Inventor

GRIGG DAVID M

US91 patents

⚠️ This page may combine multiple inventors who share the name “GRIGG DAVID M”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.

GRIGG DAVID M

BANK OF AMERICA

Self-selected user access based on specific authentication types

User authentication based on historical transaction data

Geolocation check-in system

Location-based categorization prompting of transactions

User authentication based on historical transaction data

User authentication based on historical transaction data

Providing authentication using previously-validated authentication credentials

Sorting mobile banking functions into authentication buckets

User authentication based on self-selected preferences

Determining user authentication requirements based on the current location of the user in comparison to the users&#39;s normal boundary of location

Providing automated initial and final payment for an activity based on determining the location of an activity participant&#39;s mobile communication device

Wearable device as a payment vehicle

Preparing preliminary transaction work for a mobile banking customer

Mobile wallet with managed active and passive payment technology

User identification using mobile device

Payment authorization prompting categorization

Authentication level of function bucket based on circumstances

Self-selected user access based on specific authentication types

Customer recognition through use of an optical head-mounted display in a wearable computing device

User authentication based on other applications

Providing authentication using previously-validated authentication credentials

Determining user authentication requirements based on the current location of the user being within a predetermined area requiring altered authentication requirements

User authentication based on fob/indicia scan

Shutting down access to all user accounts

Self-selected user access based on specific authentication types

User authentication based on other applications

User authentication based on historical user behavior

User authentication by geo-location and proximity to user&#39;s close network

Mobile wallet payment vehicle preferences

Wearable device as a payment vehicle

Wearable device as a payment vehicle

Determination of customer presence based on communication of a mobile communication device digital signature

Providing e-receipts to customers

Accessing secure areas based on identification via personal device

User authentication by token and comparison to visitation pattern

Determining user authentication requirements along a continuum based on a current state of the user and/or the attributes related to the function requiring authentication

Determining user authentication requirements based on the current location of the user in comparison to the users&#39;s normal boundary of location

Sorting mobile banking functions into authentication buckets

User authentication based on FOB/indicia scan

User authentication based on FOB/indicia scan

GRIGG DAVID M

Single action mobile transaction device

Mobile transaction device security system

Automatic activation of mobile payment mechanisms based on identified mobile payment types accepted by a merchant

Predicting future travel based on a user&#39;s historical financial institution transaction data and providing offers based on the predicted future travel

Reconciling a merchant of record in a mobile wallet feature

Transferring content to a mobile device

Pre-set readable indicia to facilitate payment during a transaction with a merchant when there is limited network connectivity

Mobile device data archiving

Transaction authorization system for a mobile commerce device

DOLPHIN MARK C

Merchant bill pay

Determining user authentication requirements based on the current location of the user in comparison to the users's normal boundary of location

Providing automated initial and final payment for an activity based on determining the location of an activity participant's mobile communication device

User authentication by geo-location and proximity to user's close network

Determining user authentication requirements based on the current location of the user in comparison to the users's normal boundary of location

Predicting future travel based on a user's historical financial institution transaction data and providing offers based on the predicted future travel