Inventor
MALHOTRA SANDEEP
US33 patents
⚠️ This page may combine multiple inventors who share the name “MALHOTRA SANDEEP”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.
MASTERCARD INTERNATIONAL INC
26 patentsUS7988060B2Aug 2, 2011
Dual use payment device
MASTERCARD INTERNATIONAL INC46 citations95
US7575177B2Aug 18, 2009
Dual use payment device
MASTERCARD INTERNATIONAL INC90 citations95
US10445629B2Oct 15, 2019
Secure QR code service
MASTERCARD INTERNATIONAL INC18 citations91
US10762406B2Sep 1, 2020
Secure QR code service
MASTERCARD INTERNATIONAL INC11 citations83
US10740735B2Aug 11, 2020
Systems and methods for use in transferring funds between payment accounts
MASTERCARD INTERNATIONAL INC9 citations83
US9767442B2Sep 19, 2017
Money transfer system gateway service
MASTERCARD INTERNATIONAL INC9 citations83
US11948133B2Apr 2, 2024
Systems and methods for use in transferring funds between payment accounts
MASTERCARD INTERNATIONAL INC3 citations74
US10176542B2Jan 8, 2019
Systems and methods for identity validation and verification
MASTERCARD INTERNATIONAL INC4 citations72
US11663591B2May 30, 2023
Facilitation of real-time payment network transactions
MASTERCARD INTERNATIONAL INC2 citations71
US11200545B2Dec 14, 2021
Mediator website for authenticating payment entities and supporting dynamic interface objects for payments
MASTERCARD INTERNATIONAL INC3 citations71
US11127004B2Sep 21, 2021
Systems and methods for pre-processing network messages to optimize routing
MASTERCARD INTERNATIONAL INC5 citations70
US12363101B2Jul 15, 2025
Systems and methods for use in binding internet of things devices with identities associated with users
MASTERCARD INTERNATIONAL INC0 citations62
US12299649B2May 13, 2025
Systems and methods for use in transferring funds between payment accounts
MASTERCARD INTERNATIONAL INC0 citations62
US11328271B2May 10, 2022
Systems and methods for use in transferring funds between payment accounts
MASTERCARD INTERNATIONAL INC1 citations62
US11140156B2Oct 5, 2021
Systems and methods for use in binding internet of things devices with identities associated with users
MASTERCARD INTERNATIONAL INC0 citations62
US10896477B2Jan 19, 2021
Systems and methods for identity validation and verification
MASTERCARD INTERNATIONAL INC0 citations62
US10664832B2May 26, 2020
Virtual wallet account with automatic-loading
MASTERCARD INTERNATIONAL INC1 citations62
US12314923B2May 27, 2025
System and method of tokenizing deposit account numbers for use at payment card acceptance point
MASTERCARD INTERNATIONAL INC0 citations60
US12169840B2Dec 17, 2024
Refunding real-time payment transaction via payment card network messaging and settlement
MASTERCARD INTERNATIONAL INC0 citations60
US11763284B2Sep 19, 2023
System and method of tokenizing deposit account numbers for use at payment card acceptance point
MASTERCARD INTERNATIONAL INC0 citations60
US11386432B2Jul 12, 2022
Refunding real-time payment transaction via payment card network messaging and settlement
MASTERCARD INTERNATIONAL INC0 citations60
US11810017B2Nov 7, 2023
Method and system for universal control account activities
MASTERCARD INTERNATIONAL INC2 citations56
US11508004B2Nov 22, 2022
Alternative form factor for financial inclusion
MASTERCARD INTERNATIONAL INC0 citations56
US11449821B2Sep 20, 2022
Systems and methods for use in facilitating verified deliveries
MASTERCARD INTERNATIONAL INC0 citations51
US12243049B2Mar 4, 2025
Payment transaction process employing dynamic account expiry and dynamic token verification code
MASTERCARD INTERNATIONAL INC0 citations49
US10706467B2Jul 7, 2020
Alternative form factor for financial inclusion
MASTERCARD INTERNATIONAL INC0 citations46
KILLIAN PATRICK
2 patentsMASTERCARD ASIA PACIFIC PTE LTD
2 patentsUS10453063B2Oct 22, 2019
Method and corresponding proxy server, system, computer-readable storage medium and computer program
MASTERCARD ASIA PACIFIC PTE LTD5 citations67
US11556929B2Jan 17, 2023
Method and corresponding proxy server, system, computer-readable storage medium and computer program
MASTERCARD ASIA PACIFIC PTE LTD0 citations57