Account Administration Plans and Systems

Abstract

A computer system for facilitating payments from an account according to particular embodiments of the invention is adapted for: (1) facilitating the transmission, to a plan service provider, of a first set of documentation of a first payment that would potentially qualify for reimbursement from the account; (2) receiving, from the plan service provider, verification that the first payment has been verified as qualifying for reimbursement from the account according to a set of reimbursement rules associated with the account; (3) storing, in memory, an electronic version of the first set of documentation; and (4) storing, in memory, an indication that the first payment has been verified as being properly reimbursable from the account.

1 - 32 . (canceled) 
     
     
         33 . A method of facilitating reimbursement claims from a benefit reimbursement account, the method comprising:
 receiving a first set of documentation of a first reimbursement claim that would potentially qualify for reimbursement from a benefit reimbursement account, the benefit reimbursement account being associated with an account holder, wherein the account holder provides the first set of documentation;   verifying that the first reimbursement claim qualifies for reimbursement from the benefit reimbursement account; and   after verifying that the first reimbursement claim qualifies for reimbursement from the benefit reimbursement account:
 (a) storing, in a computer system, an electronic version of the first set of documentation; 
 (b) storing, in the computer system, an indication that the first reimbursement claim has been verified as being properly reimbursable from the benefit reimbursement account; and 
 (c) storing, in the computer system, a summary of the reimbursement claim. 
   
     
     
         34 . The method of  claim 33 , wherein:
 (A) the step of verifying that the first reimbursement claim qualifies for reimbursement from the benefit reimbursement account is done by a plan service provider; and   (B) the plan service provider is a separate entity from the account holder.   
     
     
         35 . The method of  claim 33 , wherein the step of storing the electronic version of the first set of documentation comprises storing the electronic version in a database. 
     
     
         36 . The method of  claim 33 , wherein the step of storing the electronic version of the first set of documentation is done at least partially in response to verifying that the first reimbursement claim qualifies for reimbursement from the benefit reimbursement account. 
     
     
         37 . The method of  claim 33 , wherein the benefit reimbursement account is funded by a third party. 
     
     
         38 . The method of  claim 33 , wherein the benefit reimbursement account is one of a Medicare Set-Aside Account and a health savings account. 
     
     
         39 . The method of  claim 33 , wherein the step of verifying that the first reimbursement claim qualifies for reimbursement from the benefit reimbursement account is done at least partially in response to receiving the first set of documentation. 
     
     
         40 . The method of  claim 33 , wherein the step of verifying that the first reimbursement claim qualifies for reimbursement from the benefit reimbursement account comprises determining whether the first reimbursement claim is a type of reimbursement claim that is reimbursable from the benefit reimbursement account. 
     
     
         41 . The method of  claim 33 , wherein the step of storing the electronic version of the first set of documentation comprises storing the first set of documentation in the computer system for a period of greater than one year. 
     
     
         42 . A computer system for facilitating reimbursement claims from an account, the account being associated with an account holder, the computer system being adapted for:
 facilitating the transmission of a first set of documentation of a first reimbursement claim that would potentially qualify for reimbursement from the account;   receiving verification that the first reimbursement claim has been verified as qualifying for reimbursement from the account according to a set of reimbursement rules associated with the account;   storing, in memory, an electronic version of the first set of documentation; and   storing, in memory, an indication that the first reimbursement claim has been verified as being properly reimbursable from the account; and   storing, in memory, a summary of the reimbursement claim.   
     
     
         43 . The computer system of  claim 42 , wherein:
 the account is a benefit reimbursement account; and   the account holder is a first account holder.   
     
     
         44 . The method of  claim 43 , wherein the benefit reimbursement account is one of a Medicare Set-Aside Account and a health savings account. 
     
     
         45 . The computer system of  claim 42 , wherein:
 the step of facilitating the transmission of the first set of documentation comprises receiving an electronic Explanation of Benefits for goods or services provided to the account holder.   
     
     
         46 . The computer system of  claim 45 , wherein the computer system is configured for receiving the Explanation of Benefits electronically from one of the group including an insurance carrier, a pharmacy benefit manager, a health plan third party administrator, and a data integrator. 
     
     
         47 . The computer system of  claim 42 , wherein the computer system is configured to allow the account holder to associate one or more disbursements made from the account with the first set of documentation for reporting purposes. 
     
     
         48 . The computer system of  claim 42 , wherein the computer system is configured to allow the account holder to associate a single disbursement made from the account with a plurality of sets of documentation for reporting purposes. 
     
     
         49 . The computer system of  claim 42 , wherein the computer system is configured to allow the account holder to associate one or more disbursements made from the account with the first set of documentation for reporting purposes. 
     
     
         50 . The computer system of  claim 42 , wherein the computer system is configured to allow the account holder to use a graphical user interface associated with the computer system to associate one or more disbursements made from the account with the first set of documentation for reporting purposes. 
     
     
         51 . The computer system of  claim 42 , wherein:
 the account is a first account;   the account holder is a first account holder;   the computer system is further configured for:
 facilitating the transmission, to the plan service provider, of a second set of documentation of a second reimbursement claim that would potentially qualify for reimbursement from a second account; 
 receiving from the plan service provider, verification that the second reimbursement claim has been verified as qualifying for reimbursement from the second account according to a set of reimbursement rules associated with the second account; 
 storing, in memory, an electronic version of the second set of documentation; and 
 storing, in memory, an indication that the second reimbursement claim has been verified as being properly reimbursable from the second account. 
   
     
     
         52 . The computer system of  claim 51 , wherein the computer system is further configured for:
 allowing the first account holder to use the computer system to submit a first request for reimbursement from the first account;   allowing the first account holder to use the computer system to designate the first set of documentation as support for the first request for reimbursement; allowing the second account holder to use the computer system to submit a second request for reimbursement from the second account; and allowing the second account holder to use the computer system to designate the second set of documentation as support for the second request for reimbursement.