US2012280039A1PendingUtilityA1

Methods for over the network transactions on a mobile device

64
Individually held — no corporate assignee on recordPriority: Feb 22, 2005Filed: Jul 18, 2012Published: Nov 8, 2012
Est. expiryFeb 22, 2025(expired)· nominal 20-yr term from priority
Inventors:Siva G. NarendraThomas N. SpitzerPrabbakar Tandepalli
H04M 1/72412G06K 19/07741G06K 19/06187G06Q 20/327G06K 19/07762G06K 19/07G06K 7/0008G06Q 20/353G06K 19/0723G06Q 20/204G06K 19/07758G06K 19/073G06Q 20/341G06K 19/06206G06K 19/0703G06K 19/0727
64
PatentIndex Score
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Cited by
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References
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Claims

Abstract

An electronic transaction card communicates with an add-on slot of an intelligent electronic device. The add-on slot may be a memory card slot. The intelligent electronic device may be a mobile phone or other device with or without network connectivity. The electronic transaction card may have magnetic field producing circuitry compatible with magnetic card readers, smartcard circuitry, other point-of-sale interfaces, or any combination thereof.

Claims

exact text as granted — not AI-modified
1 . A method comprising:
 receiving, at a mobile device, a communication over a network; and   in response to the communication, performing a transaction using smartcard circuitry on an electronic transaction card coupled to the mobile device.   
     
     
         2 . The method of  claim 1  further comprising the mobile device communicating with the electronic transaction card over a contactless interface. 
     
     
         3 . The method of  claim 1  further comprising the mobile device communicating with the electronic transaction card over a memory card interface. 
     
     
         4 . The method of  claim 1  further comprising reporting the transaction over the network. 
     
     
         5 . The method of  claim 1  wherein performing a transaction comprises performing a credit card transaction. 
     
     
         6 . The method of  claim 1  wherein performing a transaction comprises performing a debit card transaction. 
     
     
         7 . The method of  claim 1  wherein performing a transaction comprises performing a stored value card transaction. 
     
     
         8 . A method comprising:
 performing a transaction using smartcard circuitry on an electronic transaction card coupled to a mobile device with network connectivity; and   reporting the transaction over a network using the network connectivity of the mobile device.   
     
     
         9 . The method of  claim 8  wherein reporting the transaction over a network comprises the electronic transaction card communicating with the mobile device over a contactless interface. 
     
     
         10 . The method of  claim 8  wherein reporting the transaction over a network comprises the electronic transaction card communicating with the mobile device over a memory card interface. 
     
     
         11 . The method of  claim 8  wherein performing a transaction comprises performing a transaction over the network. 
     
     
         12 . The method of  claim 8  wherein performing a transaction comprises performing a transaction at a point-of-sale. 
     
     
         13 . The method of  claim 8  wherein the mobile device comprises a mobile phone. 
     
     
         14 . A method comprising:
 receiving, at a mobile device, a communication over a network;   in response to the communications, programming an electronic transaction card with smartcard circuitry to perform transactions, wherein the electronic transaction card is coupled to the mobile device.   
     
     
         15 . The method of  claim 14  wherein programming an electronic transaction card comprises communicating with the electronic transaction card over a contactless interface. 
     
     
         16 . The method of  claim 14  wherein programming an electronic transaction card comprises communicating with the electronic transaction card over a memory card interface. 
     
     
         17 . The method of  claim 14  further comprising performing a transaction. 
     
     
         18 . The method of  claim 17  wherein performing a transaction comprises performing a transaction over the network. 
     
     
         19 . The method of  claim 17  wherein performing a transaction comprises performing a transaction at a point-of-sale. 
     
     
         20 . The method of  claim 17  further comprising reporting the transaction over the network.

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