Inventor · disambiguated record
Douglas C. Merrill
Also filed as: MERRILL DOUGLAS · MERRILL DOUGLAS C
5 granted patents·12 pending applications·6 citations·filing 2012–2024
70Inventor score
Top patents by PatentIndex Score
17 records- 0176US11941650B2Explainable machine learning financial credit approval model for protected classes of borrowersZESTFINANCE INC·Filed 2018·Granted Mar 26, 2024·2 cites·16 claims
- 0272US12265918B2Systems and methods for enriching modeling tools and infrastructure with semanticsZESTFINANCE INC·Filed 2023·Granted Apr 1, 2025·0 cites·15 claims
- 0370US11847574B2Systems and methods for enriching modeling tools and infrastructure with semanticsZESTFINANCE INC·Filed 2019·Granted Dec 19, 2023·2 cites·4 claims
- 0469US11960981B2Systems and methods for providing machine learning model evaluation by using decompositionZESTFINANCE INC·Filed 2019·Granted Apr 16, 2024·2 cites·21 claims
- 0569US2024220869A1Systems and methods for providing machine learning model evaluation by using decompositionZESTFINANCE INC·Filed 2024·Application pending·0 cites
- 0665US2015019405A1System and method for building and validating a credit scoring functionZESTFINANCE INC·Filed 2014·Application pending·0 cites
- 0763US2018260891A1Systems and methods for generating and using optimized ensemble modelsZESTFINANCE INC·Filed 2018·Application pending·0 cites
- 0862US2022343197A1Systems and methods for providing machine learning model explainability informationZESTFINANCE INC·Filed 2022·Application pending·0 cites
- 0956US2014081832A1System and method for building and validating a credit scoring functionMERRILL DOUGLAS·Filed 2012·Application pending·0 cites
- 1055US2016225076A1System and method for building and validating a credit scoring functionZESTFINANCE INC·Filed 2016·Application pending·0 cites
- 1148US2016155194A1System and method for providing credit to underserved borrowersZESTFINANCE INC·Filed 2015·Application pending·0 cites
- 1247US12271945B2Adverse action systems and methods for communicating adverse action notifications for processing systems using different ensemble modulesZESTFINANCE INC·Filed 2018·Granted Apr 8, 2025·0 cites·12 claims
- 1345US2018322406A1Systems and methods for providing machine learning model explainability informationZESTFINANCE INC·Filed 2018·Application pending·0 cites
- 1443US2016155193A1Methods and systems for automatically generating high quality adverse action notificationsZESTFINANCE INC·Filed 2015·Application pending·0 cites
- 1542US2019378210A1Systems and methods for decomposition of non-differentiable and differentiable modelsZESTFINANCE INC·Filed 2019·Application pending·0 cites
- 1641US2014214648A1Methods and systems for automatically generating high quality adverse action notificationsZESTFINANCE INC·Filed 2014·Application pending·0 cites
- 1737US2013091050A1System and method for providing credit to underserved borrowersMERRILL DOUGLAS·Filed 2012·Application pending·0 cites
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Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →