Location-based transaction reconciliation management methods and systems

Abstract

Methods and systems of managing or reconciling location-based transactions are disclosed. At least a location attribute related to a virtual coupon is derived from a digital representation of a real-world scene captured at least in part by a mobile device. At least one virtual coupon is generated based on at least the location attribute, wherein the virtual coupon is related to a purchasable item associated with the real-world scene. A reconciliation matrix related to the purchasable item based on at least the location attribute is identified. A transaction for the purchasable item is reconciled among at least one vendor account and at least one consumer account according to the at least one virtual coupon and the at least one reconciliation matrix.

What is claimed is: 
     
       1. A computer-based transaction reconciliation system, the system comprising:
 at least one computer readable memory storing software instructions; and 
 at least one processor coupled with the at least one computer readable memory and that performs the following operations upon execution of the software instructions:
 deriving one or more object attributes including at least a location attribute related to a digital representation of a real-world scene captured at least in part from a mobile device; 
 generating at least one virtual coupon based on at least the location attribute, wherein the virtual coupon is related to a purchasable item identified using a recognition signature that generates a match with the one or more derived object attributes, and wherein the purchasable item is associated with the real-world scene; 
 identifying at least one reconciliation matrix related to the purchasable item based on at least the location attribute; and 
 reconciling a transaction for the purchasable item among at least one vendor account and at least one consumer account according to the at least one virtual coupon, the recognition signature, and the at least one reconciliation matrix. 
 
 
     
     
       2. The system of  claim 1 , wherein the operation of generating the at least one virtual coupon occurs in real-time relative to deriving the location attribute. 
     
     
       3. The system of  claim 1 , wherein the location attribute is based on a global positioning system (GPS) location. 
     
     
       4. The system of  claim 3 , wherein the GPS location represents a mobile device location. 
     
     
       5. The system of  claim 1 , wherein the virtual coupon is generated further based on a time value. 
     
     
       6. The system of  claim 5 , wherein the time value comprises at least one of the following: an amount of time, a threshold time, a show time, a date and time stamp, and a time of day. 
     
     
       7. The system of  claim 1 , wherein the purchasable item comprises a real-world product. 
     
     
       8. The system of  claim 1 , wherein the purchasable item comprises a virtual good. 
     
     
       9. The system of  claim 1 , wherein the operations further include enabling a mobile device to track an object associated with the real-world scene. 
     
     
       10. The system of  claim 9 , wherein the operations further include enabling the mobile device to overlay augmented reality content on a display relative to the object. 
     
     
       11. The system of  claim 10 , wherein the augmented reality content comprises a 3D model. 
     
     
       12. The system of  claim 10 , wherein the augmented reality content comprises an augmented reality commercial overlay. 
     
     
       13. The system of  claim 12 , wherein the augmented reality commercial overlay comprises at least one of the following: an advertisement, informational text, and a website link. 
     
     
       14. The system of  claim 1 , wherein the at least one virtual coupon is generated based on a context of a user device. 
     
     
       15. The system of  claim 1 , wherein the at least one virtual coupon comprises a promotion. 
     
     
       16. The system of  claim 15 , wherein the at least one promotion comprises at least one of the following: an advertisement, a sale, and a subsidy. 
     
     
       17. The system of  claim 1 , wherein the purchasable item relates to a virtual loyalty card. 
     
     
       18. The system of  claim 1 , wherein the at least one consumer account comprises an account number. 
     
     
       19. The system of  claim 18 , wherein the account number comprises a unique account number. 
     
     
       20. The system of  claim 1 , wherein the purchasable item relates to a game.