Conducting financial transaction

Abstract

A payment device such as a debit card may be issued to an individual such as a minor. The debit card may be associated with spending control parameters to prevent overspending and other financial issues. Control parameters may include a weekly maximum that may be spent, approved transaction types (e.g., deposits only), authorized transaction entities (e.g., grocery stores, gas stations, etc.). Thus, transaction might only be approved if the transaction qualifies under the set control parameters. An individual may further access a banking interface that allows the individual to view financial education materials, games, savings trackers and the like. A savings tracker may be used to help an individual save money toward a particular goal. In one or more configurations, a parent, guardian or primary account holder may have the ability to modify control settings of the payment device and/or modify the banking interface (e.g., change the options available).

1 . One or more computer readable media storing computer readable instructions that, when executed by a processor, cause the processor to generate an interface comprising:
 bank account information in a first portion of the interface; and   a goal tracking data in a second portion of the interface, wherein the goal tracking data includes:
 at least one of a goal item and a goal cost; and 
 a timeline identifying one or more levels of savings. 
   
     
     
         2 . The one or more computer readable medium of  claim 1 , wherein the timeline includes at least one indicator at a specified location, the at least one indicator configured to specify an account activity occurring at a time corresponding to the specified location. 
     
     
         3 . The one or more computer readable media of  claim 1 , wherein the interface further comprises one or more suggestions for reaching the at least one of the goal item and the goal cost. 
     
     
         4 . The one or more computer readable media of  claim 3 , wherein the one or more suggestions are generated based on a historical account activity.