US2015127535A1PendingUtilityA1

Posting real-time payment card authorization process data to social media site

Assignee: MASTERCARD INTERNATIONAL INCPriority: Nov 4, 2013Filed: Nov 4, 2013Published: May 7, 2015
Est. expiryNov 4, 2033(~7.3 yrs left)· nominal 20-yr term from priority
G06Q 10/40G06Q 50/01G06Q 20/409G06Q 20/34G06Q 20/384
55
PatentIndex Score
0
Cited by
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Claims

Abstract

A social media location posting system a payment card transaction authorization processor and a location posting service processor. The payment card transaction authorization processor is configured to receive over a network a payment card transaction authorization request for a cardholder and store in a computer storage file associated with the cardholder payment card transaction data included in the authorization request. The location service processor is configured to post over the network at least a portion the payment card transaction data stored in the file associated with the cardholder to a social media site associated with the cardholder.

Claims

exact text as granted — not AI-modified
What is claimed is: 
     
         1 . A method of posting payment card transaction information to a social media site, comprising:
 receiving over a network at a payment card authorization processor a payment card transaction authorization request for a cardholder;   operating the authorization processor to store in a computer storage file associated with the cardholder payment card transaction data included in the authorization request; and,   operating the authorization processor to post over the network at least a portion of the payment card transaction data stored in the file associated with the cardholder to a social media site associated with the cardholder.   
     
     
         2 . The method as claimed in  claim 1 , wherein:
 the transaction authorization data includes a merchant name, a date, time and location of the transaction.   
     
     
         3 . The method as claimed in  claim 1 , wherein the posting further includes:
 operating a location service processor to logon to the social media site on behalf of the cardholder.   
     
     
         4 . The method as claimed in  claim 1 , the posting further includes:
 transmitting over the network to a computer associated with the cardholder a webpage including a list of selectable transaction data items stored in the file associated with the cardholder;   receiving over the network from the computer associated with the cardholder transaction data items selected from the list of selectable transaction data items;   logging in, on behalf of the cardholder, to the social media site over the network; and,   transmitting to the social media site over the network the cardholder transaction data items received from the computer associated with cardholder.   
     
     
         5 . The method as claimed in  claim 4 , further comprising:
 deleting from the file associated with the cardholder the transaction data items included in the list transmitted to the computer associated with the cardholder.   
     
     
         6 . The method as claimed in  claim 1 , further comprising:
 enrolling the cardholder in a transaction location service.   
     
     
         7 . The method as claimed in  claim 6 , wherein the enrolling further comprises:
 verifying an association of a party attempting to enroll with an identified payment card account;   verifying an association of the party attempting to enroll with an identified social media site account; and,   allocating the computer storage file associated with the cardholder to the party verified to be associated with the identified payment card account and the identified social media site account.   
     
     
         8 . The method as claimed in  claim 1 , wherein the authorization processor receives the authorization from an acquiring system and method further comprises:
 operating the authorization processor to transmit over the network the authorization request to an issuing system.   
     
     
         9 . A social media location posting system, which comprises:
 a payment card transaction authorization processor configured to receive over a network a payment card transaction authorization request for a cardholder and store in a computer storage file associated with the cardholder payment card transaction data included in the authorization request; and,   a location service processor configured to post over the network at least a portion the payment card transaction data stored in the file associated with the cardholder to a social media site associated with the cardholder.   
     
     
         10 . The system as claimed in  claim 9 , wherein:
 the transaction authorization data includes a merchant name, a date, time and location of the transaction.   
     
     
         11 . The system as claimed in  claim 9 , wherein the location service processor is further configured to:
 transmit over the network to a computer associated with the cardholder a webpage including a list of selectable transaction data items stored in the file associated with the cardholder;   receive over the network from the computer associated with the cardholder transaction data items selected from the list of selectable transaction data items;   log in, on behalf of the cardholder, to the social media site over the network; and,   transmit to the social media site over the network the cardholder transaction data items received from the computer associated with cardholder.   
     
     
         12 . The system as claimed in  claim 9 , further wherein the location service processor is further configured to:
 enroll the cardholder in a transaction location service.   
     
     
         13 . The system as claimed in  claim 9 , wherein the location service processor is further configured to:
 verify an association of a party attempting to enroll with an identified payment card account;   verify an association of the party attempting to enroll with an identified social media site account; and,   allocate the computer storage file associated with the cardholder to the party verified to be associated with the identified payment card account and the identified social media site account.   
     
     
         14 . A non-transitory computer-readable storage medium encoded with data and instructions, which when executed by a computing device the instructions causing the computing device to:
 receive over a network a payment card transaction authorization request for a cardholder;   store in a computer storage file associated with the cardholder payment card transaction data included in the authorization request; and,   post over the network at least a portion the payment card transaction data stored in the file associated with the cardholder to a social media site associated with the cardholder.   
     
     
         15 . The non-transitory computer-readable storage medium as claimed in  claim 14 , wherein:
 the transaction authorization data includes a merchant name, a date, time and location of the transaction.   
     
     
         16 . The non-transitory computer-readable storage medium as claimed in  claim 14  further encoded with data and instructions, which when executed by the computing device the instructions causing the computing device to:
 logon to the social media site on behalf of the cardholder. 
 
     
     
         17 . The non-transitory computer-readable storage medium as claimed in  claim 14  further encoded with data and instructions, which when executed by the computing device the instructions causing the computing device to:
 transmit over the network to a computer associated with the cardholder a webpage including a list of selectable transaction data items stored in the file associated with the cardholder; 
 receive over the network from the computer associated with the cardholder transaction data items selected from the list of selectable transaction data items; 
 log in, on behalf of the cardholder, to the social media site over the network; and, 
 transmit to the social media site over the network the cardholder transaction data items received from the computer associated with cardholder. 
 
     
     
         18 . The non-transitory computer-readable storage medium as claimed in  claim 17  further encoded with data and instructions, which when executed by the computing device the instructions causing the computing device to:
 delete from the file associated with the cardholder the transaction data items included in the list transmitted to the computer associated with the cardholder. 
 
     
     
         19 . The non-transitory computer-readable storage medium as claimed in  claim 14  further encoded with data and instructions, which when executed by the computing device the instructions causing the computing device to
 enroll the cardholder in a transaction location posting service. 
 
     
     
         20 . The non-transitory computer-readable storage medium as claimed in  claim 14  further encoded with data and instructions, which when executed by the computing device the instructions causing the computing device to:
 verify an association of a party attempting to enroll with an identified payment card account; 
 verify an association of the party attempting to enroll with an identified social media site account; and, 
 allocate the computer storage file associated with the cardholder to the party verified to be associated with the identified payment card account and the identified social media site account.

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