Inventor
KELLY THOMAS OSMAN
US9 patents
⚠️ This page may combine multiple inventors who share the name “KELLY THOMAS OSMAN”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
TORONTO DOMINION BANK
8 patentsUS12450582B2Oct 21, 2025
Enabling feature based on a sensed condition at ambient commerce premises
TORONTO DOMINION BANK2 citations73
US12118554B2Oct 15, 2024
Restricted item eligibility control at ambient commerce premises
TORONTO DOMINION BANK0 citations61
US12386813B2Aug 12, 2025
System for automatic data transfer acceleration
TORONTO DOMINION BANK0 citations56
US12050707B2Jul 30, 2024
Systems and methods for processing requests for real-time transfers of resources
TORONTO DOMINION BANK1 citations56
US11934375B2Mar 19, 2024
System for automatic data transfer acceleration
TORONTO DOMINION BANK0 citations56
US12511657B2Dec 30, 2025
Systems and methods for processing real-time transfer instructions
TORONTO DOMINION BANK0 citations50
US11797179B1Oct 24, 2023
Accumulated data transfer amount access
TORONTO DOMINION BANK0 citations50
US12547777B2Feb 10, 2026
Smart contract configuration using unstructured data
TORONTO DOMINION BANK0 citations47