US2013024221A1PendingUtilityA1

Transactions using an nfc terminal

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Assignee: BLAZE MOBILE INCPriority: Dec 31, 2005Filed: Sep 24, 2012Published: Jan 24, 2013
Est. expiryDec 31, 2025(expired)· nominal 20-yr term from priority
Inventors:Michelle Fisher
G06Q 20/327H04M 1/72412H04M 11/00G06Q 20/425G06Q 20/20H04W 4/80H04M 2250/04H04W 4/023H04W 4/50G06Q 30/06G06Q 20/325G06Q 20/3226H04M 1/67
68
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Claims

Abstract

A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a memory storing an application, a processor configured to execute the application stored in the memory; and a wireless transceiver configured to send transaction data associated with the executed application through the second communication channel to a terminal that is remote from the mobile communication device.

Claims

exact text as granted — not AI-modified
1 . A near field communication (NFC) terminal comprising:
 an NFC terminal memory configured to maintain an NFC terminal application;   an NFC terminal processor configured to execute the NFC terminal application;   an NFC terminal transceiver configured to trigger using induction an NFC secure element application stored in a secure element memory of a secure element, wherein the NFC terminal transceiver is further configured to receive transaction data from the secure element upon triggering the NFC secure element application and send response information to the NFC secure element, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device processor, and a mobile device transceiver.   
     
     
         2 . The NFC terminal of  claim 1 , wherein the transaction data includes payment credentials associated with a payment application. 
     
     
         3 . The NFC terminal of  claim 1 , wherein the transaction data includes identity credentials associated with an identity application. 
     
     
         4 . The NFC terminal of  claim 1 , wherein the transaction data includes a ticket associated with a ticketing application. 
     
     
         5 . The NFC terminal of  claim 1 , wherein the transaction data includes a coupon associated with a coupon application. 
     
     
         6 . The NFC terminal of  claim 1 , wherein the NFC terminal is a point-of-sale (POS) terminal connected to a remote server. 
     
     
         7 . The NFC terminal  claim 1 , wherein the NFC terminal is a point-of-entry (POE) terminal connected to a remote server. 
     
     
         8 . The NFC Terminal of  claim 1 , wherein the NFC terminal is a mobile device coupled with a secure element and further wherein the secure element is configured for near field communications. 
     
     
         9 . The NFC Terminal of  claim 1 , wherein the NFC terminal is a secure element and further wherein the secure element includes a chip configured for unidirectional near field communication. 
     
     
         10 . The NFC terminal of  claim 1  wherein the terminal is configured for bi-directional communication and writes digital artifacts to the mobile device. 
     
     
         11 . The NFC terminal of  claim 1 , wherein the NFC terminal further prompts the user to enter a PIN after receiving transaction data and before processing at a remote server 
     
     
         12 . The NFC terminal of  claim 1 , wherein the secure element is permanently embedded within the body of the mobile communication device. 
     
     
         13 . The NFC terminal of  claim 1 , wherein the secure element is affixed externally to the mobile communication device. 
     
     
         14 . The NFC terminal of  claim 1 , wherein the secure element is removably embedded in a slot of the mobile communication device. 
     
     
         15 . A method comprising:
 maintaining an NFC terminal application in an NFC terminal memory included in an NFC terminal;   executing the NFC terminal application using an NFC terminal processor coupled to NFC terminal memory;   triggering an NFC secure element application stored in a secure element memory of a secure element by using NFC induction;   receiving transaction data from the secure element upon triggering the NFC secure element application;   sending response information to the NFC secure element, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device processor, and a mobile device transceiver.   
     
     
         16 . The method of  claim 15 , wherein the transaction data includes payment credentials associated with a payment application. 
     
     
         17 . The method of  claim 15 , wherein the transaction data includes identity credentials associated with an identity application. 
     
     
         18 . The method of  claim 15 , wherein the transaction data includes a ticket associated with a ticketing application. 
     
     
         19 . The method of  claim 15 , wherein the transaction data includes a coupon associated with a coupon application. 
     
     
         20 . The method of  claim 15 , wherein the NFC terminal is a point-of-sale (POS) terminal connected to a remote server. 
     
     
         21 . The method of  claim 15 , wherein the NFC terminal is a point-of-entry (POE) terminal connected to a remote server.

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