P

Inventor

MALHOTRA SANDEEP

US33 patents
⚠️ This page may combine multiple inventors who share the name “MALHOTRA SANDEEP”. Patents are grouped by organization below to help distinguish them — per-person disambiguation is on the roadmap.

MASTERCARD INTERNATIONAL INC

26 patents
US7988060B2Aug 2, 2011

Dual use payment device

MASTERCARD INTERNATIONAL INC46 citations95
US7575177B2Aug 18, 2009

Dual use payment device

MASTERCARD INTERNATIONAL INC90 citations95
US10445629B2Oct 15, 2019

Secure QR code service

MASTERCARD INTERNATIONAL INC18 citations91
US10762406B2Sep 1, 2020

Secure QR code service

MASTERCARD INTERNATIONAL INC11 citations83
US10740735B2Aug 11, 2020

Systems and methods for use in transferring funds between payment accounts

MASTERCARD INTERNATIONAL INC9 citations83
US9767442B2Sep 19, 2017

Money transfer system gateway service

MASTERCARD INTERNATIONAL INC9 citations83
US11948133B2Apr 2, 2024

Systems and methods for use in transferring funds between payment accounts

MASTERCARD INTERNATIONAL INC3 citations74
US10176542B2Jan 8, 2019

Systems and methods for identity validation and verification

MASTERCARD INTERNATIONAL INC4 citations72
US11663591B2May 30, 2023

Facilitation of real-time payment network transactions

MASTERCARD INTERNATIONAL INC2 citations71
US11200545B2Dec 14, 2021

Mediator website for authenticating payment entities and supporting dynamic interface objects for payments

MASTERCARD INTERNATIONAL INC3 citations71
US11127004B2Sep 21, 2021

Systems and methods for pre-processing network messages to optimize routing

MASTERCARD INTERNATIONAL INC5 citations70
US12363101B2Jul 15, 2025

Systems and methods for use in binding internet of things devices with identities associated with users

MASTERCARD INTERNATIONAL INC0 citations62
US12299649B2May 13, 2025

Systems and methods for use in transferring funds between payment accounts

MASTERCARD INTERNATIONAL INC0 citations62
US11328271B2May 10, 2022

Systems and methods for use in transferring funds between payment accounts

MASTERCARD INTERNATIONAL INC1 citations62
US11140156B2Oct 5, 2021

Systems and methods for use in binding internet of things devices with identities associated with users

MASTERCARD INTERNATIONAL INC0 citations62
US10896477B2Jan 19, 2021

Systems and methods for identity validation and verification

MASTERCARD INTERNATIONAL INC0 citations62
US10664832B2May 26, 2020

Virtual wallet account with automatic-loading

MASTERCARD INTERNATIONAL INC1 citations62
US12314923B2May 27, 2025

System and method of tokenizing deposit account numbers for use at payment card acceptance point

MASTERCARD INTERNATIONAL INC0 citations60
US12169840B2Dec 17, 2024

Refunding real-time payment transaction via payment card network messaging and settlement

MASTERCARD INTERNATIONAL INC0 citations60
US11763284B2Sep 19, 2023

System and method of tokenizing deposit account numbers for use at payment card acceptance point

MASTERCARD INTERNATIONAL INC0 citations60
US11386432B2Jul 12, 2022

Refunding real-time payment transaction via payment card network messaging and settlement

MASTERCARD INTERNATIONAL INC0 citations60
US11810017B2Nov 7, 2023

Method and system for universal control account activities

MASTERCARD INTERNATIONAL INC2 citations56
US11508004B2Nov 22, 2022

Alternative form factor for financial inclusion

MASTERCARD INTERNATIONAL INC0 citations56
US11449821B2Sep 20, 2022

Systems and methods for use in facilitating verified deliveries

MASTERCARD INTERNATIONAL INC0 citations51
US12243049B2Mar 4, 2025

Payment transaction process employing dynamic account expiry and dynamic token verification code

MASTERCARD INTERNATIONAL INC0 citations49
US10706467B2Jul 7, 2020

Alternative form factor for financial inclusion

MASTERCARD INTERNATIONAL INC0 citations46

KILLIAN PATRICK

2 patents

MASTERCARD ASIA PACIFIC PTE LTD

2 patents

HILL DENNIS J

1 patent

KILLIAN PATRICK L

1 patent

WONG SHOON PING

1 patent