Inventor
PRENDERGAST JONATHAN JOSEPH
US30 patents
⚠️ This page may combine multiple inventors who share the name “PRENDERGAST JONATHAN JOSEPH”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
TORONTO DOMINION BANK
29 patentsUS12136079B2Nov 5, 2024
Real-time provisioning of targeted recommendations based on decomposed structured messaging data
TORONTO DOMINION BANK11 citations84
US11468443B2Oct 11, 2022
Real-time determination of counterparty geolocation based on structured messaging data
TORONTO DOMINION BANK10 citations84
US12450582B2Oct 21, 2025
Enabling feature based on a sensed condition at ambient commerce premises
TORONTO DOMINION BANK2 citations73
US12354094B2Jul 8, 2025
Real-time provisioning of directed digital content based on decomposed structured messaging data
TORONTO DOMINION BANK6 citations73
US11907945B2Feb 20, 2024
Real-time determination of counterparty geolocation based on structured messaging data
TORONTO DOMINION BANK2 citations71
US11062389B2Jul 13, 2021
Configuration of data transfer recipient
TORONTO DOMINION BANK3 citations69
US12164794B2Dec 10, 2024
Partial pass-through data transfer system
TORONTO DOMINION BANK0 citations62
US12028407B2Jul 2, 2024
System and method for updating interface elements based on real-time transfer protocol availability
TORONTO DOMINION BANK0 citations62
US11750687B2Sep 5, 2023
System and method for updating interface elements based on real-time transfer protocol availability
TORONTO DOMINION BANK0 citations62
US11593012B1Feb 28, 2023
Partial pass-through data transfer system
TORONTO DOMINION BANK1 citations62
US12555090B2Feb 17, 2026
Real-time provisioning of targeted recommendations based on decomposed structured messaging data
TORONTO DOMINION BANK0 citations61
US12437329B2Oct 7, 2025
Real-time provisioning of targeted, alternative product information based on structured messaging data
TORONTO DOMINION BANK0 citations61
US12118554B2Oct 15, 2024
Restricted item eligibility control at ambient commerce premises
TORONTO DOMINION BANK0 citations61
US12067606B2Aug 20, 2024
Real-time provisioning of targeted, alternative product information based on structured messaging data
TORONTO DOMINION BANK1 citations61
US12045189B2Jul 23, 2024
Interface for receiving and responding to a request to transfer
TORONTO DOMINION BANK0 citations61
US11487693B2Nov 1, 2022
Interface for receiving and responding to a request to transfer
TORONTO DOMINION BANK0 citations61
US12354067B2Jul 8, 2025
Configuration of data transfer recipient
TORONTO DOMINION BANK0 citations59
US12063168B1Aug 13, 2024
Systems and methods for optimization of computing resources
TORONTO DOMINION BANK0 citations59
US12386813B2Aug 12, 2025
System for automatic data transfer acceleration
TORONTO DOMINION BANK0 citations56
US12050707B2Jul 30, 2024
Systems and methods for processing requests for real-time transfers of resources
TORONTO DOMINION BANK1 citations56
US11934375B2Mar 19, 2024
System for automatic data transfer acceleration
TORONTO DOMINION BANK0 citations56
US12131361B2Oct 29, 2024
Distributed authentication at a physical premises
TORONTO DOMINION BANK0 citations52
US12316645B2May 27, 2025
System and methods for secure processing of real-time resource transfers
TORONTO DOMINION BANK0 citations51
US12536520B2Jan 27, 2026
Real-time provisioning of targeted digital content associated with an initiated data exchange based on structured messaging data
TORONTO DOMINION BANK0 citations50
US12511657B2Dec 30, 2025
Systems and methods for processing real-time transfer instructions
TORONTO DOMINION BANK0 citations50
US12333518B2Jun 17, 2025
Real-time reconciliation processing based on structured messaging data
TORONTO DOMINION BANK0 citations50
US12169845B2Dec 17, 2024
Real-time assessment of initiated data exchanges based on structured messaging data
TORONTO DOMINION BANK0 citations50
US11797179B1Oct 24, 2023
Accumulated data transfer amount access
TORONTO DOMINION BANK0 citations50
US12547777B2Feb 10, 2026
Smart contract configuration using unstructured data
TORONTO DOMINION BANK0 citations47