System and method for processing donations of stored value accounts

Abstract

A system for processing donations of stored value accounts includes a user interface configured to receive a first account identifier, a first issuer identifier, and a first donee identifier; and a donation processor configured to process the first account identifier, the first issuer identifier, and the first donee identifier and to transmit the first account identifier and the first donee identifier to a first issuer associated with the first issuer identifier.

1 . A system for processing donations of stored value accounts, the system comprising:
 a user interface configured to receive a first account identifier, a first issuer identifier, and a first donee identifier; and   a donation processor configured to process the first account identifier, the first issuer identifier, and the first donee identifier and to transmit the first account identifier and the first donee identifier to a first issuer associated with the first issuer identifier.   
     
     
         2 . The system of  claim 1 , wherein the user interface is further configured to receive a second account identifier, a second issuer identifier, and a second donee identifier, and
 wherein the second issuer identifier is also associated with the first issuer and the donation processor is further configured to aggregate the first account identifier with the second account identifier and to transmit the aggregated first and second account identifiers.   
     
     
         3 . The system of  claim 1 , wherein the user interface comprises a website on a web server. 
     
     
         4 . The system of  claim 1 , wherein the user interface comprises a mobile device. 
     
     
         5 . The system of  claim 1 , wherein the user interface comprises a computer. 
     
     
         6 . The system of  claim 1 , wherein the user interface comprises a point of sale device. 
     
     
         7 . The system of  claim 1 , wherein the donation processor is further configured to deliver a message comprising a perk in response to receiving the first account identifier, the first issuer identifier, and the first donee identifier. 
     
     
         8 . The system of  claim 7 , wherein the message further comprises an audio message. 
     
     
         9 . The system of  claim 7 , wherein the message further comprises an interactive voice response. 
     
     
         10 . A method for processing donations of balances of stored value accounts, the method comprising:
 receiving a first issuer identifier;   receiving a first account identifier associated with a first stored value account and the first issuer identifier;   receiving a first donee identifier;   transmitting the first account identifier to a first issuer associated with the first issuer identifier; and   crediting a first account corresponding to the first donee identifier with an amount corresponding to a balance of the first stored value account.   
     
     
         11 . The method of  claim 10 , further comprising:
 receiving a second account identifier associated with a second stored value account and the first issuer identifier,   wherein the transmitting the first account identifier to the first issuer includes transmitting the second account identifier along with the first account identifier to the first issuer.   
     
     
         12 . The method of  claim 11 , further comprising:
 receiving a second donee identifier, the second donee identifier being the same as the first donee identifier,   wherein the crediting the first account corresponding the first donee identifier further comprises crediting the first account with a balance corresponding to the second stored value account.   
     
     
         13 . The method of  claim 11 , further comprising:
 receiving a second donee identifier, the second donee identifier being different from the first donee identifier; and   crediting a second account corresponding to the second donee identifier with an amount corresponding to a balance of the second stored value account.   
     
     
         14 . The method of  claim 10 , further comprising:
 validating the first account identifier with the first issuer.   
     
     
         15 . The method of  claim 10 , further comprising:
 transmitting a message to a consumer associated with the first account identifier, wherein the message comprises a perk.   
     
     
         16 . The method of  claim 15 , wherein the perk is a coupon, an offer of a discounted gift card, rewards points, or frequent flier miles. 
     
     
         17 . The method of  claim 15 , wherein the message is an interactive voice response. 
     
     
         18 . The method of  claim 15 , wherein the message comprises an audio message. 
     
     
         19 . The method of  claim 15 , wherein the message comprises a video message. 
     
     
         20 . The method of  claim 10 , wherein the receiving the first issuer identifier, the receiving the first account identifier, and receiving the first donee identifier occurs at a time of purchase of the first stored value account. 
     
     
         21 . The method of  claim 10 , wherein the receiving the first issuer identifier, the receiving the first account identifier, and receiving the first donee identifier occurs during a registration process for the first stored value account.