Media device payments remote control personalization and protection

Abstract

A server is operable to receive a media device identifying number (ID) and to create an established association between the media device with a payment account and to support at least one of payment authorization and payment clearing based at least in part on the media device ID and the payment account. The server is further operable to produce the payment account information to a smart card personalization service server to facilitate creation of a smart card with the payment account information that is associated with the media device. The server is also operable to produce the media device ID to the smart card personalization service server to facilitate creation of a smart card with the payment account information based in part on the media device ID.

1 - 13 . (canceled) 
     
     
         14 . A method comprising:
 creating, by a payment device processing server, an established association between a user payment account and a media device, the media device having a media device identifier;   receiving a purchase message for a purchase transaction, the purchase message including another media device identifier;   determining, based at least in part on the established association between the user payment account and the media device, that a match exists between the media device identifier associated with the media device and the other media device identifier; and   upon determining that the match exists, causing a purchase approval for the purchase transaction to be generated.   
     
     
         15 . The method of  claim 14  wherein creating the established association between the user payment account and the media device includes providing the media device identifier and payment account information associated with the user payment account to a payment card personalization service. 
     
     
         16 . The method of  claim 14  wherein association information between the user payment account and the media device is stored on a payment device. 
     
     
         17 . The method of  claim 14  wherein causing the purchase approval for the purchase transaction to be generated includes transmitting the media device identifier and at least a portion of payment account information associated with the user payment account to a transaction authorization network server for authorization of the purchase transaction. 
     
     
         18 . The method of  claim 14  further comprising:
 receiving an application for the user payment account for use in association with the media device; 
 obtaining approval for the application; and 
 upon obtaining approval for the application:
 causing the media device associated with the user payment account to be distributed; and 
 causing a payment device that includes the other media device identifier to be distributed. 
 
 
     
     
         19 . The method of  claim 14  wherein the other media device identifier is stored on a payment device. 
     
     
         20 . The method of  claim 14  further comprising:
 receiving an application for establishing the user payment account; and 
 sending an approved indication for the application to a payment card personalization service server, wherein the approved indication includes user payment account information to be embedded within a payment device generated by the payment card personalization service server. 
 
     
     
         21 . The method of  claim 20  wherein the approved indication further includes mailing information to allow the payment card personalization service server to prompt a mailing of a generated payment device using the mailing information. 
     
     
         22 . The method of  claim 14  wherein creating the established association includes receiving the media device identifier from a media device distribution center server and wherein the established association is created based on the media device identifier and the user payment account. 
     
     
         23 . The method of  claim 14  wherein the established association between the user payment account and the media device is created by at least one of transmitting the media device identifier to a financial network device, transmitting the media device identifier to a payment card personalization service server, or transmitting the media device identifier to an issuer server and wherein the method further comprises:
 engaging in communications to determine an encryption key that corresponds to the established association between the user payment account and the media device, wherein the purchase message includes user payment account information encrypted using the encryption key. 
 
     
     
         24 . A server system comprising:
 one or more processors; and   a storage medium coupled to the one or more processors, the storage medium encoded with a set of instructions, which when executed, causes the one or more processors to perform a method comprising:
 creating an established association between a user payment account and a media device, the media device having a media device identifier; 
 receiving a purchase message for a purchase transaction, the purchase message including another media device identifier; 
 determining, based at least in part on the established association between the user payment account and the media device, that a match exists between the media device identifier associated with the media device and the other media device identifier; and 
 upon determining that the match exists, causing a purchase approval for the purchase transaction to be generated. 
   
     
     
         25 . The system of  claim 24  wherein creating the established association between the user payment account and the media device includes providing the media device identifier and payment account information associated with the user payment account to a payment card personalization service. 
     
     
         26 . The system of  claim 24  wherein association information between the user payment account and the media device is stored on a payment device. 
     
     
         27 . The system of  claim 24  wherein causing the purchase approval for the purchase transaction to be generated includes transmitting the media device identifier and at least a portion of payment account information associated with the user payment account to a transaction authorization network server for authorization of the purchase transaction. 
     
     
         28 . The system of  claim 24  wherein the method further comprises:
 receiving an application for the user payment account for use in association with the media device; 
 obtaining approval for the application; and 
 upon obtaining approval for the application:
 causing the media device associated with the user payment account to be distributed; and 
 causing a payment device that includes the other media device identifier to be distributed. 
 
 
     
     
         29 . The system of  claim 24  wherein the other media device identifier is stored on a payment device. 
     
     
         30 . The system of  claim 24  wherein the method further comprises:
 receiving an application for establishing the user payment account; and 
 sending an approved indication for the application to a payment card personalization service server, wherein the approved indication includes user payment account information to be embedded within a payment device generated by the payment card personalization service server. 
 
     
     
         31 . The system of  claim 30  wherein the approved indication further includes mailing information to allow the payment card personalization service server to prompt a mailing of a generated payment device using the mailing information. 
     
     
         32 . The system of  claim 24  wherein creating the established association includes receiving the media device identifier from a media device distribution center server and wherein the established association is created based on the media device identifier and the user payment account. 
     
     
         33 . The system of  claim 24  wherein the established association between the user payment account and the media device is created by at least one of transmitting the media device identifier to a financial network device, transmitting the media device identifier to a payment card personalization service server, or transmitting the media device identifier to an issuer server and wherein the method further comprises:
 engaging in communications to determine an encryption key that corresponds to the established association between the user payment account and the media device, wherein the purchase message includes user payment account information encrypted using the encryption key.