Website authentication

Abstract

Embodiments of website authentication including receiving a request from a user to view a website within a graphical user interface (GUI); generating a one time password (OTP); storing the generated OTP in a database; displaying the generated OTP on the GUI; verifying an identity of the user by receiving an identification datum from a communication device; receiving an entered OTP from the user; comparing the entered OTP with the generated OTP; and communicating whether the website is authenticated.

1 . A method for website authentication, using at least one computer hardware device for performing the steps of:
 receiving a request from a user to view a website within a graphical user interface (GUI);   generating a one time password (OTP);   storing the generated OTP in a database;   displaying the generated OTP on the GUI;   verifying an identity of the user by receiving an identification datum from a communication device;   receiving an entered OTP from the user;   comparing the entered OTP with the generated OTP; and   communicating whether the website is authenticated.   
     
     
         2 . The method of  claim 1 , wherein the identification datum includes at least one of an identification datum automatically generated by the communication device and an identification datum input by the user. 
     
     
         3 . The method of  claim 1 , wherein the verifying compares the identification datum with a stored identification datum in the database. 
     
     
         4 . The method of  claim 2 , wherein the identification datum is at least one of a caller ID, an account number, a password and a first geographical location. 
     
     
         5 . The method of  claim 3 , further comprising determining a second geographical location from the request from the user to view the website and storing the second geographical location in the database. 
     
     
         6 . The method of  claim 1 , wherein the communicating includes at least one of storing a fake website in the database and alerting an authentic website administrator of the fake website. 
     
     
         7 . A website authentication system, including a computer hardware device comprising:
 a one time password (OTP) generator system for generating a OTP;   a voice response unit (VRU) system for receiving at least one identification datum from a communication device;   a user verification system for verifying an identity of the user by receiving an identification datum from the communication device;   a comparison system for receiving an entered OTP from the user and comparing the entered OTP with the generated OTP; and   a security alert system for communicating whether the website is authenticated.   
     
     
         8 . The system of  claim 7 , wherein the OTP generator system receives a request from the user to view a website within a graphical user interface (GUI). 
     
     
         9 . The system of  claim 7 , wherein the comparison system communicates whether the website is authenticated. 
     
     
         10 . The system of  claim 7 , wherein the OTP generator system stores the generated OTP in a database. 
     
     
         11 . The system of  claim 7 , wherein the identification datum includes at least one of an identification datum automatically generated by the communication device and an identification datum input by the user. 
     
     
         12 . The system of  claim 7 , wherein the verification system compares the identification datum with a stored identification datum in the database. 
     
     
         13 . The system of  claim 11 , wherein the identification datum is at least one of a caller ID, an account number, a password and a first geographical location. 
     
     
         14 . The system of  claim 13 , wherein the OTP generator system determines a second geographical location from the request from the user to view the website and storing the second geographical location in the database. 
     
     
         15 . The system of  claim 7 , wherein the communicating includes at least one of storing a fake website in the database and alerting an authentic website administrator of the fake website. 
     
     
         16 . A computer readable medium storing a program product for website authentication, comprising:
 program code for receiving a request from a user to view a website within a graphical user interface (GUI);   program code for generating a one time password (OTP);   program code for storing the generated OTP in a database;   program code for displaying the generated OTP on the GUI;   program code for verifying an identity of the user by receiving an identification datum from a communication device;   program code for receiving an entered OTP from the user;   program code for comparing the entered OTP with the generated OTP; and   program code for communicating whether the website is authenticated.   
     
     
         17 . The program product of  claim 16 , wherein the identification datum includes at least one of an identification datum automatically generated by the communication device and an identification datum input by the user. 
     
     
         18 . The program product of  claim 16 , wherein the verifying compares the identification datum with a stored identification datum in the database. 
     
     
         19 . The program product of  claim 18 , wherein the identification datum is at least one of a caller ID, an account number, a password and a first geographical location. 
     
     
         20 . The program product of  claim 19 , further comprising determining a second geographical location from the request from the user to view the website.