Inventor

KULKARNI RAGHU

US4 patents

⚠️ This page may combine multiple inventors who share the name “KULKARNI RAGHU”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.

DISCOVER FINANCIAL SERVICES

3 patents

US12002258B2Jun 4, 2024

System and method for mitigating bias in classification scores generated by machine learning models

DISCOVER FINANCIAL SERVICES3 citations68

US12050975B2Jul 30, 2024

System and method for utilizing grouped partial dependence plots and shapley additive explanations in the generation of adverse action reason codes

DISCOVER FINANCIAL SERVICES1 citations56

US12321826B2Jun 3, 2025

System and method for utilizing grouped partial dependence plots and game-theoretic concepts and their extensions in the generation of adverse action reason codes

DISCOVER FINANCIAL SERVICES0 citations45

CAPITAL ONE FINANCIAL CORP

1 patent

US12469075B2Nov 11, 2025

Computing system and method for creating a data science model having reduced bias

CAPITAL ONE FINANCIAL CORP0 citations45