Facilitating presentation of content relating to a financial transaction

Abstract

Systems, methods and computer-readable media for facilitating the presentation of content associated with a financial transaction are disclosed. The content may be identified by a requestor or a party to the financial transaction on whose behalf a request associated with the financial transaction is received. A content location identifier that identifies a location where the content is stored may be identified or generated and may be included in or otherwise provided in association with a debit or credit instruction. The content location identifier may be presented by a user interface associated with a financial institution in conjunction with other transaction information and may facilitate access to the content and presentation of the content to a user.

That which is claimed is: 
     
         1 . A system, comprising:
 at least one network interface;   at least one memory storing computer-executable instructions; and   at least one processor communicatively coupled to the at least one network interface and the at least one memory and configured to access the at least one memory to execute the computer-executable instructions to:
 receive, on behalf of a requestor via at least a first network interface of the at least one network interface, a request to perform or request a financial transaction involving a financial account, wherein the request comprises content-related information relating to content associated with the financial transaction, wherein the content is identified by one of: i) the requestor or ii) a party to the financial transaction different from the requestor, and wherein the content-related information comprises one of: i) the content or ii) a first content location identifier indicative of a first location from which the content is retrievable; 
 perform one of: i) identify the first content location identifier from the content-related information or ii) generate, based at least in part on the content-related information, a second content location identifier indicative of a second location from which the content is retrievable; 
 insert one of: i) the first content location identifier or ii) the second content location identifier into one of i) a debit instruction to post a debit to the financial account, wherein the debit instruction is associated with the financial transaction or ii) a credit instruction to post a credit to the financial account, wherein the credit instruction is associated with the financial transaction; 
 direct, via at least a second network interface of the at least one network interface, transmission of the debit instruction or the credit instruction to one of: i) a payment network or ii) a core account processing system associated with a financial institution at which the financial account is held; 
 generate a presentation of information associated with the financial account comprising:
 transaction information comprising an indication of posting of the debit or the credit, and 
 one of: i) a selectable representation of one of the first content location identifier or the second content location identifier, wherein the selectable representation enables retrieval and presentation of the content or ii) a representation of the content generated responsive to retrieval of the content based at least in part on the first content location identifier or the second content location identifier; and 
 
 direct transmission of the presentation of information for presentment to a user. 
   
     
     
         2 . The system of  claim 1 , wherein the at least one processor is configured to direct at least a third network interface of the at least one network interface to transmit the presentation of information associated with the financial account to a user device associated with the user, wherein the presentation of information comprises the selectable representation of one of the first content location identifier or the second content location identifier, and wherein the at least one processor is further configured to execute the computer-executable instructions to:
 receive, via at least a fourth network interface of the at least one network interface from the user device on behalf of the user, a request for the content, wherein the request for the content is generated responsive to selection of the selectable representation; and   direct, via at least a fifth network interface of the at least one network interface, transmission of the content for presentation to the user responsive to receiving the request for the content.   
     
     
         3 . The system of  claim 2 , wherein two or more of the first network interface, the second network interface, the third network interface, the fourth network interface, or the fifth network interface are a same network interface. 
     
     
         4 . The system of  claim 2 , wherein the at least one processor is further configured to execute the computer-executable instructions to:
 retrieve the content from at least one of: i) one or more remote datastores or ii) one or more local datastores.   
     
     
         5 . The system of  claim 2 , wherein the at least one processor is further configured to execute the computer-executable instructions to:
 authenticate at least one of i) the requestor in connection with the request to perform or request the financial transaction or ii) the user in connection with the request for the content.   
     
     
         6 . The system of  claim 1 , wherein the presentation of information associated with the financial account comprises the representation of the content generated responsive to retrieval of the content based at least in part on the first content-location identifier or the second content-location identifier, and wherein the at least one processor is further configured to execute the computer-executable instructions to:
 retrieve the content based at least in part on the first content location identifier or the second location identifier; and   generate the representation of the content based at least in part on the retrieved content.   
     
     
         7 . The system of  claim 1 , wherein the selectable representation of one of the first content location identifier or the second content location identifier comprises hyperlinked anchor text. 
     
     
         8 . The system of  claim 7 , wherein the one of: i) the debit instruction or ii) the credit instruction comprises one of: i) the anchor text or ii) an identifier associated with the anchor text. 
     
     
         9 . The system of  claim 1 , wherein the selectable representation of one of the first content location identifier or the second content location identifier comprises a graphical representation of the content. 
     
     
         10 . The system of  claim 1 , wherein at least one of the first content location identifier or the second content identifier comprises a uniform resource locator (URL). 
     
     
         11 . The system of  claim 10 , wherein the URL is a shortened URL. 
     
     
         12 . The system of  claim 1 , wherein the content comprises at least one of: i) textual content associated with the financial transaction, ii) an image associated with the financial transaction, iii) audio content associated with the financial transaction, or iv) video content associated with the financial transaction. 
     
     
         13 . The system of  claim 1 , wherein the requestor is one of: i) an account holder of the financial account or ii) an entity authorized by the account holder to initiate the request. 
     
     
         14 . The system of  claim 13 , wherein the user is one of: i) the requestor or ii) the party to the financial transaction different from the requestor. 
     
     
         15 . The system of  claim 1 , wherein the core account processing system forms part of a financial institution system associated with the financial institution. 
     
     
         16 . A method, comprising:
 receiving, by a computerized service provider system comprising one or more computers and on behalf of a requestor, a request to perform or request a financial transaction involving a financial account, wherein the request comprises content-related information relating to content associated with the financial transaction, wherein the content is identified by one of: i) the requestor or ii) a party to the financial transaction different from the requestor, and wherein the content-related information comprises one of: i) the content or ii) a first content location identifier indicative of a first location from which the content is retrievable;   performing one of:
 identifying, by the computerized service provider system, the first content location identifier from the content-related information, or 
 generating, by the computerized service provider system and based at least in part on the content-related information, a second content location identifier indicative of a second location from which the content is retrievable; 
   inserting, by the computerized service provider system, one of: i) the first content location identifier or ii) the second content location identifier into one of i) a debit instruction to post a debit to the financial account, wherein the debit instruction is associated with the financial transaction or ii) a credit instruction to post a credit to the financial account, wherein the credit instruction is associated with the financial transaction;   transmitting, by the computerized service provider system, the debit instruction or the credit instruction to one of: i) a payment network or ii) a core account processing system associated with a financial institution at which the financial account is held;   generating, by the computerized service provider system, a presentation of information associated with the financial account comprising:
 transaction information comprising an indication of posting of the debit or the credit, and 
 one of: i) a selectable representation of one of the first content location identifier or the second content location identifier, wherein the selectable representation enables retrieval and presentation of the content or ii) a representation of the content generated responsive to retrieval of the content based at least in part on the first content location identifier or the second content location identifier; and 
   transmitting, by the computerized service provider system, the presentation of information for presentment to a user.   
     
     
         17 . The method of  claim 16 , wherein the presentation of information associated with the financial account is transmitted to a user device associated with the user and comprises the selectable representation of one of the first content location identifier or the second content location identifier, the method further comprising:
 receiving, by the computerized service provider system from the user device on behalf of the user, a request for the content, wherein the request for the content is generated responsive to selection of the selectable representation; and   transmitting, by the computerized service provider system, the content for presentation to the user responsive to receiving the request for the content.   
     
     
         18 . The method of  claim 16 , wherein the presentation of information associated with the financial account comprises the representation of the content generated responsive to retrieval of the content based at least in part on the first content-location identifier or the second content-location identifier, the method further comprising:
 retrieving, by the computerized service provider system, the content based at least in part on the first content location identifier or the second location identifier; and   generating, by the computerized service provider system, the representation of the content based at least in part on the retrieved content.   
     
     
         19 . The method of  claim 16 , wherein the selectable representation of one of the first content location identifier or the second content location identifier comprises hyperlinked anchor text. 
     
     
         20 . The method of  claim 16 , wherein at least one of the first content location identifier or the second content identifier comprises a uniform resource locator (URL). 
     
     
         21 . The method of  claim 16 , wherein the content comprises at least one of: i) textual content associated with the financial transaction, ii) an image associated with the financial transaction, iii) audio content associated with the financial transaction, or iv) video content associated with the financial transaction. 
     
     
         22 . The method of  claim 16 , wherein the requestor is one of: i) an account holder of the financial account or ii) an entity authorized by the account holder to initiate the request. 
     
     
         23 . The method of  claim 22 , wherein the user is one of: i) the requestor or ii) a party to the financial transaction different from the requestor.