US11818282B2ActiveUtilityA1

Non-verbal sensitive data authentication

66
Assignee: IBMPriority: Nov 20, 2017Filed: Feb 9, 2021Granted: Nov 14, 2023
Est. expiryNov 20, 2037(~11.4 yrs left)· nominal 20-yr term from priority
H04M 3/2281H04L 63/0853H04M 3/5183H04W 12/06H04M 2203/256H04M 2203/6009H04M 2203/6045H04L 63/123H04L 63/102H04L 63/08
66
PatentIndex Score
0
Cited by
73
References
19
Claims

Abstract

A method, computer system, and computer program product for processing a secure data phone request are provided. The embodiment may include receiving a plurality of user responses to one or more security questions. The embodiment may also include identifying, during a phone call, a request for sensitive information by a call participant. The embodiment may further include identifying a response within the plurality of received user responses that satisfies the identified request. The embodiment may also include transmitting the identified response to the call participant.

Claims

exact text as granted — not AI-modified
What is claimed is: 
     
       1. A processor-implemented method for processing a secure data request via a mobile device, the method comprising:
 identifying a user participating in a voice call by a user voice signature using sensors associated with the mobile device; 
 identifying a verbal request, received during the voice call, for the identified user to provide sensitive information; and 
 identifying and transmitting, upon authorization by the identified user, at the time of the request to provide the sensitive information, a response from a repository of stored, prerecorded responses associated with the identified user that satisfies the request, wherein the stored, prerecorded responses are stored as a pre-recorded voice clip on a client computing device, a pre-recorded number sequence on the client computing device, or a pre-recorded voice clip on a cloud-based service. 
 
     
     
       2. The method of  claim 1 , further comprises:
 determining a user has authorized the identified response be transmitted to a call participant. 
 
     
     
       3. The method of  claim 2 , wherein determining the user has authorized the identified response be transmitted to the call participant further comprises:
 receiving an authorization from the user, through a graphical user interface, to transmit the identified response. 
 
     
     
       4. The method of  claim 3 , wherein receiving the authorization further comprises:
 displaying, in the graphical user interface, two or more responses within the stored responses that satisfy the identified request; and 
 receiving a selection of a response of the two or more displayed responses. 
 
     
     
       5. The method of  claim 1 , wherein the sensitive information comprises personal identifying information, and wherein the personal identifying information is selected from a group consisting of a telephone number, a social security number, a driver's license number, a pin, a birth date, a credit card number, an address, a password, an account number, a security question answer, a nickname, a mother's maiden name, a child name, a pet name, an educational institution attended, a place of residence, a currently owned item, or a previously owned item. 
     
     
       6. The method of  claim 5 , further comprising:
 in response to a user answering a request for sensitive information a first time, prompting the user to save a user answer to the request for sensitive information as a pre-recorded answer. 
 
     
     
       7. A computer system for processing a secure data request via a mobile device, the computer system comprising:
 one or more processors, one or more computer-readable memories, one or more computer-readable tangible storage media, and program instructions stored on at least one of the one or more tangible storage media for execution by at least one of the one or more processors via at least one of the one or more memories, wherein the computer system is capable of performing a method comprising: 
 identifying a user participating in a voice call by a user voice signature using sensors associated with the mobile device; 
 identifying a verbal request, received during the voice call, for the identified user to provide sensitive information; and 
 identifying and transmitting, upon authorization by the identified user, at the time of the request to provide the sensitive information, a response from a repository of stored, prerecorded responses associated with the identified user that satisfies the request. 
 
     
     
       8. The computer system of  claim 7 , further comprises:
 determining a user has authorized the identified response be transmitted to a call participant. 
 
     
     
       9. The computer system of  claim 8 , wherein determining the user has authorized the identified response be transmitted to the call participant further comprises:
 receiving an authorization from the user, through a graphical user interface, to transmit the identified response. 
 
     
     
       10. The computer system of  claim 9 , wherein receiving the authorization further comprises:
 displaying, in the graphical user interface, two or more responses within the stored responses that satisfy the identified request; and 
 receiving a selection of a response of the two or more displayed responses. 
 
     
     
       11. The computer system of  claim 7 , wherein the stored responses are stored as a pre-recorded voice clip on a client computing device, a pre-recorded number sequence on the client computing device, or a pre-recorded voice clip on a cloud-based service. 
     
     
       12. The computer system of  claim 7 , wherein the sensitive information comprises personal identifying information, and wherein the personal identifying information is selected from a group consisting of a telephone number, a social security number, a driver's license number, a pin, a birth date, a credit card number, an address, a password, an account number, a security question answer, a nickname, a mother's maiden name, a child name, a pet name, an educational institution attended, a place of residence, a currently owned item, or a previously owned item. 
     
     
       13. The computer system of  claim 12 , further comprising:
 in response to a user answering a request for sensitive information a first time, prompting the user to save a user answer to the request for sensitive information as a pre-recorded answer. 
 
     
     
       14. A computer program product for processing a secure data request via a mobile device, the computer program product comprising:
 one or more computer-readable tangible storage media and program instructions stored on at least one of the one or more tangible storage media, the program instructions executable by a processor of a computer to perform a method, the method comprising: 
 identifying a user participating in a voice call by a user voice signature using sensors associated with the mobile device; 
 identifying a verbal request, received during the voice call, for the identified user to provide sensitive information; and 
 identifying and transmitting, upon authorization by the identified user, at the time of the request to provide the sensitive information, a response from a repository of stored, prerecorded responses associated with the identified user that satisfies the request. 
 
     
     
       15. The computer program product of  claim 14 , further comprises:
 determining a user has authorized the identified response be transmitted to a call participant. 
 
     
     
       16. The computer program product of  claim 15 , wherein determining the user has authorized the identified response be transmitted to the call participant further comprises:
 receiving an authorization from the user, through a graphical user interface, to transmit the identified response. 
 
     
     
       17. The computer program product of  claim 16 , wherein receiving the authorization further comprises:
 displaying, in the graphical user interface, two or more responses within the stored responses that satisfy the identified request; and 
 receiving a selection of a response of the two or more displayed responses. 
 
     
     
       18. The computer program product of  claim 14 , wherein the stored responses are stored as a pre-recorded voice clip on a client computing device, a pre-recorded number sequence on the client computing device, or a pre-recorded voice clip on a cloud-based service. 
     
     
       19. The computer program product of  claim 14 , wherein the sensitive information comprises personal identifying information, and wherein the personal identifying information is selected from a group consisting of a telephone number, a social security number, a driver's license number, a pin, a birth date, a credit card number, an address, a password, an account number, a security question answer, a nickname, a mother's maiden name, a child name, a pet name, an educational institution attended, a place of residence, a currently owned item, or a previously owned item.

Cited by (0)

No later patents cite this yet.

References (0)

No backward citations on record.