Inventor · disambiguated record
Spencer Read
Also filed as: READ SPENCER · READ SPENCER E
48 granted patents·1 pending application·1,257 citations·filing 2014–2022
99Inventor score
Top patents by PatentIndex Score
49 records- 0199US10713726B1Determining insurance policy modifications using informatic sensor dataUSAA·Filed 2016·Granted Jul 14, 2020·111 cites·17 claims
- 0299US10679296B1Systems and methods for determining insurance coverage based on informaticsUSAA·Filed 2016·Granted Jun 9, 2020·79 cites·13 claims
- 0399US10163162B1Systems and methods for utilizing imaging informaticsUSAA·Filed 2014·Granted Dec 25, 2018·62 cites·6 claims
- 0499US9947051B1Identifying and recommending insurance policy products/services using informatic sensor dataUSAA·Filed 2014·Granted Apr 17, 2018·82 cites·11 claims
- 0599US9811862B1Determining risks related to activities on insured properties using informatic sensor dataUSAA·Filed 2014·Granted Nov 7, 2017·92 cites·13 claims
- 0698US11164257B1Streamlined property insurance application and renewal processUSAA·Filed 2018·Granted Nov 2, 2021·86 cites·17 claims
- 0798US10699348B1Utilizing credit and informatic data for insurance underwriting purposesUSAA·Filed 2016·Granted Jun 30, 2020·83 cites·12 claims
- 0898US10552911B1Determining status of building modifications using informatics sensor dataUSAA·Filed 2014·Granted Feb 4, 2020·36 cites·5 claims
- 0998US10181159B1Determining and initiating insurance claim eventsUSAA·Filed 2014·Granted Jan 15, 2019·39 cites·9 claims
- 1098US10121207B1Insurance policy alterations using informatic sensor dataUSAA·Filed 2017·Granted Nov 6, 2018·45 cites·18 claims
- 1198US10102584B1Streamlined property insurance application and renewal processUSAA·Filed 2014·Granted Oct 16, 2018·179 cites·9 claims
- 1298US9984417B1System and method to determine insurance mitigation actions based on informatic dataUSAA·Filed 2014·Granted May 29, 2018·37 cites·20 claims
- 1398US9886723B1Determining appliance insurance coverage/products using informatic sensor dataUSAA·Filed 2014·Granted Feb 6, 2018·37 cites·15 claims
- 1498US9710858B1Insurance policy alterations using informatic sensor dataUSAA·Filed 2014·Granted Jul 18, 2017·82 cites·18 claims
- 1597US11120506B1Streamlined property insurance application and renewal processUSAA·Filed 2016·Granted Sep 14, 2021·11 cites·18 claims
- 1697US9818158B1Utilizing credit and informatic data for insurance underwriting purposesUSAA·Filed 2014·Granted Nov 14, 2017·58 cites·12 claims
- 1796US12056728B1Streamlined property insurance application and renewal processUSAA·Filed 2021·Granted Aug 6, 2024·7 cites·18 claims
- 1896US11526948B1Identifying and recommending insurance policy products/services using informatic sensor dataUSAA·Filed 2020·Granted Dec 13, 2022·3 cites·20 claims
- 1996US10169771B1System and method to provide savings based on reduced energy consumptionUSAA·Filed 2014·Granted Jan 1, 2019·35 cites·20 claims
- 2095US11847666B1Determining status of building modifications using informatics sensor dataUSAA·Filed 2022·Granted Dec 19, 2023·3 cites·20 claims
- 2195US10740847B1Method and system for making rapid insurance policy decisionsUNITED SERVICES AUTOMOBILE ASS (USAA)·Filed 2016·Granted Aug 11, 2020·9 cites·16 claims
- 2295US10510121B2System and method for performing dwelling maintenance analytics on insured propertyUSAA·Filed 2015·Granted Dec 17, 2019·10 cites·3 claims
- 2394US11526949B1Determining risks related to activities on insured properties using informatic sensor dataUSAA·Filed 2021·Granted Dec 13, 2022·2 cites·20 claims
- 2493US11941702B1Systems and methods for utilizing imaging informaticsUSAA·Filed 2016·Granted Mar 26, 2024·4 cites·9 claims
- 2593US11087404B1Electronic sensor managementUIPCO LLC·Filed 2018·Granted Aug 10, 2021·11 cites·20 claims
- 2693US10991049B1Systems and methods for acquiring insurance related informaticsUSAA·Filed 2015·Granted Apr 27, 2021·18 cites·27 claims
- 2793US10977736B1Determining risks related to activities on insured properties using informatic sensor dataUSAA·Filed 2017·Granted Apr 13, 2021·4 cites·14 claims
- 2892US12100050B1Electronic sensor managementUSAA·Filed 2021·Granted Sep 24, 2024·2 cites·20 claims
- 2992US11227339B1Systems and methods for utilizing imaging informaticsUSAA·Filed 2018·Granted Jan 18, 2022·3 cites·11 claims
- 3091US10872348B1Determining status of building modifications using informatics sensor dataUSAA·Filed 2019·Granted Dec 22, 2020·2 cites·17 claims
- 3190US11151657B1Insurance policy modification based on secondary informaticsUSAA·Filed 2016·Granted Oct 19, 2021·3 cites·20 claims
- 3290US10614525B1Utilizing credit and informatic data for insurance underwriting purposesUSAA·Filed 2017·Granted Apr 7, 2020·6 cites·18 claims
- 3389US11416941B1Electronic sensor managementUSAA·Filed 2018·Granted Aug 16, 2022·5 cites·18 claims
- 3489US10783588B1Identifying and recommending insurance policy products/services using informatic sensor dataUSAA·Filed 2018·Granted Sep 22, 2020·2 cites·20 claims
- 3587US10839410B1System and method to provide savings based on reduced energy consumptionUSAA·Filed 2018·Granted Nov 17, 2020·4 cites·20 claims
- 3685US11532004B1Utilizing credit and informatic data for insurance underwriting purposesUSAA·Filed 2020·Granted Dec 20, 2022·1 cites·18 claims
- 3785US10943300B1System and method for reconciling property operation with a budget amount based on informaticsUSAA·Filed 2014·Granted Mar 9, 2021·4 cites·18 claims
- 3882US12327264B1Systems and methods for utilizing imaging informaticsUSAA·Filed 2022·Granted Jun 10, 2025·0 cites·14 claims
- 3981US11966939B1Determining appliance insurance coverage/products using informatic sensor dataUSAA·Filed 2021·Granted Apr 23, 2024·0 cites·20 claims
- 4080US11532006B1Determining and initiating insurance claim eventsUSAA·Filed 2021·Granted Dec 20, 2022·0 cites·20 claims
- 4177US11423429B1Determining status of building modifications using informatics sensor dataUSAA·Filed 2020·Granted Aug 23, 2022·0 cites·15 claims
- 4276US11461850B1Determining insurance policy modifications using informatic sensor dataUSAA·Filed 2020·Granted Oct 4, 2022·0 cites·17 claims
- 4375US11532005B1System and method to provide savings based on reduced energy consumptionUSAA·Filed 2020·Granted Dec 20, 2022·0 cites·20 claims
- 4474US11138672B1Determining and initiating insurance claim eventsUSAA·Filed 2019·Granted Oct 5, 2021·0 cites·20 claims
- 4572US11068992B1Insurance policy modifications using informatic sensor dataUSAA·Filed 2018·Granted Jul 20, 2021·0 cites·18 claims
- 4671US11113765B1Determining appliance insurance coverage/products using informatic sensor dataUSAA·Filed 2018·Granted Sep 7, 2021·0 cites·12 claims
- 4762US11900470B1Systems and methods for acquiring insurance related informaticsUSAA·Filed 2021·Granted Feb 13, 2024·0 cites·20 claims
- 4857US11887142B1Insurance policy modifications using informatic sensor dataUSAA·Filed 2021·Granted Jan 30, 2024·0 cites·20 claims
- 4937US2016283958A1System and method to gamify insured property savings opportunitiesUSAA·Filed 2015·Application pending·0 cites
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Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →