Systems and methods for providing interactive assistance on purchase decision-making

Abstract

Systems and methods for providing interactive assistance on purchase decision-making are provided. These systems and methods are preferably adapted to enable a purchase decision to be made by preferably interactively assisting the purchase decision-making process until a final purchase selection is made or indicated.

What is claimed is:  
     
         1 . A method for interactively assisting purchase decision-making, comprising: 
 receiving data relating to purchasing options, the options including shopping and investing;    querying based on the data;    receiving a response to the querying; and    guiding purchase decision-making based on the data and the response until a final purchase selection is indicated.    
     
     
         2 . The method defined in  claim 1 , the receiving data further comprising receiving data relating to purchasing options, the options including shopping, investing, and traveling.  
     
     
         3 . The method defined in  claim 1 , the guiding purchase decision-making comprising: 
 generating at least one selectable list of purchase categories based on the data and responses; and    receiving at least one selection of a purchase category based at least in part on the generating.    
     
     
         4 . The method defined in  claim 1 , the guiding purchase decision-making comprising: 
 generating a plurality of selectable lists of purchase categories based on the data and response; and    receiving a plurality of selections of a purchase category based at least in part on the generating.    
     
     
         5 . The method defined in  claim 1 , further comprising: 
 transmitting the user data to a seller or provider of service.    
     
     
         6 . The method defined in  claim 5 , further comprising: 
 receiving seller or provider of service data based on the transmitting.    
     
     
         7 . The method defined in  claim 1 , further comprising: 
 receiving seller or provider of service data.    
     
     
         8 . The method defined in  claim 1 , further comprising: 
 analyzing data from a seller or a provider of service in order to make a purchase recommendation.    
     
     
         9 . The method defined in  claim 1 , further comprising: 
 relaying data to a seller or provider of service, in order to finalize a purchase transaction.    
     
     
         10 . The method defined in  claim 1 , further comprising: 
 providing an interface capable of receiving data from, and displaying information to, a web page.    
     
     
         11 . The method defined in  claim 1 , further comprising: 
 enabling a plurality of purchase selections to be made.    
     
     
         12 . The method defined in  claim 1 , further comprising: 
 receiving information relating to the total amount of money available for purchase purpose.    
     
     
         13 . The method defined in  claim 1 , further comprising: 
 calculating a total purchase cost associated with a purchase selection.    
     
     
         14 . The method defined in  claim 1 , further comprising: 
 receiving information relating to the total amount of money available for purchase purpose;    calculating a total purchase cost associated with a purchase selection; and    comparing the total purchase cost with the total amount of money available for purchase purpose.    
     
     
         15 . A method for interactively assisting purchase decision-making, comprising: 
 receiving data relating to purchasing options, the options including shopping and investing;    querying based on the data;    receiving a response to the querying; and    guiding purchase decision-making based on the data and the response until a final purchase selection is selected.    
     
     
         16 . A method for interactively assisting purchase decision-making, comprising: 
 receiving data relating to purchasing options, the options including shopping and investing;    querying based on the data;    receiving a response to the querying; and    guiding purchase decision-making based on the data and the response until a final purchase selection is presented.    
     
     
         17 . The method of  claim 16  further comprising receiving the final purchase choice from one of a seller or provider of service.  
     
     
         18 . The method of  claim 17  further comprising accepting a counter-offer to the final purchase choice.  
     
     
         19 . The method of  claim 18  further comprising transmitting the counter-offer to the one of a seller or provider of service.  
     
     
         20 . The method of  claim 19 , further comprising receiving a second counter offer based on the counter offer and relaying the second counter offer to the one of a seller or provider of service.