System and method for providing signal compatability

Abstract

The present disclosure provides methods and systems for transforming characters stored in a fixed format into an alternate format or template with which the fixed format would otherwise be incompatible. In particular, methods and systems are disclosed for reading a customer identification (CID) number from a radio frequency identification device (RFID) and processing the CID number into a format that is compatible with an otherwise incompatible standard, template, sequence, or combination thereof.

1 . A system for processing a contactless transaction, the system comprising:
 a receiver for receiving a radio frequency identification (RFID) signal;   a processor for determining customer identification (CID) information from the received RFID signal;   a conversion module for converting the CID information into a magnetic stripe track format; and   a communication module for communicating the converted CID information in the magnetic stripe track format to a payment processing network.   
     
     
         2 . The system of  claim 1 , wherein the RFID signal does not include a credit card account number. 
     
     
         3 . The system of  claim 1  wherein the conversion module converts the CID information into credit card track  1  magnetic stripe format. 
     
     
         4 . The system of  claim 1  wherein the conversion module converts the CID information into credit card track  2  magnetic stripe format. 
     
     
         5 . The system of  claim 1  wherein the conversion module converts the CID information into credit card track  3  magnetic stripe format. 
     
     
         6 . The system of  claim 1  wherein the conversion module converts the CID information by compiling additional information with the CID information. 
     
     
         7 . The system of  claim 6  wherein the additional information is a Bank Identification Number (BIN). 
     
     
         8 . The system of  claim 6  wherein the additional information is security information. 
     
     
         9 . The system of  claim 1  wherein the conversion module converts the CID information by including a check digit. 
     
     
         10 . A method for processing a contactless transaction the method comprising:
 receiving a radio frequency identification (RFID) signal;   determining customer identification (CID) information from the received RFID signal;   converting the CID information into a magnetic stripe track format; and   communicating the converted CID information in the magnetic stripe track format to a payment processing network .   
     
     
         11 . The method of  claim 10 , wherein the RFID signal does not include a credit card account number. 
     
     
         12 . The method of  claim 10  wherein the conversion of the CID information is a conversion into credit card track  1  magnetic stripe format. 
     
     
         13 . The method of  claim 10  wherein the conversion of the CID information is a conversion into credit card track  2  magnetic stripe format. 
     
     
         14 . The method of  claim 10  wherein the conversion of the CID information is a conversion into credit card track  3  magnetic stripe format. 
     
     
         15 . The method of  claim 10  wherein the conversion of the CID information further comprises compiling additional information with the CID information. 
     
     
         16 . The method of  claim 15  wherein the additional information is a Bank Identification Number (BIN). 
     
     
         17 . The method of  claim 15  wherein the additional information is security information. 
     
     
         18 . The method of  claim 10  wherein the conversion of the CID information further comprises including a check digit. 
     
     
         19 . A method for processing a contactless transaction the method comprising:
 receiving a radio frequency identification (RFID) signal;   determining unique information from the received RFID signal;   converting the unique information into a magnetic stripe track format; and   communicating the converted unique information in the magnetic stripe track format to a payment processing network.   
     
     
         20 . The method of  claim 19  wherein the converted unique information comprises a credit card number. 
     
     
         21 . The method of  claim 19  wherein the converted unique information comprises a debit card number. 
     
     
         22 . The method of  claim 19  wherein the converted unique information comprises a Bank Identification Number (BIN). 
     
     
         23 . A system for processing a contactless transaction the system comprising:
 a receiver for receiving a radio frequency identification (RFID) signal;   a processor for determining unique information from the received RFID signal;   a conversion module for converting the unique information into a magnetic stripe track format; and   a communication module for communicating the converted unique information in the magnetic stripe track format to a payment processing network.