Debit card having applied personal identification number (PIN) and scratch-off coating and method of forming same

Abstract

A method of forming a debit card and a debit card formed by the method are disclosed. A planar card member has opposing surfaces. A PIN is printed on one of the surfaces. The planar card member is advanced along a predetermined path of travel such as on a conveyor. A radiation cured, opaque scratch-off coating is applied onto the surface having the PIN such that the PIN is covered by the applied scratch-off coating. The scratch-off coating is radiation cured, preferably by ultraviolet radiation.

1 - 48 . (canceled)  
   
   
       49 . A debit card comprising: 
 an opaque scratch-off coating formed from a radiation cured medium and flexographically printed over a PIN on a debit card.    
   
   
       50 . A debit card according to  claim 49 , wherein said debit card comprises a telephone calling card.  
   
   
       51 . A debit card according to  claim 49 , wherein said debit card comprises a credit card.  
   
   
       52 . A debit card according to  claim 49 , wherein said opaque scratch-off coating comprises a substantially opaque printed ink layer and a printed ink layer either under or over the substantially opaque printed ink layer.  
   
   
       53 . A debit card according to  claim 52 , wherein said opaque printed ink layer comprises an ultraviolet cured ink that is opaque after ultraviolet curing.  
   
   
       54 . A debit card according to  claim 53 , wherein said ink layer under or over the opaque ink layer comprises a second substantially opaque printed ink layer.  
   
   
       55 . A debit card according to  claim 49 , and further comprising a printed ink layer over the opaque scratch-off coating.  
   
   
       56 . A debit card according to  claim 49 , and further comprising a security indicia applied on the opaque scratch-off coating.  
   
   
       57 . A debit card according to  claim 56 , wherein said security indicia comprises a control code.  
   
   
       58 . A debit card according to  claim 49 , wherein said debit card comprises a substantially rigid plastic substrate.  
   
   
       59 . A debit card according to  claim 49 , wherein said debit card is substantially rectangular configured and wallet sized.  
   
   
       60 . A debit card according to  claim 49 , and further comprising a release coating interposed between said PIN and opaque scratch-off coating for enhancing scratch-off of the scratch-off coating without damaging the PIN.