Ota provisioning to a secure element used for nfc transacations

Abstract

A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a memory storing an application, a processor configured to execute the application stored in the memory; and a wireless transceiver configured to send transaction data associated with the executed application through the second communication channel to a terminal that is remote from the mobile communication device.

1 . A method for provisioning applications configured for near field communication (NFC), the method comprising:
 downloading an application configured for NFC transactions from a remote server to a secure element memory included in a secure element, the secure element coupled to a mobile device, wherein the secure element includes a first transceiver configured for NFC and communications with a point-of-sale (POS) or point-of-entry (POE) terminal and a second transceiver configured to communicate with the remote server, wherein the secure element memory is separate from a mobile device memory included in the mobile device;   executing the application included in the secure element memory in response to an NFC trigger by the POS or POE terminal.   
     
     
         2 . The method of  claim 1 , wherein the NFC trigger is induction based. 
     
     
         3 . The method of  claim 1 , wherein the second transceiver is a radio transceiver. 
     
     
         4 . The method of  claim 1 , wherein the second transceiver is a Bluetooth™ transceiver. 
     
     
         5 . The method of  claim 1 , wherein the second transceiver is a wireless fidelity (WiFi). 
     
     
         6 . The method of  claim 1 , wherein the secure element is electrically coupled to the mobile device. 
     
     
         7 . The method of  claim 1 , wherein the secure element is physically coupled to but electrically disconnected from the mobile device. 
     
     
         8 . The method of  claim 1 , wherein the application is downloaded to the mobile device memory and transferred to the secure element memory using the second transceiver. 
     
     
         9 . The method of  claim 1 , wherein the secure element memory stores an identifier that corresponds to a user of the mobile device, wherein transaction data includes the identifier. 
     
     
         10 . The method of  claim 1 , wherein the application is executed during a ticketing, content, service, or payment management transaction. 
     
     
         11 . The method of  claim 10 , wherein the application is executed using a secure element processor included in the secure element. 
     
     
         12 . The method of  claim 1 , wherein the secure element includes a smart chip. 
     
     
         13 . The method of  claim 1 , wherein the secure element is electrically coupled to the mobile device. 
     
     
         14 . The method of  claim 1 , wherein the secure element is removably inserted into a slot electrically connected to the mobile device. 
     
     
         15 . The method of  claim 1 , wherein the secure element is embedded within the mobile device. 
     
     
         16 . The method of  claim 1 , wherein the secure element includes a radio frequency (RF) absorbent material in an outer shell housing the secure element to shield the secure element from interference generated by the interior components of the mobile device, wherein the outer shell has a maximum width of 25 mm and a maximum thickness of 5 mm. 
     
     
         17 . A secure element comprising:
 a first transceiver configured for near field communication (NFC) transactions with a point-of-sale (POS) or point-of-entry (POE) terminal;   a second transceiver configured to receive an application configured for NFC transactions from a remote server;   a secure element memory configured to maintain the application, wherein the secure element memory is separate from a mobile device memory in a mobile device coupled to the secure element;   a secure element processor configured to execute the application in response to an NFC trigger by the POS or POE terminal.   
     
     
         18 . The secure element of  claim 17 , wherein the NFC trigger is induction based. 
     
     
         19 . A system for provisioning applications configured for near field communication (NFC), the method comprising:
 means for downloading an application configured for NFC transactions from a remote server to a secure element memory included in a secure element, the secure element coupled to a mobile device, wherein the secure element includes a first transceiver configured for NFC and communications with a point-of-sale (POS) or point-of-entry (POE) terminal and a second transceiver configured to communicate with the remote server, wherein the secure element memory is separate from a mobile device memory included in the mobile device;   means for executing the application included in the secure element memory in response to an NFC trigger by the POS or POE terminal.   
     
     
         20 . The system of  claim 19 , wherein the NFC trigger is induction based.