Inventor · disambiguated record
Yinzi Cai
Also filed as: CAI YINZI
9 granted patents·3 pending applications·2,516 citations·filing 1998–2012
92Inventor score
Technology areasG06Q
Top patents by PatentIndex Score
12 records- 0198US7143063B2Method and apparatus for a verifiable on line rejection of an applicant for creditNEXTCARD INC·Filed 2003·Granted Nov 28, 2006·318 cites·8 claims
- 0297US7505939B2Method and apparatus for a verifiable on line rejection of an applicant for creditNEXTCARD INC·Filed 2006·Granted Mar 17, 2009·161 cites·20 claims
- 0395US6405181B2Method and apparatus for real time on line credit approvalNEXTCARD INC·Filed 1998·Granted Jun 11, 2002·730 cites·4 claims
- 0494US6324524B1Method and apparatus for an account level offer of credit and real time balance transferNEXTCARD INC·Filed 1998·Granted Nov 27, 2001·866 cites·12 claims
- 0591US6567791B2Method and apparatus for a verifiable on line rejection of an application for creditNEXTCARD INC·Filed 1998·Granted May 20, 2003·422 cites·9 claims
- 0688US7756781B2Method and apparatus for a verifiable on line rejection of an applicant for creditNEXTCARD LLC·Filed 2007·Granted Jul 13, 2010·15 cites·23 claims
- 0770US8498936B2One card systemCAI YINZI·Filed 2009·Granted Jul 30, 2013·3 cites·19 claims
- 0867USRE47248EOne card systemCINA SOLUTIONS INC·Filed 2009·Granted Feb 19, 2019·1 cites·50 claims
- 0962USRE47247EOne card systemCINA SOLUTIONS INC·Filed 2009·Granted Feb 19, 2019·0 cites·88 claims
- 1061US2008270295A1Method and Apparatus for Real Time Online Credit ApprovalLENT JEREMY R·Filed 2007·Application pending·0 cites
- 1160US2012215682A1Method and apparatus for real time online credit approvalLENT JEREMY R·Filed 2012·Application pending·0 cites
- 1258US2010262535A1Method and apparatus for a verifiable on line rejection of an application for creditLENT JEREMY R·Filed 2010·Application pending·0 cites
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Identity basis: PatentsView inventor disambiguation (2025Q4-odp release). How scoring works →