Inventor · disambiguated record
Melody Kao
Also filed as: KAO MELODY · KAO MELODY SU-SHIN
8 granted patents·2 pending applications·71 citations·filing 2015–2024
84Inventor score
Files withWELLS FARGO BANK NA10
Top patents by PatentIndex Score
10 records- 0198US10303869B1Relative and dynamic multifactor authenticationWELLS FARGO BANK NA·Filed 2015·Granted May 28, 2019·52 cites·20 claims
- 0293US11599619B1Relative and dynamic multifactor authenticationWELLS FARGO BANK NA·Filed 2021·Granted Mar 7, 2023·2 cites·20 claims
- 0389US11816672B1Flexible authenticationWELLS FARGO BANK NA·Filed 2016·Granted Nov 14, 2023·9 cites·14 claims
- 0485US11222106B1Relative and dynamic multifactor authenticationWELLS FARGO BANK NA·Filed 2019·Granted Jan 11, 2022·3 cites·20 claims
- 0582US9749862B1System for binding multiple SIM cards to an electronic deviceWELLS FARGO BANK NA·Filed 2016·Granted Aug 29, 2017·3 cites·18 claims
- 0676US12327254B2Flexible authenticationWELLS FARGO BANK NA·Filed 2024·Granted Jun 10, 2025·0 cites·20 claims
- 0774US11657399B1Value-added services provided in a seamless life formatWELLS FARGO BANK NA·Filed 2015·Granted May 23, 2023·2 cites·18 claims
- 0871US12039540B2Flexible authenticationWELLS FARGO BANK NA·Filed 2023·Granted Jul 16, 2024·0 cites·20 claims
- 0968US2023245126A1Value-added services provided in a seamless life formatWELLS FARGO BANK NA·Filed 2023·Application pending·0 cites
- 1045US2021056554A1Authenticating customers based on connections and location dataWELLS FARGO BANK NA·Filed 2015·Application pending·0 cites
Join the waitlist — get patent alerts
Get an alert when Melody Kao files or is granted a new patent.
We store only your email — no account needed. See our privacy policy.
Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →