Automated banking machine apparatus and system

Abstract

An ATM is operative to conduct financial transactions in response to messages exchanged with a server via the Internet. The server is operative to send markup language documents to the ATM. The ATM includes a browser and can process received markup language documents. The documents include instructions that cause the ATM to operate specific transaction devices, such as a cash dispenser.

1 . A system including: 
 an automated teller machine (ATM) including a sheet dispenser, 
 wherein the ATM includes at least one ATM computer,  
 wherein the ATM includes browser software,  
   a computer remotely located from the ATM,    computer software executable at the computer, 
 wherein the computer software is operative to cause at least one markup language document to be sent to the ATM, 
 wherein the at least one markup language document includes at least one instruction,  
 
   wherein the browser software is operative to process the at least one markup language document sent from the computer, 
 wherein the ATM is operative to cause at least one sheet to be dispensed from the ATM responsive to the at least one instruction.  
   
   
   
       2 . The system according to  claim 1  wherein the computer software is operative to cause the at least one markup language document to be sent from the computer to the ATM.  
   
   
       3 . The system according to  claim 2  wherein the computer is operative to communicate with the ATM computer via Internet communication, wherein the computer software is operative to cause the at least one markup language document to be sent from the computer to the ATM via the Internet.  
   
   
       4 . The system according to  claim 1  wherein the sheet dispenser comprises a cash dispenser, wherein the cash dispenser is operative to dispense cash from the ATM, wherein the at least one instruction comprises a cash dispense instruction, wherein the ATM is operative to cause cash to be dispensed from the ATM responsive to processing the at least one markup language document.  
   
   
       5 . The system according to  claim 1  wherein the computer comprises a server, wherein the computer software comprises server software, wherein the server software is executable in the server, wherein the server software is operative to cause the at least one markup language document to be sent from the server to the ATM via Internet communication.  
   
   
       6 . The system according to  claim 5  wherein the ATM is operative to communicate with the server via the Internet, wherein the server software causes the at least one markup language document to be sent from the server to the ATM responsive to the server receiving a message from the ATM via the Internet.  
   
   
       7 . The system according to  claim 6  wherein the at least one markup language document comprises at least one HTML document, wherein the server software causes the server to produce the at least one HTML document, wherein the server software causes the at least one HTML document to be sent from the server to the ATM via Internet communication.  
   
   
       8 . The system according to  claim 1   wherein the sheet dispenser comprises a cash dispenser, wherein the cash dispenser is operative to dispense cash from the ATM, wherein the at least one ATM computer is operative to control the cash dispenser, wherein the browser software is executable in the at least one ATM computer, wherein the at least one ATM computer comprises Internet access, wherein the at least one ATM computer is operative to process markup language documents received via the Internet,    wherein the computer comprises a server, wherein the computer software comprises server software, wherein the server software is executable in the server, wherein the at least one server is in operative connection with the ATM via the Internet, wherein the server software is operative to cause at least one markup language document to be sent from the server to the ATM via the Internet,    wherein the at least one ATM computer is operative to cause the cash dispenser to dispense cash responsive to the ATM processing the cash dispense instruction.    
   
   
       9 . The system according to  claim 8  wherein the ATM includes cash, and further comprising at least one markup language document, wherein the at least one markup language document includes at least one instruction, wherein the at least one instruction is operative to cause the ATM to dispense the cash responsive to the ATM processing the cash dispense instruction.  
   
   
       10 . Computer software on at least one computer readable medium, 
 wherein the computer software is executable in at least one non automated teller machine (ATM) computer,    wherein the computer software is operative to cause at least one markup language document comprising at least one instruction to be provided to an ATM including a cash dispenser, 
 wherein the at least one markup language document is processable by at least one computer of the ATM, 
 wherein responsive to processing of the at least one markup language document by the ATM, the at least one instruction is operative to cause the ATM to dispense cash therefrom via operation of the cash dispenser.  
 
   
   
   
       11 . The computer software according to  claim 10  wherein the computer software comprises server software, wherein the server software is readable by a server, wherein the server software is operative to cause the at least one markup language document to be produced.  
   
   
       12 . The computer software according to  claim 11  wherein the server software is operative to cause the server to produce the at least one markup language document.  
   
   
       13 . The computer software according to  claim 12  wherein the server software enables the server to communicate with the ATM via Internet communication.  
   
   
       14 . The computer software according to  claim 13  wherein the server software is operative to cause the server to send the at least one markup language document to the ATM via the Internet.  
   
   
       15 . A method comprising: 
 (a) operating computer software in a computer to cause at least one markup language document including at least one instruction to be produced;    (b) processing the at least one markup language document through operation of an automated teller machine (ATM); and    (c) dispensing cash from the ATM responsive to the at least one instruction in the at least one markup language document processed in step (b).    
   
   
       16 . The method according to  claim 15  wherein step (a) includes operating the computer software to cause the computer to produce the at least one markup language document.  
   
   
       17 . The method according to  claim 15  wherein the computer comprises a remote computer remotely located from the ATM, wherein the ATM includes at least one ATM computer, wherein the remote computer is operative to communicate with the at least one ATM computer, wherein the at least one ATM computer includes software comprising a browser, and wherein step (b) includes processing the at least one markup language document through operation of the browser.  
   
   
       18 . The method according to  claim 17  wherein the at least one ATM computer is operative to communicate with the remote computer via Internet communication, and wherein step (b) includes accessing the at least one markup language document via the Internet communication.  
   
   
       19 . The method according to  claim 18  wherein the at least one instruction includes a cash dispense instruction, wherein in step (b) includes operating the ATM to processing the cash dispense instruction, and wherein step (c) includes dispensing cash from the ATM responsive to processing the cash dispense instruction in step (b).  
   
   
       20 . The method according to  claim 19  wherein the remote computer comprises a server, wherein step (a) includes operating the server to produce the at least one markup language document and further comprising 
 (d) prior to step (b), operating the server to send the at least one markup language document from the server to the ATM via the Internet.