Account borrowing system and method

Abstract

An account borrowing system includes at least one client operated by a first user and a second user and a server. The processor includes a communication module, to receive an account borrowing request submitted by the first user using the at least one client. A forwarding module forwards the account borrowing request to the second user using the at least one client. A linking module obtains the account information of the second user from a storage unit and generate a super link address for accessing a login page of the account of the second user when the second user approves the account borrowing request. In addition, a communication module transmits the supper link address to the first user using the at least one client.

What is claimed is: 
     
         1 . An account borrowing system comprising:
 at least one client to be operated by a first user and a second user; and   a server comprising a storage unit and a processor, the storage unit storing a database recording all user's account information;   wherein the processor comprises a communication module, to receive an account borrowing request submitted by the first user using the at least one client;   a forwarding module, to forward the account borrowing request to the second user using the at least one client;   a linking module, to obtain the account information of the second user from the storage unit and generate a super link address for accessing a login page of the account of the second user when the second user approves the account borrowing request; and   a communication module, to transmit the supper link address to the first user using the at least one client.   
     
     
         2 . The account borrowing system according to  claim 1 , wherein the super link address is a one-time link to ensure account security for the second user. 
     
     
         3 . The account borrowing system according to  claim 1 , wherein the account borrowing system is implemented by hardware, software modules, or combination. 
     
     
         4 . The account borrowing system according to  claim 1 , wherein a number of the at least one client is one, and the first user and the second user operate same client. 
     
     
         5 . The account borrowing system according to  claim 1 , wherein a number of the at least one client is two, and one client is operated by the first user and another client is operated by the second user. 
     
     
         6 . The account borrowing system according to  claim 1 , wherein the forwarding module searches accounts that satisfies the account borrowing request and forwards the account borrowing request to the searched accounts. 
     
     
         7 . An account borrowing method comprising:
 receiving an account borrowing request submitted by a first user using a first client;   forwarding the account borrowing request to the second user using a second client;   obtaining account information of the second user from a storage unit and generating a super link address for accessing a login page of the account of the second user when the second user approves the account borrowing request; and   transmitting the supper link address to the first user using the first client.   
     
     
         8 . The account borrowing method according to  claim 7 , wherein the super link address is a one-time link to ensure account security for the second user. 
     
     
         9 . The account borrowing method according to  claim 7 , wherein the account borrowing method is implemented by hardware, software modules, or combination. 
     
     
         10 . The account borrowing method according to  claim 7 , further comprising searching accounts that satisfies the account borrowing request and forwards the account borrowing request to the searched accounts. 
     
     
         11 . An account borrowing method comprising:
 receiving an account borrowing request submitted by a first user using a client;   forwarding the account borrowing request to the second user using the client;   obtaining account information of the second user from a storage unit and generating a super link address for accessing a login page of the account of the second user when the second user approves the account borrowing request; and   transmitting the supper link address to the first user using the client.   
     
     
         12 . The account borrowing method according to  claim 11 , wherein the super link address is a one-time link to ensure account security for the second user. 
     
     
         13 . The account borrowing method according to  claim 11 , wherein the account borrowing method is implemented by hardware, software modules, or combination. 
     
     
         14 . The account borrowing method according to  claim 11 , further comprising searching accounts that satisfies the account borrowing request and forwards the account borrowing request to the searched accounts.