Multi-application smart card device software solution for smart cardholder reward selection and redemption

Abstract

A system for facilitating reward selection and redemption for a loyalty program is disclosed. The system includes a point-of-sale (POS) device that is capable of monitoring and processing a reward redemption. The POS device informs a participant of the loyalty program as to what rewards are available for redemption. The participant is given an opportunity by the POS device to select the desired reward for redemption. Alternatively, the POS device allows the participant to defer redemption of the available rewards.

1 - 34 . (canceled) 
     
     
         35 . A method comprising:
 receiving, by a device, a selection of a reward option, wherein the device comprises a payment application and a reward control application;   providing, by the device, a reward option,   receiving, by the device, a selection of the reward option;   identifying, by the device, rewards that are available for redemption;   sorting, by the device, the available rewards in a predetermined order; and   providing, by the device, the rewards in the predetermined order.   
     
     
         36 . The method of  claim 35  further comprising:
 providing, by the device, a payment option, wherein selection of the payment option invokes the payment application. 
 
     
     
         37 . The method of  claim 35 , wherein the device is configured to operate in an offline manner. 
     
     
         38 . The method of  claim 35  wherein the predetermined order is based on the values of the rewards. 
     
     
         39 . The method of  claim 35  wherein the predetermined order is based on expiration dates of the rewards. 
     
     
         40 . The method of  claim 35  wherein the device is a point of sale terminal. 
     
     
         41 . The method of  claim 35  wherein the predetermined order is based on the values of the rewards, and if the values of the rewards are the same, those rewards are sorted according to their expiration dates. 
     
     
         42 . The method of  claim 35  further comprising:
 displaying, by the device, an option to allow a user to defer one or more of the rewards. 
 
     
     
         43 . A device comprising a processor and a computer readable medium coupled to the processor, the computer readable medium comprising code, executable by the processor to cause the device to implement a method comprising:
 receiving a selection of a reward option, wherein the device comprises a payment application and a reward control application;   providing a reward option,   receiving a selection of the reward option;   identifying rewards that are available for redemption;   sorting the available rewards in a predetermined order; and   providing the rewards in the predetermined order.   
     
     
         44 . The device of  claim 43  wherein the method further comprises:
 providing, by the device, a payment option, wherein selection of the payment option invokes the payment application. 
 
     
     
         45 . The device of  claim 43 , wherein the device is configured to operate in an offline manner. 
     
     
         46 . The device of  claim 43  wherein the predetermined order is based on the values of the rewards. 
     
     
         47 . The device of  claim 43  wherein the predetermined order is based on expiration dates of the rewards. 
     
     
         48 . The device of  claim 43  wherein the device is a point of sale terminal. 
     
     
         49 . The device of  claim 43  wherein the predetermined order is based on the values of the rewards, and if the values of the rewards are the same, those rewards are sorted according to their expiration dates. 
     
     
         50 . The method of  claim 43  wherein the method further comprises:
 displaying, by the device, an option to allow a user to defer one or more of the rewards.