Payment apparatus

Abstract

An apparatus is disclosed herein. The apparatus includes a first liner, a second liner, one or more fastening components, and one or more prongs. The one or more fastening components couples the first liner to the second liner, defining an opening between. The one or more prongs are positionable between a closed position within the opening and an open position exterior to the opening. The one or more prongs include a payment prong. The payment prong includes a body free, a payment chip receptacle, and a payment chip. The body is free from any personal identification information. The payment chip receptacle is attached to the body. The payment chip is positioned in the payment chip receptacle. The payment chip is removable therefrom.

What is claimed: 
     
       1. An apparatus, comprising:
 a first liner; 
 a second liner; 
 one or more fastening components coupling the first liner to the second liner, defining an opening between; and 
 one or more prongs positionable between a closed position within the opening and an open positioning exterior to the opening, the one or more prongs comprising:
 a payment prong, the payment prong comprising:
 a body free from any personal identification information;
 a payment chip receptacle attached to the body; and 
 a payment chip positioned in the payment chip receptacle, 
 
 
 the payment chip removable therefrom. 
 
 
     
     
       2. The apparatus of  claim 1 , wherein the body comprises:
 a shaft extending between the payment chip receptacle and the opening, the shaft comprising one or more openings formed therethrough, each of the one or more openings configured to receive each of the one or more fastening components. 
 
     
     
       3. The apparatus of  claim 2 , wherein the shaft comprises:
 one or more printed circuits contained therein, the one or more printed circuits contacting the payment chip at one or more contact points. 
 
     
     
       4. The apparatus of  claim 3 , wherein the apparatus further comprises:
 a power source positioned within the opening, the power source coupled to each of the one or more printed circuits. 
 
     
     
       5. The apparatus of  claim 3 , wherein the one or more printed circuits enable the payment chip to communicate with external device via a wireless connection. 
     
     
       6. The apparatus of  claim 5 , wherein the wireless connection is one of radio frequency identification (RFID), near field communication (NFC), or Bluetooth. 
     
     
       7. The apparatus of  claim 2 , wherein the shaft is formed from a non-metal material. 
     
     
       8. The apparatus of  claim 1 , wherein the payment chip receptacle fully surrounds the payment chip. 
     
     
       9. The apparatus of  claim 1 , wherein the payment chip receptacle comprises:
 two or more arms configured to hold the payment chip in position. 
 
     
     
       10. The apparatus of  claim 1 , wherein the one or more prongs further comprise:
 one or more tools. 
 
     
     
       11. A payment device, comprising:
 a multi-tool apparatus comprising a body free from any personal identification information; 
 a payment chip receptacle coupled with the body, the payment chip receptacle comprising two or more arms movable between an open position and a closed position; and 
 a payment chip positioned in the payment chip receptacle, wherein the payment chip is secured by the two or more arms, wherein the payment chip is removable from the payment chip receptacle when the two or more arms are in the open position. 
 
     
     
       12. The payment device of  claim 11 , wherein the payment chip is secured to the payment chip receptacle when the two or more arms are in the closed position. 
     
     
       13. The payment device of  claim 11 , wherein the payment chip receptacle is coupled to a tool of the multi-tool apparatus. 
     
     
       14. The payment device of  claim 13 , further comprising:
 a printed antenna integrated with the tool of the multi-tool apparatus, the printed antenna coupled with the payment chip. 
 
     
     
       15. The payment device of  claim 14 , wherein the multi-tool apparatus further comprises a power source disposed therein. 
     
     
       16. The payment device of  claim 13 , wherein the tool of the multi-tool apparatus is formed from a non-metal material. 
     
     
       17. The payment device of  claim 13 , wherein the tool of the multi-tool apparatus is movable between a closed position within the body of the multi-tool apparatus and an open position exterior to the body of the multi-tool apparatus. 
     
     
       18. The payment device of  claim 11 , wherein the payment chip receptacle fully surrounds the payment chip. 
     
     
       19. The payment device of  claim 11 , wherein the payment chip receptacle is formed from a non-metal material.