPRESS TRAVEL RELATE133 citations99
US7840484B2Nov 23, 2010
Credit score and scorecard development
AMERICAN EXPRESS TRAVEL RELATE170 citations99
US7814004B2Oct 12, 2010
Method and apparatus for development and use of a credit score based on spend capacity
AMERICAN EXPRESS TRAVEL RELATE126 citations99
US7912770B2Mar 22, 2011
Method and apparatus for consumer interaction based on spend capacity
AMERICAN EXPRESS TRAVEL RELATE103 citations98
US7792732B2Sep 7, 2010
Using commercial share of wallet to rate investments
AMERICAN EXPRESS TRAVEL RELATE69 citations98
US7788147B2Aug 31, 2010
Method and apparatus for estimating the spend capacity of consumers
AMERICAN EXPRESS TRAVEL RELATE189 citations98
US7610243B2Oct 27, 2009
Method and apparatus for rating asset-backed securities
AMERICAN EXPRESS TRAVEL RELATE70 citations98
US8024245B2Sep 20, 2011
Using commercial share of wallet in private equity investments
AMERICAN EXPRESS TRAVEL RELATE35 citations96
US7991666B2Aug 2, 2011
Method and apparatus for estimating the spend capacity of consumers
AMERICAN EXPRESS TRAVEL RELATE71 citations96
US7991677B2Aug 2, 2011
Using commercial share of wallet to rate investments
AMERICAN EXPRESS TRAVEL RELATE37 citations96
US7844534B2Nov 30, 2010
Using commercial share of wallet to rate investments
AMERICAN EXPRESS TRAVEL RELATE40 citations96
US7822665B2Oct 26, 2010
Using commercial share of wallet in private equity investments
AMERICAN EXPRESS TRAVEL RELATE38 citations96
US7788152B2Aug 31, 2010
Method and apparatus for estimating the spend capacity of consumers
AMERICAN EXPRESS TRAVEL RELATE76 citations96
US8775301B2Jul 8, 2014
Reducing risks related to check verification
AMERICAN EXPRESS TRAVEL RELATE17 citations93
US8775290B2Jul 8, 2014
Using commercial share of wallet to rate investments
AMERICAN EXPRESS TRAVEL RELATE11 citations93
US8694403B2Apr 8, 2014
Using commercial share of wallet to rate investments
AMERICAN EXPRESS TRAVEL RELATE11 citations93
US8682770B2Mar 25, 2014
Using commercial share of wallet in private equity investments
AMERICAN EXPRESS TRAVEL RELATE12 citations93
US8489482B2Jul 16, 2013
Using commercial share of wallet to rate investments
AMERICAN EXPRESS TRAVEL RELATE15 citations93
US8352343B2Jan 8, 2013
Using commercial share of wallet to compile marketing company lists
AMERICAN EXPRESS TRAVEL RELATE28 citations93
US8788388B2Jul 22, 2014
Using commercial share of wallet to rate business prospects
AMERICAN EXPRESS TRAVEL RELATE13 citations92
US8364582B2Jan 29, 2013
Credit score and scorecard development
AMERICAN EXPRESS TRAVEL RELATE14 citations92
US8781933B2Jul 15, 2014
Determining commercial share of wallet
AMERICAN EXPRESS TRAVEL RELATE11 citations84
US8744944B2Jun 3, 2014
Using commercial share of wallet to make lending decisions
AMERICAN EXPRESS TRAVEL RELATE15 citations84
HAGGERTY KATHLEEN
20 patentsUS8630929B2Jan 14, 2014
Using commercial share of wallet to make lending decisions
HAGGERTY KATHLEEN89 citations98
US8326672B2Dec 4, 2012
Using commercial share of wallet in financial databases
HAGGERTY KATHLEEN67 citations98
US8315942B2Nov 20, 2012
Method and apparatus for development and use of a credit score based on spend capacity
HAGGERTY KATHLEEN71 citations98
US8131614B2Mar 6, 2012
Using commercial share of wallet to compile marketing company lists
HAGGERTY KATHLEEN66 citations98
US8073768B2Dec 6, 2011
Credit score and scorecard development
HAGGERTY KATHLEEN86 citations98
US8311936B2Nov 13, 2012
Credit score and scorecard development
HAGGERTY KATHLEEN34 citations96
US8086509B2Dec 27, 2011
Determining commercial share of wallet
HAGGERTY KATHLEEN37 citations96
US8543499B2Sep 24, 2013
Reducing risks related to check verification
HAGGERTY KATHLEEN26 citations93
US8478673B2Jul 2, 2013
Using commercial share of wallet in private equity investments
HAGGERTY KATHLEEN32 citations92
US8438105B2May 7, 2013
Method and apparatus for development and use of a credit score based on spend capacity
HAGGERTY KATHLEEN16 citations92
US8417612B2Apr 9, 2013
Using commercial share of wallet to rate business prospects
HAGGERTY KATHLEEN12 citations92
US8326671B2Dec 4, 2012
Using commercial share of wallet to analyze vendors in online marketplaces
HAGGERTY KATHLEEN37 citations92
US8306890B2Nov 6, 2012
Determining commercial share of wallet
HAGGERTY KATHLEEN16 citations92
US8296213B2Oct 23, 2012
Using commercial share of wallet to rate investments
HAGGERTY KATHLEEN18 citations92
US8195550B2Jun 5, 2012
Determining commercial share of wallet
HAGGERTY KATHLEEN15 citations92
US8175945B2May 8, 2012
Using commercial share of wallet to compile marketing company lists
HAGGERTY KATHLEEN33 citations92
US8170938B2May 1, 2012
Using commercial share of wallet to rate business prospects
HAGGERTY KATHLEEN28 citations92
US8121918B2Feb 21, 2012
Using commercial share of wallet to manage vendors
HAGGERTY KATHLEEN27 citations92
US8073752B2Dec 6, 2011
Using commercial share of wallet to rate business prospects
HAGGERTY KATHLEEN32 citations92
US8315933B2Nov 20, 2012
Using commercial share of wallet to manage vendors
HAGGERTY KATHLEEN12 citations84