Insurance quoting application for handheld device

Abstract

A method, system and computer program product for providing location-based insurance rate quotes. The method and technique includes prompting, by a mobile electronic device, a user of the mobile electronic device to input a name into the mobile electronic device to associate with a request for an insurance rate quote; transmitting, by the mobile electronic device over a network to a server, the request for the insurance rate quote, the request including the name and location data corresponding to a location of the mobile electronic device; receiving from the server by the mobile electronic device an indication of an insurable property based on the location data; and receiving and displaying on the mobile electronic device a response received from the server including the insurance rate quote for the insurable property.

1 . A method of providing location-based insurance rate quotes, comprising:
 prompting, by a mobile electronic device, a user of the mobile electronic device to input a name into the mobile electronic device to associate with a request for an insurance rate quote;   transmitting, by the mobile electronic device over a network to a server, the request for the insurance rate quote, the request including the name and location data corresponding to a location of the mobile electronic device;   receiving from the server by the mobile electronic device an indication of an insurable property based on the location data; and   receiving and displaying on the mobile electronic device a response received from the server including the insurance rate quote for the insurable property.   
     
     
         2 . The method of  claim 1 , wherein the response received from the server includes a plurality of insurance rate quotes, and further comprising prompting the user of the mobile electronic device to select from the plurality of insurance rate quotes. 
     
     
         3 . The method of  claim 2 , further comprising, in response to the user selecting one of the plurality of insurance rate quotes, prompting the user of the mobile electronic device to input contact information permitting an insurance agent to contact the user regarding the insurance rate quote selected. 
     
     
         4 . The method of  claim 1 , further comprising requesting verification by the user of the mobile electronic device that the indication of the insurable property received by the mobile electronic device is the insurable property to be used for the insurance rate quote. 
     
     
         5 . A computer readable medium tangibly embodying instructions which, when executed by a processor, implement a process comprising:
 determining, by a mobile electronic device, a property address proximate the mobile electronic device based on global positioning system signals received by the mobile electronic device;   transmitting, by the mobile electronic device over a network to a server, a request for an insurance rate quote, the request including the property address; and   receiving and displaying on the mobile electronic device a response received from the server including the insurance rate quote for an insurable property corresponding to the property address.   
     
     
         6 . The computer readable medium of  claim 5 , wherein the instructions, when executed by the processor, further implement the process by, in response to the user selecting the insurance rate quote, prompting the user of the mobile electronic device to input contact information permitting an insurance agent to contact the user regarding the insurance rate quote. 
     
     
         7 . The computer readable medium of  claim 5 , wherein the instructions, when executed by the processor, further implement the process by requesting verification by the user of the mobile electronic device that the property address is an address of a property to use for the insurance rate quote. 
     
     
         8 . The computer readable medium of  claim 5 , wherein the instructions, when executed by the processor, further implement the process by requesting conversion of latitude and longitude coordinates received from a global positioning system receiver of the mobile electronic device into the property address. 
     
     
         9 . A location-based insurance rate quote system, comprising:
 a location module executable by a processor, the location module configured to receive a request for an insurance rate quote from a mobile electronic device, the request including a property address proximate the mobile electronic device;   an insurable property module executable by the processor, the insurable property module configured to determine an insurable property affiliated with the property address and; and   a rate quote module executable by the processor, the rate quote module configured to transmit an insurance rate quote to the mobile electronic device for the insurable property.   
     
     
         10 . The system of  claim 9 , wherein the insurable property module is configured to access an inventory of insurable properties to identify an insurable property associated with the property address. 
     
     
         11 . The system of  claim 9 , wherein the insurable property module is configured to receive a name to associate with the request and access an inventory of insurable properties to identify an insurable property based on the property address and the name.