Inventor · disambiguated record
Scott Lee Harkey
Also filed as: HARKEY SCOTT L · HARKEY SCOTT LEE
25 granted patents·22 pending applications·495 citations·filing 2013–2017
96Inventor score
Top patents by PatentIndex Score
47 records- 0198US9514456B2Single payment card for flexible payment vehicle options for a transactionBANK OF AMERICA·Filed 2013·Granted Dec 6, 2016·98 cites·21 claims
- 0297US9311685B2Geolocation check-in systemBANK OF AMERICA·Filed 2013·Granted Apr 12, 2016·36 cites·13 claims
- 0397US9218596B2Method and apparatus for providing real time mutable credit card informationBANK OF AMERICA·Filed 2014·Granted Dec 22, 2015·140 cites·23 claims
- 0497US8744968B1Providing automated initial and final payment for an activity based on determining the location of an activity participant's mobile communication deviceBANK OF AMERICA·Filed 2013·Granted Jun 3, 2014·56 cites·25 claims
- 0596US9424572B2Online banking digital wallet managementBANK OF AMERICA·Filed 2014·Granted Aug 23, 2016·38 cites·20 claims
- 0694US9424574B2Tokenization of user accounts for direct payment authorization channelBANK OF AMERICA·Filed 2014·Granted Aug 23, 2016·17 cites·20 claims
- 0792US9721268B2Providing offers associated with payment credentials authenticated in a specific digital walletBANK OF AMERICA·Filed 2014·Granted Aug 1, 2017·20 cites·18 claims
- 0892US9600817B2Foreign exchange tokenBANK OF AMERICA·Filed 2014·Granted Mar 21, 2017·17 cites·18 claims
- 0992US9406065B2Customer token preferences interfaceBANK OF AMERICA·Filed 2014·Granted Aug 2, 2016·16 cites·20 claims
- 1091US9639836B2Online banking digital wallet managementBANK OF AMERICA·Filed 2016·Granted May 2, 2017·6 cites·14 claims
- 1190US10762483B2ATM token cash withdrawalBANK OF AMERICA·Filed 2017·Granted Sep 1, 2020·10 cites·14 claims
- 1290US9721248B2ATM token cash withdrawalBANK OF AMERICA·Filed 2014·Granted Aug 1, 2017·18 cites·25 claims
- 1388US10002352B2Digital wallet exposure reductionBANK OF AMERICA·Filed 2014·Granted Jun 19, 2018·11 cites·20 claims
- 1484US9563895B2Tokenization of user accounts for direct payment authorization channelBANK OF AMERICA·Filed 2016·Granted Feb 7, 2017·2 cites·20 claims
- 1583US9652764B2Online banking digital wallet managementBANK OF AMERICA·Filed 2016·Granted May 16, 2017·2 cites·17 claims
- 1679US10134030B2Customer token preferences interfaceBANK OF AMERICA·Filed 2016·Granted Nov 20, 2018·2 cites·6 claims
- 1779US9830597B2Formation and funding of a shared tokenBANK OF AMERICA·Filed 2014·Granted Nov 28, 2017·3 cites·20 claims
- 1879US9600844B2Foreign cross-issued tokenBANK OF AMERICA·Filed 2014·Granted Mar 21, 2017·3 cites·6 claims
- 1962US9569780B2Tokenization of user accounts for direct payment authorization channelBANK OF AMERICA·Filed 2016·Granted Feb 14, 2017·0 cites·12 claims
- 2062US9390407B2Method and apparatus for providing real time mutable credit card information and for providing timestamp functionalityBANK OF AMERICA·Filed 2015·Granted Jul 12, 2016·0 cites·20 claims
- 2161US10140610B2Customer token preferences interfaceBANK OF AMERICA·Filed 2016·Granted Nov 27, 2018·0 cites·10 claims
- 2261US9990594B2Geolocation check-in systemBANK OF AMERICA·Filed 2016·Granted Jun 5, 2018·0 cites·7 claims
- 2361US9965729B2Geolocation check-in systemBANK OF AMERICA·Filed 2016·Granted May 8, 2018·0 cites·14 claims
- 2460US2015254646A1Restoring or reissuing of a token based on user authenticationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 2560US2015302411A1Proximity to a location as a form of authenticationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 2659US2015254657A1Limiting token collaboration network usage by userBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 2759US2015254665A1Authorizing a temporary token for a userBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 2859US2015254645A1Providing supplemental account information in digital walletsBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 2959US2015254650A1Controlling token issuance based on exposureBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3059US2015254658A1Limiting token collaboration network usage by tokenBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3159US2015254641A1Mobile device credential exposure reductionBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3259US2015254699A1Providing offers associated with payment credentials in digital walletsBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3359US2015254663A1Token usage scaling based on determined level of exposureBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3459US2015254656A1Account token associations based on spending thresholdsBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3559US2015254644A1Credential payment obligation visibilityBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3659US2015254635A1Limiting the use of a token based on a user locationBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3759US2015254647A1Flexible funding account token associationsBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3859US2015254664A1Token collaboration networkBANK OF AMERICA·Filed 2014·Application pending·0 cites
- 3957US2014279270A1Pre-ordering based on location of a customerBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 4057US2014279713A1Automated payment for a rental period based on determining the location of a renter's mobile communication deviceBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 4156US9547849B2Method and apparatus for providing real time mutable credit card information and for providing sleep mode functionalityBANK OF AMERICA·Filed 2015·Granted Jan 17, 2017·0 cites·23 claims
- 4256US9508065B2Method and apparatus for providing real time mutable credit card information with future timestamp functionalityBANK OF AMERICA·Filed 2015·Granted Nov 29, 2016·0 cites·18 claims
- 4356US2014279409A1Recommending retroactive vehicle for payment based on in-flows and out-flowsBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 4456US2014278897A1Retroactive rewards based recommendation of payment vehicle to individual products of a transactionBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 4556US2014279505A1Recommending vehicle for payment based on social network dataBANK OF AMERICA·Filed 2013·Application pending·0 cites
- 4656US2014279411A1Pre-arranging payment associated with multiple vendors within a geographic areaBANK OF AMERICA COPORATION·Filed 2013·Application pending·0 cites
- 4743US2016307170A1Apparatus and method for conducting and managing transactions between different networksBANK OF AMERICA·Filed 2015·Application pending·0 cites
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Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →