Request money social networking applications

Abstract

In some example embodiments, a system and method is illustrated as including receiving a funds request that contains an identifier to uniquely identify a first member of a social networking community, the funds request including an amount of funds requested. Further, this method may include receiving a funds authorization from a grantor of funds. Additionally, this method may include transmitting a funds transfer instruction based upon the funds authorization. Moreover, this method may include transferring the amount of funds requested from an account held by the grantor of funds to an account held by the first member of a social networking community.

What is claimed is: 
     
         1 . A computer implemented method comprising:
 receiving a funds request that contains an identifier to uniquely identify a first member of a first social networking community, the funds request including an amount of funds requested;   receiving a funds authorization from a second member of a second social networking community;   transmitting a funds transfer instruction based upon the funds authorization; and   transferring the amount of funds requested from an account held by the second member of the second social networking community to an account held by the first member of the first social networking community.   
     
     
         2 . The computer implemented method of  claim 1 , wherein the identifier includes a network handle. 
     
     
         3 . The computer implemented method of  claim 2 , further comprising mapping the network handle to an email address. 
     
     
         4 . The computer implemented method of  claim 1 , wherein the funds transfer instruction includes an email identifier. 
     
     
         5 . The computer implemented method of  claim 1 , further comprising transmitting the funds transfer instruction, based upon the funds authorization, to a payment processor. 
     
     
         6 . The computer implemented method of  claim 5 , further comprising determining whether the first member of the first social networking community has an account with the payment processor. 
     
     
         7 . The computer implemented method of  claim 5 , further comprising determining whether the second member of the second social networking community has an account with the payment processor. 
     
     
         8 . The computer implemented method of  claim 5 , further comprising prompting a user to set up an account with the payment processor, the user including at least one of the second member of the second social networking community, or the first member of the first social networking community. 
     
     
         9 . The computer implemented method of  claim 1 , wherein the first member and the second member are members of the same social networking community. 
     
     
         10 . A computer system comprising:
 a first receiver to receive input to select a network handle generated by a selection device;   a first update engine to update a data store to track a funds request;   a first transmitter to transmit the funds request and the network handle; and   a first display to display the funds request in a Graphical User Interface (GUI).   
     
     
         11 . The computer system of  claim 10 , further comprising:
 a second receiver to receive a funds payment confirmation;   a second update engine to update a data store to track a payment made in response to the funds request; and   a second display to display the payment made in the GUI.   
     
     
         12 . The computer system of  claim 10 , further comprising a second receiver to receive the funds request that identifies a first member of a first social networking community. 
     
     
         13 . The computer system of  claim 10 , further comprising:
 a second receiver to receive input that selects the funds request as displayed in a second GUI; and   a first generator to generate a funds authorization that identifies a second member of a second social networking community; and   a second transmitter to transmit a funds authorization message.   
     
     
         14 . The computer system of  claim 13 , wherein the second GUI is displayed as part of an instant messaging application. 
     
     
         15 . The computer system of  claim 13 , further comprising a second generator to generate a funds transfer instruction based, in part, upon the funds authorization message. 
     
     
         16 . The computer system of  claim 15 , further comprising a third transmitter to transmit the funds transfer instruction, based upon the funds authorization message, to a payment processor. 
     
     
         17 . The computer system of  claim 16 , further comprising a determination engine to determine whether a first member of the first social networking community has an account with the payment processor based, in part, upon the funds authorization message. 
     
     
         18 . The computer system of  claim 16 , further comprising a determination engine to determine whether the second member of the second social networking community has an account with the payment processor, based, in part, upon the funds authorization message. 
     
     
         19 . The computer system of  claim 16 , further comprising a prompt engine to prompt a user to set up an account with the payment processor, based, in part, upon the funds authorization message, the user including at least one of the second member of the second social networking community and a first member of the first social networking community. 
     
     
         20 . The computer system of  claim 13 , further comprising a third transmitter to transmit a funds transfer instruction based upon the funds authorization message, using at least one of a social networking application and a widget application.