US11790416B2ActiveUtilityA1

Systems and methods for purchase device

72
Assignee: CAPITAL ONE SERVICES LLCPriority: Aug 14, 2018Filed: Apr 28, 2021Granted: Oct 17, 2023
Est. expiryAug 14, 2038(~12.1 yrs left)· nominal 20-yr term from priority
G06Q 30/06G06Q 20/12G06Q 20/20G06Q 20/327G06Q 20/389G06Q 20/405G06Q 30/01H04W 4/021
72
PatentIndex Score
0
Cited by
33
References
20
Claims

Abstract

Systems and methods for in-store purchases are provided. An exemplary method may include receiving by a customer device associated with a customer, customer data including customer preference data. The method may include storing the received customer data and identifying a merchant at a location of the customer. The method may also include determining a customer order for the identified merchant based on the customer preference data. Further, the method may include transmitting a notification to a merchant device associated with the identified merchant, the notification including the determined customer order.

Claims

exact text as granted — not AI-modified
What is claimed: 
     
       1. A system for enabling in-store purchases, the system comprising a second mobile device coupled with:
 one or more memory devices storing instructions; and 
 one or more processors configured to execute the instructions to perform operations comprising:
 receiving, from a first mobile device of a customer through a wireless network by the second mobile device of the customer, customer data of the customer, the customer data comprising preference data; 
 storing the received customer data within the one or more memory devices of the second mobile device; 
 identifying, using the second mobile device of the customer, a merchant associated with a current location of the second mobile device through a geo-fencing process employing location-based measurement; 
 in response and subsequently to identifying the merchant, determining, at the second mobile device of the customer, a customer order based on a menu of items available from the merchant as compared with the preference data; and 
 transmitting a notification to a merchant device associated with the merchant, the notification including the customer order. 
 
 
     
     
       2. The system of  claim 1 , wherein the operations comprise:
 receiving a customer selection; and 
 triggering transmittal of the notification upon receipt of the customer selection. 
 
     
     
       3. The system of  claim 2 , wherein receiving the customer selection comprises detecting a press of a button on the second mobile device. 
     
     
       4. The system of  claim 2 , wherein receiving the customer selection comprises receiving the customer selection based on the preference data. 
     
     
       5. The system of  claim 1 , wherein the preference data comprises data identifying at least one of categories of merchants or a specific merchant. 
     
     
       6. The system of  claim 1 , wherein the preference data comprises an indication of a customer desire to transmit the notification upon at least one of approaching or entering a merchant's premises. 
     
     
       7. The system of  claim 1 , wherein the preference data comprises an indication of a customer desire to transmit the notification based on a time of day. 
     
     
       8. The system of  claim 1 , wherein the preference data comprises an indication of a customer desire to transmit the notification based on a number of customer orders per time period. 
     
     
       9. The system of  claim 1 , wherein the second mobile device further comprises:
 a repeater configured for wireless data transmission; and 
 a location-based measurement device. 
 
     
     
       10. The system of  claim 1 , wherein identifying the merchant comprises:
 determining a location of the second mobile device; and 
 determining whether the second mobile device is located within a predetermined location boundary associated with the merchant based on a proximity between the second mobile device and the merchant device. 
 
     
     
       11. The system of  claim 1 , wherein identifying the merchant comprises transmitting location information to a financial service provider device. 
     
     
       12. A method for enabling in-store purchases, the method comprising:
 receiving from a first mobile device of a customer by a second mobile device of the customer, customer data of the customer, the customer data comprising preference data; 
 storing the received customer data within memory of the second mobile device; 
 identifying a merchant associated with a current location of the second mobile device through a geo-fencing process employing location-based measurement; 
 in response and subsequently to identifying the merchant, determining at the second mobile device of the customer, a customer order based on a menu of items available from the merchant as compared with the preference data associated with the merchant; 
 receiving a customer selection; and 
 upon receipt of the customer selection, transmitting a notification to a merchant device associated with the merchant, the notification including the customer order. 
 
     
     
       13. The method of  claim 12 , wherein the second mobile device further comprises:
 a repeater configured for wireless data transmission; and a location-based measurement device. 
 
     
     
       14. The method of  claim 12 , wherein identifying the merchant comprises:
 determining a location of the second mobile device; and 
 determining whether the second mobile device is located within a predetermined location boundary associated with the merchant based on a proximity between the second mobile device and the merchant device. 
 
     
     
       15. The method of  claim 12 , wherein identifying the merchant comprises transmitting location information to a financial service provider device. 
     
     
       16. The method of  claim 12 , wherein the customer selection comprises detecting a press of a button on the second mobile device. 
     
     
       17. The method of  claim 12 , wherein receiving the customer selection comprises receiving the customer selection based on the preference data. 
     
     
       18. The method of  claim 12 , wherein the preference data comprises data identifying at least one of categories of merchants or a specific merchant. 
     
     
       19. The method of  claim 12 , wherein the preference data comprises an indication of a customer desire to transmit the notification upon at least one of approaching or entering a merchant's premises. 
     
     
       20. The method of  claim 12 , wherein the preference data comprises an indication of a customer desire to transmit the notification based on one of a time of day or a number of customer orders per time period.

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